ACNB Corporation

NASDAQ:ACNB USA Banks - Regional
Market Cap
$480.03 Million
Market Cap Rank
#10646 Global
#4900 in USA
Share Price
$46.28
Change (1 day)
-2.51%
52-Week Range
$38.45 - $53.18
All Time High
$53.18
About

ACNB Corporation, a financial holding company, offers banking, insurance, and financial services to individual, business, and government customers in the United States. The company offers checking, savings, and money market deposit accounts, as well as time deposits and debit cards. It also provides commercial lending products, such as commercial mortgages, real estate development and constructio… Read more

ACNB Corporation (ACNB) - Total Assets

Latest total assets as of December 2025: $3.23 Billion USD

Based on the latest financial reports, ACNB Corporation (ACNB) holds total assets worth $3.23 Billion USD as of December 2025.

Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.

ACNB Corporation - Total Assets Trend (1994–2025)

This chart illustrates how ACNB Corporation’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.

ACNB Corporation - Asset Composition Analysis

Current Asset Composition (December 2025)

ACNB Corporation's total assets of $3.23 Billion consist of 0.6% current assets and 99.4% non-current assets.

Asset Category Amount (USD) % of Total Assets
Cash & Equivalents $0.00 0.6%
Accounts Receivable $0.00 0.0%
Inventory $0.00 0.0%
Property, Plant & Equipment $0.00 0.0%
Intangible Assets $22.43 Million 0.7%
Goodwill $64.45 Million 2.0%

Asset Composition Trend (1994–2025)

This chart illustrates how ACNB Corporation's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.

Key Asset Composition Facts

  • Current vs. Non-Current Assets: ACNB Corporation's current assets represent 0.6% of total assets in 2025, a decrease from 2.7% in 1994.
  • Cash Position: Cash and equivalents constituted 0.6% of total assets in 2025, down from 2.7% in 1994.
  • Tangible vs. Intangible: Intangible assets (including goodwill) make up 2.0% of total assets, an increase from 0.0% in 1994.
  • Asset Diversification: The largest asset category is goodwill at 2.0% of total assets.

ACNB Corporation Competitors by Total Assets

Key competitors of ACNB Corporation based on total assets are shown below.

Company Country Total Assets
Ping An Bank Co Ltd
SHE:000001
China CN¥5.77 Trillion
Bank of Ningbo Co Ltd
SHE:002142
China CN¥3.58 Trillion
Bank of Zhengzhou Co Ltd Class A
SHE:002936
China CN¥743.55 Billion
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
China CN¥509.92 Billion
Bank of Suzhou
SHE:002966
China CN¥776.04 Billion
Jeju Bank
KO:006220
Korea ₩7.72 Trillion
Industrial Bank Of Korea
KO:024110
Korea ₩490.11 Trillion
Hana Financial
KO:086790
Korea ₩659.08 Trillion

ACNB Corporation - Asset Efficiency Metrics

Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.

Asset Turnover Ratio

Measures how efficiently a company uses its assets to generate sales

Historical Range: 0.04 - 0.06

Lower asset utilization - ACNB Corporation generates 0.05x its asset value in annual revenue.

Return on Assets (ROA)

Measures how efficiently a company uses its assets to generate profits

Historical Range: 0.61% - 1.42%

Moderate ROA - For every $100 in assets, ACNB Corporation generates $ 1.15 in net profit.

ACNB Corporation - Liquidity and Working Capital Analysis

Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.

Key Liquidity Metrics

Metric Current 1 Year Ago 5 Years Ago
Current Ratio 0.32 0.04 64.26
Quick Ratio 0.32 0.04 64.26
Cash Ratio 0.00 0.00 0.00
Working Capital $-44.13 Million $ -1.74 Billion $ 2.17 Billion

ACNB Corporation - Advanced Valuation Insights

This section examines the relationship between ACNB Corporation's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.

Key Valuation Metrics

Current Price-to-Book Ratio 1.16
Latest Market Cap to Assets Ratio 0.14
Asset Growth Rate (YoY) 34.8%
Total Assets $3.23 Billion
Market Capitalization $462.57 Million USD

Valuation Analysis

Below Book Valuation: The market values ACNB Corporation's assets below their book value (0.14 x), which may indicate investor concerns about asset quality or future growth.

Rapid Asset Growth: ACNB Corporation's assets grew by 34.8% over the past year, indicating significant expansion of the company's resource base.

Annual Total Assets for ACNB Corporation (1994–2025)

The table below shows the annual total assets of ACNB Corporation from 1994 to 2025.

Year Total Assets Change
2025-12-31 $3.23 Billion +34.80%
2024-12-31 $2.39 Billion -0.99%
2023-12-31 $2.42 Billion -4.22%
2022-12-31 $2.53 Billion -9.38%
2021-12-31 $2.79 Billion +9.06%
2020-12-31 $2.56 Billion +48.55%
2019-12-31 $1.72 Billion +4.40%
2018-12-31 $1.65 Billion +3.28%
2017-12-31 $1.60 Billion +32.26%
2016-12-31 $1.21 Billion +5.09%
2015-12-31 $1.15 Billion +5.33%
2014-12-31 $1.09 Billion +4.18%
2013-12-31 $1.05 Billion -0.38%
2012-12-31 $1.05 Billion +4.50%
2011-12-31 $1.00 Billion +3.73%
2010-12-31 $968.67 Million +0.70%
2009-12-31 $961.90 Million -1.51%
2008-12-31 $976.68 Million +5.40%
2007-12-31 $926.66 Million -3.95%
2006-12-31 $964.76 Million +2.08%
2005-12-31 $945.14 Million +2.27%
2004-12-31 $924.19 Million +5.90%
2003-12-31 $872.73 Million +18.80%
2002-12-31 $734.64 Million +16.57%
2001-12-31 $630.23 Million +11.09%
2000-12-31 $567.33 Million +3.92%
1999-12-31 $545.95 Million +0.31%
1998-12-31 $544.26 Million +16.59%
1997-12-31 $466.84 Million -1.19%
1996-12-31 $472.44 Million +2.85%
1995-12-31 $459.35 Million -2.69%
1994-12-31 $472.03 Million --