Enact Holdings Inc
Enact Holdings, Inc. operates as a private mortgage insurance company in the United States. The company engages in writing and assuming residential mortgage guaranty insurance. It also offers private mortgage insurance products insuring prime-based, individually underwritten residential mortgage loans; pool mortgage insurance; contract underwriting services; and mortgage-related reinsurance produ… Read more
Enact Holdings Inc (ACT) - Total Assets
Latest total assets as of December 2025: $6.89 Billion USD
Based on the latest financial reports, Enact Holdings Inc (ACT) holds total assets worth $6.89 Billion USD as of December 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Enact Holdings Inc - Total Assets Trend (2018–2025)
This chart illustrates how Enact Holdings Inc’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Enact Holdings Inc - Asset Composition Analysis
Current Asset Composition (December 2025)
Enact Holdings Inc's total assets of $6.89 Billion consist of 9.1% current assets and 90.9% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 8.5% |
| Accounts Receivable | $46.13 Million | 0.7% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $22.23 Million | 0.3% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (2018–2025)
This chart illustrates how Enact Holdings Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Enact Holdings Inc's current assets represent 9.1% of total assets in 2025, an increase from 4.9% in 2018.
- Cash Position: Cash and equivalents constituted 8.5% of total assets in 2025, up from 3.9% in 2018.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2018.
- Asset Diversification: The largest asset category is accounts receivable at 0.7% of total assets.
Enact Holdings Inc Competitors by Total Assets
Key competitors of Enact Holdings Inc based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Syarikat Takaful Malaysia Bhd
KLSE:6139
|
Malaysia | RM17.81 Billion |
|
ACMAT Corporation
PINK:ACMT
|
USA | $50.58 Million |
|
Assured Guaranty Ltd
NYSE:AGO
|
USA | $12.10 Billion |
|
Ambac Financial Group Inc
NYSE:AMBC
|
USA | $2.15 Billion |
|
AMERISAFE Inc
NASDAQ:AMSF
|
USA | $222.87 Million |
|
AXIS Capital Holdings Ltd
NYSE:AXS
|
USA | $32.32 Billion |
|
Beazley plc
PINK:BZLYF
|
USA | $16.22 Billion |
|
Employers Holdings Inc
NYSE:EIG
|
USA | $3.44 Billion |
Enact Holdings Inc - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Enact Holdings Inc generates 0.18x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Solid ROA - For every $100 in assets, Enact Holdings Inc generates $9.78 in net profit.
Enact Holdings Inc - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 6.86 | 5.50 | 1.54 |
| Quick Ratio | 6.86 | 5.50 | 1.54 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $536.98 Million | $ 533.90 Million | $ 150.59 Million |
Enact Holdings Inc - Advanced Valuation Insights
This section examines the relationship between Enact Holdings Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.07 |
| Latest Market Cap to Assets Ratio | 0.16 |
| Asset Growth Rate (YoY) | 5.2% |
| Total Assets | $6.89 Billion |
| Market Capitalization | $1.08 Billion USD |
Valuation Analysis
Below Book Valuation: The market values Enact Holdings Inc's assets below their book value (0.16 x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Enact Holdings Inc's assets grew by 5.2% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Enact Holdings Inc (2018–2025)
The table below shows the annual total assets of Enact Holdings Inc from 2018 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $6.89 Billion | +5.25% |
| 2024-12-31 | $6.55 Billion | +5.34% |
| 2023-12-31 | $6.22 Billion | +8.40% |
| 2022-12-31 | $5.74 Billion | -3.02% |
| 2021-12-31 | $5.91 Billion | +3.79% |
| 2020-12-31 | $5.70 Billion | +25.10% |
| 2019-12-31 | $4.56 Billion | +11.13% |
| 2018-12-31 | $4.10 Billion | -- |