AFFIN Holdings Bhd

KLSE:5185 Malaysia Banks - Regional
Market Cap
$1.47 Billion
RM6.61 Billion MYR
Market Cap Rank
#9076 Global
#46 in Malaysia
Share Price
RM2.61
Change (1 day)
+1.95%
52-Week Range
RM2.22 - RM2.82
All Time High
RM3.43
About

AFFIN Bank Berhad, a financial holding company, provides various banking services in Malaysia. It operates through Commercial Banking, Investment Banking, Insurance, and Others segments. The Commercial Banking segment offers savings and fixed deposits, remittance services, current accounts, vehicle loans/financing, hire purchase, housing loans/financing, overdrafts/cashlines and personal loans/fi… Read more

AFFIN Holdings Bhd (5185) - Total Assets

Latest total assets as of September 2025: RM118.43 Billion MYR

Based on the latest financial reports, AFFIN Holdings Bhd (5185) holds total assets worth RM118.43 Billion MYR as of September 2025.

Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.

AFFIN Holdings Bhd - Total Assets Trend (2012–2024)

This chart illustrates how AFFIN Holdings Bhd’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.

AFFIN Holdings Bhd - Asset Composition Analysis

Current Asset Composition (December 2024)

AFFIN Holdings Bhd's total assets of RM118.43 Billion consist of 6.3% current assets and 93.7% non-current assets.

Asset Category Amount (MYR) % of Total Assets
Cash & Equivalents RM0.00 4.5%
Accounts Receivable RM1.93 Billion 1.7%
Inventory RM0.00 0.0%
Property, Plant & Equipment RM1.43 Billion 1.3%
Intangible Assets RM180.73 Million 0.2%
Goodwill RM581.37 Million 0.5%

Asset Composition Trend (2012–2024)

This chart illustrates how AFFIN Holdings Bhd's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.

Key Asset Composition Facts

  • Current vs. Non-Current Assets: AFFIN Holdings Bhd's current assets represent 6.3% of total assets in 2024, a decrease from 19.9% in 2012.
  • Cash Position: Cash and equivalents constituted 4.5% of total assets in 2024, down from 13.2% in 2012.
  • Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, a decrease from 1.0% in 2012.
  • Asset Diversification: The largest asset category is accounts receivable at 1.7% of total assets.

AFFIN Holdings Bhd Competitors by Total Assets

Key competitors of AFFIN Holdings Bhd based on total assets are shown below.

Company Country Total Assets
Ping An Bank Co Ltd
SHE:000001
China CN¥5.77 Trillion
Bank of Ningbo Co Ltd
SHE:002142
China CN¥3.58 Trillion
Bank of Zhengzhou Co Ltd Class A
SHE:002936
China CN¥743.55 Billion
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
China CN¥509.92 Billion
Bank of Suzhou
SHE:002966
China CN¥776.04 Billion
Jeju Bank
KO:006220
Korea ₩7.72 Trillion
Industrial Bank Of Korea
KO:024110
Korea ₩490.11 Trillion
Hana Financial
KO:086790
Korea ₩659.08 Trillion

AFFIN Holdings Bhd - Asset Efficiency Metrics

Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.

Asset Turnover Ratio

Measures how efficiently a company uses its assets to generate sales

Historical Range: 0.02 - 0.05

Lower asset utilization - AFFIN Holdings Bhd generates 0.04x its asset value in annual revenue.

Return on Assets (ROA)

Measures how efficiently a company uses its assets to generate profits

Historical Range: 0.33% - 1.31%

Moderate ROA - For every $100 in assets, AFFIN Holdings Bhd generates $ 0.46 in net profit.

AFFIN Holdings Bhd - Liquidity and Working Capital Analysis

Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.

Key Liquidity Metrics

Metric Current 1 Year Ago 5 Years Ago
Current Ratio 0.11 0.10 0.17
Quick Ratio 0.11 0.10 0.17
Cash Ratio 0.00 0.00 0.00
Working Capital RM-77.63 Billion RM -75.47 Billion RM -45.64 Billion

AFFIN Holdings Bhd - Advanced Valuation Insights

This section examines the relationship between AFFIN Holdings Bhd's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.

Key Valuation Metrics

Current Price-to-Book Ratio 0.57
Latest Market Cap to Assets Ratio 0.01
Asset Growth Rate (YoY) 6.3%
Total Assets RM111.84 Billion
Market Capitalization $645.90 Million USD

Valuation Analysis

Below Book Valuation: The market values AFFIN Holdings Bhd's assets below their book value (0.01 x), which may indicate investor concerns about asset quality or future growth.

Positive Asset Growth: AFFIN Holdings Bhd's assets grew by 6.3% over the past year, showing continued investment in the company's operational capacity.

Annual Total Assets for AFFIN Holdings Bhd (2012–2024)

The table below shows the annual total assets of AFFIN Holdings Bhd from 2012 to 2024.

Year Total Assets Change
2024-12-31 RM111.84 Billion +6.27%
2023-12-31 RM105.25 Billion +16.79%
2022-12-31 RM90.12 Billion +14.91%
2021-12-31 RM78.43 Billion +12.79%
2020-12-31 RM69.54 Billion +1.75%
2019-12-31 RM68.34 Billion -10.05%
2018-12-31 RM75.98 Billion +8.52%
2017-12-31 RM70.01 Billion +1.63%
2016-12-31 RM68.89 Billion +2.20%
2015-12-31 RM67.40 Billion +1.09%
2014-12-31 RM66.68 Billion +11.22%
2013-12-31 RM59.95 Billion +7.38%
2012-12-31 RM55.83 Billion --