Chime Financial, Inc. Class A Common Stock
Chime Financial, Inc., a financial technology company, provides digital consumer banking and payment solutions. It offers Chime, a banking application for providing mobile banking services that address the need of people, such as their spending, saving, accessing liquidity, building credit, savings and perks, community, and support and security. Chime Financial, Inc. was formerly known as 1Debit … Read more
Chime Financial, Inc. Class A Common Stock (CHYM) - Total Assets
Latest total assets as of December 2025: $1.96 Billion USD
Based on the latest financial reports, Chime Financial, Inc. Class A Common Stock (CHYM) holds total assets worth $1.96 Billion USD as of December 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Chime Financial, Inc. Class A Common Stock - Total Assets Trend (2022–2025)
This chart illustrates how Chime Financial, Inc. Class A Common Stock’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Chime Financial, Inc. Class A Common Stock - Asset Composition Analysis
Current Asset Composition (December 2025)
Chime Financial, Inc. Class A Common Stock's total assets of $1.96 Billion consist of 89.4% current assets and 10.6% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 23.7% |
| Accounts Receivable | $257.88 Million | 13.1% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $27.49 Million | 1.4% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (2022–2025)
This chart illustrates how Chime Financial, Inc. Class A Common Stock's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Chime Financial, Inc. Class A Common Stock's current assets represent 89.4% of total assets in 2025, a decrease from 89.7% in 2022.
- Cash Position: Cash and equivalents constituted 23.7% of total assets in 2025, up from 14.3% in 2022.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 1.0% of total assets, an increase from 0.0% in 2022.
- Asset Diversification: The largest asset category is accounts receivable at 13.1% of total assets.
Chime Financial, Inc. Class A Common Stock Competitors by Total Assets
Key competitors of Chime Financial, Inc. Class A Common Stock based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Glidelogic Corp.
PINK:GDLG
|
USA | $4.87K |
|
Mojo Data Solutions Inc
PINK:MJDS
|
USA | $1.66K |
|
Fujian Newland Computer Co Ltd
SHE:000997
|
China | CN¥13.83 Billion |
|
YGSOFT Inc
SHE:002063
|
China | CN¥4.58 Billion |
|
Dhc Software Co Ltd
SHE:002065
|
China | CN¥25.81 Billion |
|
Zhejiang Netsun Co Ltd
SHE:002095
|
China | CN¥1.57 Billion |
|
Montnets Cloud Technology Group Co Ltd
SHE:002123
|
China | CN¥3.29 Billion |
|
Beijing Shiji Information Technology Co Ltd
SHE:002153
|
China | CN¥9.36 Billion |
Chime Financial, Inc. Class A Common Stock - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Strong asset utilization - Chime Financial, Inc. Class A Common Stock generates 1.11x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Negative ROA - Chime Financial, Inc. Class A Common Stock is currently not profitable relative to its asset base.
Chime Financial, Inc. Class A Common Stock - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 4.53 | 3.43 | 4.03 |
| Quick Ratio | 4.53 | 3.43 | 4.03 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $1.37 Billion | $ 912.22 Million | $ 873.19 Million |
Chime Financial, Inc. Class A Common Stock - Advanced Valuation Insights
This section examines the relationship between Chime Financial, Inc. Class A Common Stock's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 6.13 |
| Latest Market Cap to Assets Ratio | 2.29 |
| Asset Growth Rate (YoY) | 34.5% |
| Total Assets | $1.96 Billion |
| Market Capitalization | $4.49 Billion USD |
Valuation Analysis
Premium Asset Valuation: The market values Chime Financial, Inc. Class A Common Stock's assets at a significant premium ( 2.29x), suggesting investors see substantial growth potential or unique competitive advantages.
Rapid Asset Growth: Chime Financial, Inc. Class A Common Stock's assets grew by 34.5% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Chime Financial, Inc. Class A Common Stock (2022–2025)
The table below shows the annual total assets of Chime Financial, Inc. Class A Common Stock from 2022 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $1.96 Billion | +34.47% |
| 2024-12-31 | $1.46 Billion | +10.66% |
| 2023-12-31 | $1.32 Billion | -6.88% |
| 2022-12-31 | $1.42 Billion | -- |