Southern California Bancorp Common Stock

NASDAQ:BCAL USA Banks - Regional
Market Cap
$561.81 Million
Market Cap Rank
#11419 Global
#5088 in USA
Share Price
$17.33
Change (1 day)
-0.86%
52-Week Range
$12.16 - $20.13
All Time High
$20.13
About

California BanCorp operates as the bank holding company for California Bank of Commerce, N.A. that provides various financial products to individuals, professionals, and small- to medium-sized businesses in the United States. The company offers checking, savings, and money market accounts; and certificates of deposit. It also provides business loans; lines of credit; construction and land develop… Read more

Southern California Bancorp Common Stock (BCAL) - Total Assets

Latest total assets as of December 2025: $4.03 Billion USD

Based on the latest financial reports, Southern California Bancorp Common Stock (BCAL) holds total assets worth $4.03 Billion USD as of December 2025.

Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.

Southern California Bancorp Common Stock - Total Assets Trend (2002–2025)

This chart illustrates how Southern California Bancorp Common Stock’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.

Southern California Bancorp Common Stock - Asset Composition Analysis

Current Asset Composition (December 2025)

Southern California Bancorp Common Stock's total assets of $4.03 Billion consist of 7.1% current assets and 92.9% non-current assets.

Asset Category Amount (USD) % of Total Assets
Cash & Equivalents $0.00 1.3%
Accounts Receivable $0.00 0.0%
Inventory $0.00 0.0%
Property, Plant & Equipment $0.00 0.0%
Intangible Assets $18.48 Million 0.5%
Goodwill $110.93 Million 2.8%

Asset Composition Trend (2002–2025)

This chart illustrates how Southern California Bancorp Common Stock's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.

Key Asset Composition Facts

  • Current vs. Non-Current Assets: Southern California Bancorp Common Stock's current assets represent 7.1% of total assets in 2025, a decrease from 14.6% in 2002.
  • Cash Position: Cash and equivalents constituted 1.3% of total assets in 2025, down from 14.6% in 2002.
  • Tangible vs. Intangible: Intangible assets (including goodwill) make up 2.0% of total assets, an increase from 0.0% in 2002.
  • Asset Diversification: The largest asset category is goodwill at 2.8% of total assets.

Southern California Bancorp Common Stock Competitors by Total Assets

Key competitors of Southern California Bancorp Common Stock based on total assets are shown below.

Company Country Total Assets
Ping An Bank Co Ltd
SHE:000001
China CN¥5.77 Trillion
Bank of Ningbo Co Ltd
SHE:002142
China CN¥3.58 Trillion
Bank of Zhengzhou Co Ltd Class A
SHE:002936
China CN¥743.55 Billion
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
China CN¥509.92 Billion
Bank of Suzhou
SHE:002966
China CN¥776.04 Billion
Jeju Bank
KO:006220
Korea ₩7.72 Trillion
Industrial Bank Of Korea
KO:024110
Korea ₩490.11 Trillion
Hana Financial
KO:086790
Korea ₩659.08 Trillion

Southern California Bancorp Common Stock - Asset Efficiency Metrics

Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.

Asset Turnover Ratio

Measures how efficiently a company uses its assets to generate sales

Historical Range: 0.03 - 0.06

Lower asset utilization - Southern California Bancorp Common Stock generates 0.06x its asset value in annual revenue.

Return on Assets (ROA)

Measures how efficiently a company uses its assets to generate profits

Historical Range: 0.13% - 1.56%

Moderate ROA - For every $100 in assets, Southern California Bancorp Common Stock generates $ 1.56 in net profit.

Southern California Bancorp Common Stock - Liquidity and Working Capital Analysis

Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.

Key Liquidity Metrics

Metric Current 1 Year Ago 5 Years Ago
Current Ratio 0.24 0.07 0.03
Quick Ratio 0.24 0.07 0.03
Cash Ratio 0.00 0.00 0.00
Working Capital $-891.35 Million $ -3.47 Billion $ -1.16 Billion

Southern California Bancorp Common Stock - Advanced Valuation Insights

This section examines the relationship between Southern California Bancorp Common Stock's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.

Key Valuation Metrics

Current Price-to-Book Ratio 1.01
Latest Market Cap to Assets Ratio 0.10
Asset Growth Rate (YoY) 0.0%
Total Assets $4.03 Billion
Market Capitalization $398.65 Million USD

Valuation Analysis

Below Book Valuation: The market values Southern California Bancorp Common Stock's assets below their book value (0.10 x), which may indicate investor concerns about asset quality or future growth.

Slight Asset Contraction: Southern California Bancorp Common Stock's assets decreased by 0.0% over the past year, which may reflect streamlining or optimization of resources.

Annual Total Assets for Southern California Bancorp Common Stock (2002–2025)

The table below shows the annual total assets of Southern California Bancorp Common Stock from 2002 to 2025.

Year Total Assets Change
2025-12-31 $4.03 Billion +0.04%
2024-12-31 $4.03 Billion +70.81%
2023-12-31 $2.36 Billion +3.34%
2022-12-31 $2.28 Billion +0.80%
2021-12-31 $2.27 Billion +43.49%
2020-12-31 $1.58 Billion +89.49%
2019-12-31 $833.29 Million +8.36%
2018-12-31 $769.01 Million +60.12%
2017-12-31 $480.26 Million +12.99%
2016-12-31 $425.05 Million +23.44%
2015-12-31 $344.33 Million +8.19%
2014-12-31 $318.27 Million +57.47%
2013-12-31 $202.11 Million +6.75%
2012-12-31 $189.32 Million +0.59%
2011-12-31 $188.21 Million +4.59%
2010-12-31 $179.95 Million +61.39%
2009-12-31 $111.50 Million +12.26%
2008-12-31 $99.33 Million +35.81%
2007-12-31 $73.14 Million +12.23%
2006-12-31 $65.16 Million +33.69%
2005-12-31 $48.74 Million +23.74%
2004-12-31 $39.39 Million +50.89%
2003-12-31 $26.10 Million +47.84%
2002-12-31 $17.66 Million --