Bridgewater Bancshares Inc

NASDAQ:BWB USA Banks - Regional
Market Cap
$476.91 Million
Market Cap Rank
#11651 Global
#5157 in USA
Share Price
$17.14
Change (1 day)
-0.58%
52-Week Range
$12.29 - $19.97
All Time High
$19.97
About

Bridgewater Bancshares, Inc. operates as the bank holding company for Bridgewater Bank that provides banking products and services in the United States. The company provides commercial loans, including loans secured by nonfarm, nonresidential properties, multifamily residential properties, and nonowner occupied single family residential properties; construction, land development, and commercial a… Read more

Bridgewater Bancshares Inc (BWB) - Total Assets

Latest total assets as of December 2025: $5.41 Billion USD

Based on the latest financial reports, Bridgewater Bancshares Inc (BWB) holds total assets worth $5.41 Billion USD as of December 2025.

Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.

Bridgewater Bancshares Inc - Total Assets Trend (2016–2025)

This chart illustrates how Bridgewater Bancshares Inc’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.

Bridgewater Bancshares Inc - Asset Composition Analysis

Current Asset Composition (December 2025)

Bridgewater Bancshares Inc's total assets of $5.41 Billion consist of 16.6% current assets and 83.4% non-current assets.

Asset Category Amount (USD) % of Total Assets
Cash & Equivalents $0.00 2.3%
Accounts Receivable $18.93 Million 0.4%
Inventory $0.00 0.0%
Property, Plant & Equipment $0.00 0.0%
Intangible Assets $6.93 Million 0.1%
Goodwill $11.98 Million 0.2%

Asset Composition Trend (2016–2025)

This chart illustrates how Bridgewater Bancshares Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.

Key Asset Composition Facts

  • Current vs. Non-Current Assets: Bridgewater Bancshares Inc's current assets represent 16.6% of total assets in 2025, a decrease from 19.2% in 2016.
  • Cash Position: Cash and equivalents constituted 2.3% of total assets in 2025, up from 1.7% in 2016.
  • Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2016.
  • Asset Diversification: The largest asset category is accounts receivable at 0.4% of total assets.

Bridgewater Bancshares Inc Competitors by Total Assets

Key competitors of Bridgewater Bancshares Inc based on total assets are shown below.

Company Country Total Assets
Ping An Bank Co Ltd
SHE:000001
China CN¥5.77 Trillion
Bank of Ningbo Co Ltd
SHE:002142
China CN¥3.58 Trillion
Bank of Zhengzhou Co Ltd Class A
SHE:002936
China CN¥743.55 Billion
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
China CN¥509.92 Billion
Bank of Suzhou
SHE:002966
China CN¥776.04 Billion
Jeju Bank
KO:006220
Korea ₩7.72 Trillion
Industrial Bank Of Korea
KO:024110
Korea ₩490.11 Trillion
Hana Financial
KO:086790
Korea ₩659.08 Trillion

Bridgewater Bancshares Inc - Asset Efficiency Metrics

Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.

Asset Turnover Ratio

Measures how efficiently a company uses its assets to generate sales

Historical Range: 0.04 - 0.05

Lower asset utilization - Bridgewater Bancshares Inc generates 0.05x its asset value in annual revenue.

Return on Assets (ROA)

Measures how efficiently a company uses its assets to generate profits

Historical Range: 0.65% - 1.38%

Moderate ROA - For every $100 in assets, Bridgewater Bancshares Inc generates $ 0.85 in net profit.

Bridgewater Bancshares Inc - Liquidity and Working Capital Analysis

Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.

Key Liquidity Metrics

Metric Current 1 Year Ago 5 Years Ago
Current Ratio 0.49 0.17 0.23
Quick Ratio 0.49 0.17 0.23
Cash Ratio 0.00 0.00 0.00
Working Capital $-920.09 Million $ -3.41 Billion $ -2.03 Billion

Bridgewater Bancshares Inc - Advanced Valuation Insights

This section examines the relationship between Bridgewater Bancshares Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.

Key Valuation Metrics

Current Price-to-Book Ratio 1.08
Latest Market Cap to Assets Ratio 0.07
Asset Growth Rate (YoY) 6.7%
Total Assets $5.41 Billion
Market Capitalization $379.47 Million USD

Valuation Analysis

Below Book Valuation: The market values Bridgewater Bancshares Inc's assets below their book value (0.07 x), which may indicate investor concerns about asset quality or future growth.

Positive Asset Growth: Bridgewater Bancshares Inc's assets grew by 6.7% over the past year, showing continued investment in the company's operational capacity.

Annual Total Assets for Bridgewater Bancshares Inc (2016–2025)

The table below shows the annual total assets of Bridgewater Bancshares Inc from 2016 to 2025.

Year Total Assets Change
2025-12-31 $5.41 Billion +6.73%
2024-12-31 $5.07 Billion +9.85%
2023-12-31 $4.61 Billion +6.13%
2022-12-31 $4.35 Billion +24.96%
2021-12-31 $3.48 Billion +18.80%
2020-12-31 $2.93 Billion +29.02%
2019-12-31 $2.27 Billion +14.95%
2018-12-31 $1.97 Billion +22.09%
2017-12-31 $1.62 Billion +28.26%
2016-12-31 $1.26 Billion --