Cincinnati Financial Corporation - Asset Resilience Ratio
Cincinnati Financial Corporation (CINF) has an Asset Resilience Ratio of 0.12% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check Cincinnati Financial Corporation strategic capital allocation to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1993–2025)
This chart shows how Cincinnati Financial Corporation's Asset Resilience Ratio has changed over time. See Cincinnati Financial Corporation balance sheet quality to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Cincinnati Financial Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see how much is Cincinnati Financial Corporation worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $49.00 Million | 0.12% |
| Total Liquid Assets | $49.00 Million | 0.12% |
Asset Resilience Insights
- Limited Liquidity: Cincinnati Financial Corporation maintains only 0.12% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Cincinnati Financial Corporation Industry Peers by Asset Resilience Ratio
Compare Cincinnati Financial Corporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Samsung Fire & Marine Insurance
KO:000810 |
Insurance - Property & Casualty | 57.21% |
|
DB Insurance Co Ltd
KO:005830 |
Insurance - Property & Casualty | 35.49% |
|
Definity Financial Corp
TO:DFY |
Insurance - Property & Casualty | 2.07% |
|
QBE Insurance Group Ltd
AU:QBE |
Insurance - Property & Casualty | 3.80% |
|
Suncorp Group Ltd
AU:SUNPH |
Insurance - Property & Casualty | 69.36% |
|
Suncorp Group Ltd
AU:SUN |
Insurance - Property & Casualty | 3.36% |
|
Insurance Australia Group Ltd
AU:IAG |
Insurance - Property & Casualty | 2.07% |
|
Fairfax Financial Holdings Ltd
TO:FFH |
Insurance - Property & Casualty | 4.66% |
Annual Asset Resilience Ratio for Cincinnati Financial Corporation (1993–2025)
The table below shows the annual Asset Resilience Ratio data for Cincinnati Financial Corporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 44.56% | $18.27 Billion | $41.00 Billion | -0.59pp |
| 2024-12-31 | 45.15% | $16.48 Billion | $36.50 Billion | +3.06pp |
| 2023-12-31 | 42.09% | $13.79 Billion | $32.77 Billion | +1.28pp |
| 2022-12-31 | 40.80% | $12.13 Billion | $29.73 Billion | -0.68pp |
| 2021-12-31 | 41.49% | $13.02 Billion | $31.39 Billion | -3.31pp |
| 2020-12-31 | 44.80% | $12.34 Billion | $27.54 Billion | -1.24pp |
| 2019-12-31 | 46.04% | $11.70 Billion | $25.41 Billion | +45.48pp |
| 2018-12-31 | 0.56% | $123.00 Million | $21.93 Billion | +0.09pp |
| 2017-12-31 | 0.47% | $103.00 Million | $21.84 Billion | +0.07pp |
| 2016-12-31 | 0.40% | $81.00 Million | $20.39 Billion | +0.04pp |
| 2015-12-31 | 0.35% | $67.00 Million | $18.89 Billion | -0.01pp |
| 2014-12-31 | 0.36% | $68.00 Million | $18.75 Billion | -0.02pp |
| 2013-12-31 | 0.39% | $68.00 Million | $17.66 Billion | -0.03pp |
| 2012-12-31 | 0.41% | $68.00 Million | $16.55 Billion | -0.01pp |
| 2011-12-31 | 0.42% | $66.00 Million | $15.67 Billion | -0.14pp |
| 2010-12-31 | 0.56% | $84.00 Million | $15.10 Billion | +0.51pp |
| 2009-12-31 | 0.04% | $6.00 Million | $14.44 Billion | -0.59pp |
| 2008-12-31 | 0.63% | $84.00 Million | $13.37 Billion | +0.02pp |
| 2007-12-31 | 0.61% | $101.00 Million | $16.64 Billion | +0.06pp |
| 2006-12-31 | 0.55% | $95.00 Million | $17.22 Billion | +0.08pp |
| 2005-12-31 | 0.47% | $75.00 Million | $16.00 Billion | +0.03pp |
| 2004-12-31 | 0.44% | $71.00 Million | $16.11 Billion | -0.06pp |
| 2003-12-31 | 0.50% | $78.00 Million | $15.51 Billion | +0.02pp |
| 2002-12-31 | 0.48% | $68.00 Million | $14.06 Billion | +0.01pp |
| 2001-12-31 | 0.47% | $66.00 Million | $13.91 Billion | -0.04pp |
| 2000-12-31 | 0.52% | $68.56 Million | $13.29 Billion | -0.04pp |
| 1999-12-31 | 0.56% | $65.91 Million | $11.81 Billion | +0.04pp |
| 1998-12-31 | 0.52% | $57.90 Million | $11.09 Billion | +0.03pp |
| 1997-12-31 | 0.49% | $46.56 Million | $9.49 Billion | -0.26pp |
| 1996-12-31 | 0.75% | $53.00 Million | $7.05 Billion | +0.10pp |
| 1995-12-31 | 0.65% | $39.80 Million | $6.11 Billion | -0.17pp |
| 1994-12-31 | 0.82% | $38.82 Million | $4.73 Billion | -0.01pp |
| 1993-12-31 | 0.83% | $38.36 Million | $4.60 Billion | -- |
About Cincinnati Financial Corporation
Cincinnati Financial Corporation provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment offers coverage for commercial casualty and property, commercial auto, and workers' compensa… Read more