Bridgewater Bancshares Inc - Asset Resilience Ratio
Bridgewater Bancshares Inc (BWB) has an Asset Resilience Ratio of 5.81% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2016–2025)
This chart shows how Bridgewater Bancshares Inc's Asset Resilience Ratio has changed over time. Check asset allocation strategy of Bridgewater Bancshares Inc to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down Bridgewater Bancshares Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Bridgewater Bancshares Inc market cap and net worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $310.11 Million | 5.81% |
| Total Liquid Assets | $310.11 Million | 5.81% |
Asset Resilience Insights
- Limited Liquidity: Bridgewater Bancshares Inc maintains only 5.81% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Bridgewater Bancshares Inc Industry Peers by Asset Resilience Ratio
Compare Bridgewater Bancshares Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Deutsche Bank Aktiengesellschaft
F:DBK |
Banks - Regional | 3.17% |
|
Regions Financial Corporation
NYSE:RF |
Banks - Regional | 17.06% |
|
Bank of Hangzhou Co Ltd
SHG:600926 |
Banks - Regional | 7.20% |
|
Banco Santander Chile
SN:BSANTANDER |
Banks - Regional | 6.33% |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO |
Banks - Regional | 2.07% |
|
Synovus Financial Corp
NYSE:SNV |
Banks - Regional | 4.05% |
|
Bank of Queensland Ltd
AU:BOQ |
Banks - Regional | 0.21% |
|
Regional S.A.B. de C.V
MX:RA |
Banks - Regional | 0.00% |
Annual Asset Resilience Ratio for Bridgewater Bancshares Inc (2016–2025)
The table below shows the annual Asset Resilience Ratio data for Bridgewater Bancshares Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 6.03% | $326.20 Million | $5.41 Billion | -1.58pp |
| 2024-12-31 | 7.61% | $385.69 Million | $5.07 Billion | -5.49pp |
| 2023-12-31 | 13.10% | $604.10 Million | $4.61 Billion | +0.47pp |
| 2022-12-31 | 12.62% | $548.61 Million | $4.35 Billion | -0.01pp |
| 2021-12-31 | 12.63% | $439.36 Million | $3.48 Billion | -0.71pp |
| 2020-12-31 | 13.34% | $390.63 Million | $2.93 Billion | +0.57pp |
| 2019-12-31 | 12.78% | $289.88 Million | $2.27 Billion | -0.06pp |
| 2018-12-31 | 12.84% | $253.38 Million | $1.97 Billion | -1.36pp |
| 2017-12-31 | 14.20% | $229.49 Million | $1.62 Billion | -3.03pp |
| 2016-12-31 | 17.22% | $217.08 Million | $1.26 Billion | -- |
About Bridgewater Bancshares Inc
Bridgewater Bancshares, Inc. operates as the bank holding company for Bridgewater Bank that provides banking products and services in the United States. The company provides commercial loans, including loans secured by nonfarm, nonresidential properties, multifamily residential properties, and nonowner occupied single family residential properties; construction, land development, and commercial a… Read more