Bridgewater Bancshares Inc - Asset Resilience Ratio
Bridgewater Bancshares Inc (BWB) has an Asset Resilience Ratio of 11.23% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See how liquid is Bridgewater Bancshares Inc's working capital to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2016–2025)
This chart shows how Bridgewater Bancshares Inc's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see Bridgewater Bancshares Inc assets under control.
Liquid Assets Composition Over Time
This chart breaks down Bridgewater Bancshares Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore investment intensity of Bridgewater Bancshares Inc to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $605.41 Million | 11.23% |
| Total Liquid Assets | $605.41 Million | 11.23% |
Asset Resilience Insights
- Moderate Liquidity: Bridgewater Bancshares Inc has 11.23% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
Bridgewater Bancshares Inc Industry Peers by Asset Resilience Ratio
Compare Bridgewater Bancshares Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Santander Bank Polska S.A.
WAR:SPL |
Banks - Regional | 4.41% |
|
Banco Santander Chile
NYSE:BSAC |
Banks - Regional | 7.94% |
|
Bank of Baroda
NSE:BANKBARODA |
Banks - Regional | -12.63% |
|
Turkiye Is Bankasi AS Class C
IS:ISCTR |
Banks - Regional | -38.78% |
|
Ringkjoebing Landbobank A/S
CO:RILBA |
Banks - Regional | 0.03% |
|
ABSA Bank Limited
JSE:ABSP |
Banks - Regional | 2.72% |
|
Mechanics Bank
NASDAQ:MCHB |
Banks - Regional | 18.39% |
|
Laurentian Bank Of Canada
TO:LB |
Banks - Regional | 0.55% |
Annual Asset Resilience Ratio for Bridgewater Bancshares Inc (2016–2025)
The table below shows the annual Asset Resilience Ratio data for Bridgewater Bancshares Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 6.03% | $326.20 Million | $5.41 Billion | -1.58pp |
| 2024-12-31 | 7.61% | $385.69 Million | $5.07 Billion | -5.49pp |
| 2023-12-31 | 13.10% | $604.10 Million | $4.61 Billion | +0.47pp |
| 2022-12-31 | 12.62% | $548.61 Million | $4.35 Billion | -0.01pp |
| 2021-12-31 | 12.63% | $439.36 Million | $3.48 Billion | -0.71pp |
| 2020-12-31 | 13.34% | $390.63 Million | $2.93 Billion | +0.57pp |
| 2019-12-31 | 12.78% | $289.88 Million | $2.27 Billion | -0.06pp |
| 2018-12-31 | 12.84% | $253.38 Million | $1.97 Billion | -1.36pp |
| 2017-12-31 | 14.20% | $229.49 Million | $1.62 Billion | -3.03pp |
| 2016-12-31 | 17.22% | $217.08 Million | $1.26 Billion | -- |
About Bridgewater Bancshares Inc
Bridgewater Bancshares, Inc. operates as the bank holding company for Bridgewater Bank that provides banking products and services in the United States. The company provides commercial loans, including loans secured by nonfarm, nonresidential properties, multifamily residential properties, and nonowner occupied single family residential properties; construction, land development, and commercial a… Read more