Ames National Corporation

NASDAQ:ATLO USA Banks - Regional
Market Cap
$233.69 Million
Market Cap Rank
#15327 Global
#6024 in USA
Share Price
$26.28
Change (1 day)
-1.98%
52-Week Range
$16.53 - $27.96
All Time High
$27.96
About

Ames National Corporation operates as a multi-bank holding company that provides banking products and services primarily in Boone, Clarke, Hancock, Marshall, Polk, Story, Taylor, and Union Counties in central, north-central, and south-central Iowa. The company accepts various deposit products, including checking and savings accounts; and time deposits, such as money market accounts and certificat… Read more

Ames National Corporation (ATLO) - Total Assets

Latest total assets as of December 2025: $2.13 Billion USD

Based on the latest financial reports, Ames National Corporation (ATLO) holds total assets worth $2.13 Billion USD as of December 2025.

Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.

Ames National Corporation - Total Assets Trend (2000–2025)

This chart illustrates how Ames National Corporation’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.

Ames National Corporation - Asset Composition Analysis

Current Asset Composition (December 2025)

Ames National Corporation's total assets of $2.13 Billion consist of 91.7% current assets and 8.3% non-current assets.

Asset Category Amount (USD) % of Total Assets
Cash & Equivalents $0.00 1.0%
Accounts Receivable $1.28 Billion 60.0%
Inventory $0.00 0.0%
Property, Plant & Equipment $0.00 0.0%
Intangible Assets $791.00K 0.0%
Goodwill $12.42 Million 0.6%

Asset Composition Trend (2000–2025)

This chart illustrates how Ames National Corporation's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.

Key Asset Composition Facts

  • Current vs. Non-Current Assets: Ames National Corporation's current assets represent 91.7% of total assets in 2025, an increase from 5.8% in 2000.
  • Cash Position: Cash and equivalents constituted 1.0% of total assets in 2025, down from 4.7% in 2000.
  • Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2000.
  • Asset Diversification: The largest asset category is accounts receivable at 60.0% of total assets.

Ames National Corporation Competitors by Total Assets

Key competitors of Ames National Corporation based on total assets are shown below.

Company Country Total Assets
Ping An Bank Co Ltd
SHE:000001
China CN¥5.77 Trillion
Bank of Ningbo Co Ltd
SHE:002142
China CN¥3.58 Trillion
Bank of Zhengzhou Co Ltd Class A
SHE:002936
China CN¥743.55 Billion
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
China CN¥509.92 Billion
Bank of Suzhou
SHE:002966
China CN¥776.04 Billion
Jeju Bank
KO:006220
Korea ₩7.72 Trillion
Industrial Bank Of Korea
KO:024110
Korea ₩490.11 Trillion
Hana Financial
KO:086790
Korea ₩659.08 Trillion

Ames National Corporation - Asset Efficiency Metrics

Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.

Asset Turnover Ratio

Measures how efficiently a company uses its assets to generate sales

Historical Range: 0.03 - 0.05

Lower asset utilization - Ames National Corporation generates 0.05x its asset value in annual revenue.

Return on Assets (ROA)

Measures how efficiently a company uses its assets to generate profits

Historical Range: 0.48% - 1.17%

Moderate ROA - For every $100 in assets, Ames National Corporation generates $ 0.89 in net profit.

Ames National Corporation - Liquidity and Working Capital Analysis

Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.

Key Liquidity Metrics

Metric Current 1 Year Ago 5 Years Ago
Current Ratio 4.95 0.17 0.49
Quick Ratio 4.95 0.17 0.49
Cash Ratio 0.00 0.00 0.00
Working Capital $1.56 Billion $ -1.59 Billion $ -959.41 Million

Ames National Corporation - Advanced Valuation Insights

This section examines the relationship between Ames National Corporation's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.

Key Valuation Metrics

Current Price-to-Book Ratio 1.17
Latest Market Cap to Assets Ratio 0.09
Asset Growth Rate (YoY) 0.0%
Total Assets $2.13 Billion
Market Capitalization $189.58 Million USD

Valuation Analysis

Below Book Valuation: The market values Ames National Corporation's assets below their book value (0.09 x), which may indicate investor concerns about asset quality or future growth.

Slight Asset Contraction: Ames National Corporation's assets decreased by 0.0% over the past year, which may reflect streamlining or optimization of resources.

Annual Total Assets for Ames National Corporation (2000–2025)

The table below shows the annual total assets of Ames National Corporation from 2000 to 2025.

Year Total Assets Change
2025-12-31 $2.13 Billion +0.02%
2024-12-31 $2.13 Billion -1.03%
2023-12-31 $2.16 Billion +0.96%
2022-12-31 $2.13 Billion -0.10%
2021-12-31 $2.14 Billion +8.17%
2020-12-31 $1.98 Billion +13.73%
2019-12-31 $1.74 Billion +19.34%
2018-12-31 $1.46 Billion +5.86%
2017-12-31 $1.38 Billion +0.63%
2016-12-31 $1.37 Billion +2.99%
2015-12-31 $1.33 Billion +1.98%
2014-12-31 $1.30 Billion +5.51%
2013-12-31 $1.23 Billion +1.26%
2012-12-31 $1.22 Billion +17.59%
2011-12-31 $1.04 Billion +7.54%
2010-12-31 $962.98 Million +5.18%
2009-12-31 $915.57 Million +6.69%
2008-12-31 $858.14 Million -0.40%
2007-12-31 $861.59 Million +2.71%
2006-12-31 $838.85 Million +2.38%
2005-12-31 $819.38 Million -2.43%
2004-12-31 $839.75 Million +11.55%
2003-12-31 $752.79 Million +11.16%
2002-12-31 $677.23 Million +8.83%
2001-12-31 $622.28 Million +0.47%
2000-12-31 $619.38 Million --