Cincinnati Financial Corporation
Cincinnati Financial Corporation provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment offers coverage for commercial casualty and property, commercial auto, and workers' compensa… Read more
Cincinnati Financial Corporation (CINF) - Total Assets
Latest total assets as of December 2025: $41.00 Billion USD
Based on the latest financial reports, Cincinnati Financial Corporation (CINF) holds total assets worth $41.00 Billion USD as of December 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Cincinnati Financial Corporation - Total Assets Trend (1985–2025)
This chart illustrates how Cincinnati Financial Corporation’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Cincinnati Financial Corporation - Asset Composition Analysis
Current Asset Composition (December 2025)
Cincinnati Financial Corporation's total assets of $41.00 Billion consist of 58.4% current assets and 41.6% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 3.5% |
| Accounts Receivable | $4.18 Billion | 10.2% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $1.34 Billion | 3.3% |
| Goodwill | $30.00 Million | 0.1% |
Asset Composition Trend (1985–2025)
This chart illustrates how Cincinnati Financial Corporation's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Cincinnati Financial Corporation's current assets represent 58.4% of total assets in 2025, an increase from 0.0% in 1985.
- Cash Position: Cash and equivalents constituted 3.5% of total assets in 2025, up from 0.0% in 1985.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 3.0% of total assets, an increase from 0.0% in 1985.
- Asset Diversification: The largest asset category is accounts receivable at 10.2% of total assets.
Cincinnati Financial Corporation Competitors by Total Assets
Key competitors of Cincinnati Financial Corporation based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Hanwha General
KO:000370
|
Korea | ₩20.72 Trillion |
|
Lotte Non-Life
KO:000400
|
Korea | ₩14.88 Trillion |
|
Heungkuk F&M I
KO:000540
|
Korea | ₩13.12 Trillion |
|
Heungkuk Fire & Marine Insurance Co Ltd
KO:000545
|
Korea | ₩13.12 Trillion |
|
Samsung Fire & Marine Insurance
KO:000810
|
Korea | ₩88.44 Trillion |
|
Samsung Fire And Marine Ins Pref
KO:000815
|
Korea | ₩88.44 Trillion |
|
Hyundai Mar&Fi
KO:001450
|
Korea | ₩50.71 Trillion |
|
DB Insurance Co Ltd
KO:005830
|
Korea | ₩72.11 Trillion |
Cincinnati Financial Corporation - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Cincinnati Financial Corporation generates 0.31x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Solid ROA - For every $100 in assets, Cincinnati Financial Corporation generates $5.84 in net profit.
Cincinnati Financial Corporation - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 1.29 | 39.32 | 16.61 |
| Quick Ratio | 1.29 | 39.32 | 16.61 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $5.33 Billion | $ 958.00 Million | $ 890.00 Million |
Cincinnati Financial Corporation - Advanced Valuation Insights
This section examines the relationship between Cincinnati Financial Corporation's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.62 |
| Latest Market Cap to Assets Ratio | 0.61 |
| Asset Growth Rate (YoY) | 12.3% |
| Total Assets | $41.00 Billion |
| Market Capitalization | $25.17 Billion USD |
Valuation Analysis
Below Book Valuation: The market values Cincinnati Financial Corporation's assets below their book value (0.61 x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: Cincinnati Financial Corporation's assets grew by 12.3% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Cincinnati Financial Corporation (1985–2025)
The table below shows the annual total assets of Cincinnati Financial Corporation from 1985 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $41.00 Billion | +12.33% |
| 2024-12-31 | $36.50 Billion | +11.39% |
| 2023-12-31 | $32.77 Billion | +10.21% |
| 2022-12-31 | $29.73 Billion | -5.27% |
| 2021-12-31 | $31.39 Billion | +13.96% |
| 2020-12-31 | $27.54 Billion | +8.40% |
| 2019-12-31 | $25.41 Billion | +15.83% |
| 2018-12-31 | $21.93 Billion | +0.42% |
| 2017-12-31 | $21.84 Billion | +7.15% |
| 2016-12-31 | $20.39 Billion | +7.93% |
| 2015-12-31 | $18.89 Billion | +0.75% |
| 2014-12-31 | $18.75 Billion | +6.15% |
| 2013-12-31 | $17.66 Billion | +6.73% |
| 2012-12-31 | $16.55 Billion | +5.62% |
| 2011-12-31 | $15.67 Billion | +3.80% |
| 2010-12-31 | $15.10 Billion | +4.54% |
| 2009-12-31 | $14.44 Billion | +8.01% |
| 2008-12-31 | $13.37 Billion | -19.64% |
| 2007-12-31 | $16.64 Billion | -3.40% |
| 2006-12-31 | $17.22 Billion | +7.62% |
| 2005-12-31 | $16.00 Billion | -0.65% |
| 2004-12-31 | $16.11 Billion | +3.86% |
| 2003-12-31 | $15.51 Billion | +10.31% |
| 2002-12-31 | $14.06 Billion | +1.04% |
| 2001-12-31 | $13.91 Billion | +4.72% |
| 2000-12-31 | $13.29 Billion | +12.53% |
| 1999-12-31 | $11.81 Billion | +6.50% |
| 1998-12-31 | $11.09 Billion | +16.78% |
| 1997-12-31 | $9.49 Billion | +34.74% |
| 1996-12-31 | $7.05 Billion | +15.32% |
| 1995-12-31 | $6.11 Billion | +29.04% |
| 1994-12-31 | $4.73 Billion | +2.87% |
| 1993-12-31 | $4.60 Billion | +14.25% |
| 1992-12-31 | $4.03 Billion | +17.24% |
| 1991-12-31 | $3.44 Billion | +32.68% |
| 1990-12-31 | $2.59 Billion | +1.47% |
| 1989-12-31 | $2.55 Billion | +20.53% |
| 1988-12-31 | $2.12 Billion | +18.13% |
| 1987-12-31 | $1.79 Billion | +15.44% |
| 1986-12-31 | $1.55 Billion | +23.72% |
| 1985-12-31 | $1.25 Billion | -- |