Bridgewater Bancshares Inc Asset Resilience Ratio

Latest as of June 2026: 11.23%

Bridgewater Bancshares Inc asset resilience ratio. Bridgewater Bancshares Inc (BWB) has an Asset Resilience Ratio of 11.23% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See BWB days of operational coverage to measure how many days the company can operate on defensive assets alone.

Liquid Assets

$605.41 Million
Cash + Short-term Investments

Total Assets

$5.39 Billion
All company assets

Resilience Assessment

Moderate
Financial Resilience Level

Asset Resilience Ratio of Bridgewater Bancshares Inc (2016–2025)

Asset resilience ratio of Bridgewater Bancshares Inc from 2016 to 2025. This chart shows how Bridgewater Bancshares Inc's Asset Resilience Ratio has changed over time. Read BWB liabilities breakdown for a breakdown of total debt and financial obligations.

Liquid Assets Composition Over Time

This chart breaks down Bridgewater Bancshares Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see how large is Bridgewater Bancshares Inc's balance sheet.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents $0.00 0%
Short-term Investments $605.41 Million 11.23%
Total Liquid Assets $605.41 Million 11.23%

Asset Resilience Insights

  • Moderate Liquidity: Bridgewater Bancshares Inc has 11.23% of assets in liquid form.
  • While adequate for normal operations, this level may limit flexibility during economic stress.
  • The company has significant short-term investments, indicating active treasury management.

Bridgewater Bancshares Inc Industry Peers by Asset Resilience Ratio

Compare Bridgewater Bancshares Inc's asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
Commerzbank AG
XETRA:CBK
Banks - Regional 5.22%
CIMB Group Holdings Bhd
KLSE:1023
Banks - Regional 1.96%
BNK Banking Corporation Ltd
AU:BBC
Banks - Regional 8.96%
Banco Bradesco DRC
BA:BBD
Banks - Regional 4.82%
Grupo Financiero Galicia S.A.
BA:GGAL
Banks - Regional 8.18%
Banco Macro SA B
BA:BMA
Banks - Regional 0.55%
BBVA Banco Frances SA
BA:BBAR
Banks - Regional 7.45%
Banco Patagonia
BA:BPAT
Banks - Regional 0.44%

Bridgewater Bancshares Inc Asset Resilience Ratio by Year (2016–2025)

Bridgewater Bancshares Inc asset resilience ratio by year from 2016 to 2025. The table below shows the annual Asset Resilience Ratio data for Bridgewater Bancshares Inc.

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2025-12-31 6.03% $326.20 Million $5.41 Billion -1.58pp
2024-12-31 7.61% $385.69 Million $5.07 Billion -5.49pp
2023-12-31 13.10% $604.10 Million $4.61 Billion +0.47pp
2022-12-31 12.62% $548.61 Million $4.35 Billion -0.01pp
2021-12-31 12.63% $439.36 Million $3.48 Billion -0.71pp
2020-12-31 13.34% $390.63 Million $2.93 Billion +0.57pp
2019-12-31 12.78% $289.88 Million $2.27 Billion -0.06pp
2018-12-31 12.84% $253.38 Million $1.97 Billion -1.36pp
2017-12-31 14.20% $229.49 Million $1.62 Billion -3.03pp
2016-12-31 17.22% $217.08 Million $1.26 Billion --
pp = percentage points

About Bridgewater Bancshares Inc

NASDAQ:BWB USA Banks - Regional
Market Cap
$566.60 Million
Market Cap Rank
#11235 Global
#2935 in USA
Share Price
$20.32
Change (1 day)
-1.45%
52-Week Range
$16.17 - $22.49
All Time High
$22.49
About

Bridgewater Bancshares, Inc. operates as the bank holding company for Bridgewater Bank that provides banking products and services in the United States. The company provides commercial loans, including loans secured by nonfarm, nonresidential properties, multifamily residential properties, and nonowner occupied single family residential properties; construction, land development, and commercial a… Read more