Ames National Corporation - Asset Resilience Ratio
Ames National Corporation (ATLO) has an Asset Resilience Ratio of 30.74% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check ATLO strategic assets to equity ratio to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2001–2025)
This chart shows how Ames National Corporation's Asset Resilience Ratio has changed over time. See how leveraged is Ames National Corporation's balance sheet to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Ames National Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Ames National Corporation (ATLO) total market value.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $655.95 Million | 30.74% |
| Total Liquid Assets | $655.95 Million | 30.74% |
Asset Resilience Insights
- Very High Liquidity: Ames National Corporation maintains exceptional liquid asset reserves at 30.74% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
Ames National Corporation Industry Peers by Asset Resilience Ratio
Compare Ames National Corporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Danske Bank A/S
CO:DANSKE |
Banks - Regional | -5.72% |
|
Commerzbank AG
XETRA:CBK |
Banks - Regional | 5.22% |
|
Banco de Chile
SN:CHILE |
Banks - Regional | 6.38% |
|
Bank of Beijing Co Ltd
SHG:601169 |
Banks - Regional | 3.36% |
|
Indian Overseas Bank
NSE:IOB |
Banks - Regional | -0.43% |
|
Turkiye Vakiflar Bankasi TAO
IS:VAKBN |
Banks - Regional | 1.03% |
|
Nordea Bank Abp
HE:NDA-FI |
Banks - Regional | -14.47% |
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
Annual Asset Resilience Ratio for Ames National Corporation (2001–2025)
The table below shows the annual Asset Resilience Ratio data for Ames National Corporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 30.74% | $655.95 Million | $2.13 Billion | +21.61pp |
| 2024-12-31 | 9.13% | $194.79 Million | $2.13 Billion | -25.03pp |
| 2023-12-31 | 34.16% | $736.39 Million | $2.16 Billion | -2.67pp |
| 2022-12-31 | 36.84% | $786.44 Million | $2.13 Billion | -2.05pp |
| 2021-12-31 | 38.89% | $831.00 Million | $2.14 Billion | +8.67pp |
| 2020-12-31 | 30.22% | $597.00 Million | $1.98 Billion | +2.60pp |
| 2019-12-31 | 27.62% | $479.84 Million | $1.74 Billion | -3.91pp |
| 2018-12-31 | 31.53% | $458.97 Million | $1.46 Billion | -4.71pp |
| 2017-12-31 | 36.24% | $498.34 Million | $1.38 Billion | -1.53pp |
| 2016-12-31 | 37.77% | $516.08 Million | $1.37 Billion | -2.75pp |
| 2015-12-31 | 40.52% | $537.63 Million | $1.33 Billion | -1.18pp |
| 2014-12-31 | 41.70% | $542.50 Million | $1.30 Billion | -5.34pp |
| 2013-12-31 | 47.04% | $580.04 Million | $1.23 Billion | -1.28pp |
| 2012-12-31 | 48.32% | $588.42 Million | $1.22 Billion | -0.79pp |
| 2011-12-31 | 49.12% | $508.62 Million | $1.04 Billion | +45.61pp |
| 2004-12-31 | 3.51% | $29.44 Million | $839.75 Million | -0.05pp |
| 2003-12-31 | 3.55% | $26.74 Million | $752.79 Million | -1.39pp |
| 2002-12-31 | 4.95% | $33.50 Million | $677.23 Million | +0.19pp |
| 2001-12-31 | 4.76% | $29.60 Million | $622.28 Million | -- |
About Ames National Corporation
Ames National Corporation operates as a multi-bank holding company that provides banking products and services primarily in Boone, Clarke, Hancock, Marshall, Polk, Story, Taylor, and Union Counties in central, north-central, and south-central Iowa. The company accepts various deposit products, including checking and savings accounts; and time deposits, such as money market accounts and certificat… Read more