Ames National Corporation - Asset Resilience Ratio
Ames National Corporation (ATLO) has an Asset Resilience Ratio of 30.74% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Explore ATLO long-term investments to assets to see how much of total assets are deployed in long-term investments.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2001–2025)
This chart shows how Ames National Corporation's Asset Resilience Ratio has changed over time. See ATLO defensive interval ratio to measure how many days the company can operate on defensive assets alone.
Liquid Assets Composition Over Time
This chart breaks down Ames National Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see Ames National Corporation asset portfolio.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $655.95 Million | 30.74% |
| Total Liquid Assets | $655.95 Million | 30.74% |
Asset Resilience Insights
- Very High Liquidity: Ames National Corporation maintains exceptional liquid asset reserves at 30.74% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
Ames National Corporation Industry Peers by Asset Resilience Ratio
Compare Ames National Corporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank Leumi Le-Israel B.M
TA:LUMI |
Banks - Regional | 1.75% |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO |
Banks - Regional | 2.07% |
|
Bangkok Bank PCL
BK:BBL |
Banks - Regional | 21.97% |
|
INTERCORP FIN.SERV. O.N.
F:9IFA |
Banks - Regional | 22.42% |
|
Renasant Corporation
NYSE:RNST |
Banks - Regional | 0.04% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Banco del Bajío S.A. Institución de Banca Múltiple
MX:BBAJIOO |
Banks - Regional | 2.94% |
|
Punjab & Sind Bank
NSE:PSB |
Banks - Regional | -9.96% |
Annual Asset Resilience Ratio for Ames National Corporation (2001–2025)
The table below shows the annual Asset Resilience Ratio data for Ames National Corporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 30.74% | $655.95 Million | $2.13 Billion | +21.61pp |
| 2024-12-31 | 9.13% | $194.79 Million | $2.13 Billion | -25.03pp |
| 2023-12-31 | 34.16% | $736.39 Million | $2.16 Billion | -2.67pp |
| 2022-12-31 | 36.84% | $786.44 Million | $2.13 Billion | -2.05pp |
| 2021-12-31 | 38.89% | $831.00 Million | $2.14 Billion | +8.67pp |
| 2020-12-31 | 30.22% | $597.00 Million | $1.98 Billion | +2.60pp |
| 2019-12-31 | 27.62% | $479.84 Million | $1.74 Billion | -3.91pp |
| 2018-12-31 | 31.53% | $458.97 Million | $1.46 Billion | -4.71pp |
| 2017-12-31 | 36.24% | $498.34 Million | $1.38 Billion | -1.53pp |
| 2016-12-31 | 37.77% | $516.08 Million | $1.37 Billion | -2.75pp |
| 2015-12-31 | 40.52% | $537.63 Million | $1.33 Billion | -1.18pp |
| 2014-12-31 | 41.70% | $542.50 Million | $1.30 Billion | -5.34pp |
| 2013-12-31 | 47.04% | $580.04 Million | $1.23 Billion | -1.28pp |
| 2012-12-31 | 48.32% | $588.42 Million | $1.22 Billion | -0.79pp |
| 2011-12-31 | 49.12% | $508.62 Million | $1.04 Billion | +45.61pp |
| 2004-12-31 | 3.51% | $29.44 Million | $839.75 Million | -0.05pp |
| 2003-12-31 | 3.55% | $26.74 Million | $752.79 Million | -1.39pp |
| 2002-12-31 | 4.95% | $33.50 Million | $677.23 Million | +0.19pp |
| 2001-12-31 | 4.76% | $29.60 Million | $622.28 Million | -- |
About Ames National Corporation
Ames National Corporation operates as a multi-bank holding company that provides banking products and services primarily in Boone, Clarke, Hancock, Marshall, Polk, Story, Taylor, and Union Counties in central, north-central, and south-central Iowa. The company accepts various deposit products, including checking and savings accounts; and time deposits, such as money market accounts and certificat… Read more