Cincinnati Financial Corporation - Asset Resilience Ratio
Cincinnati Financial Corporation (CINF) has an Asset Resilience Ratio of 74.93% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Cincinnati Financial Corporation (CINF) liquidity to equity ratio to evaluate short-term liquidity relative to the company's equity base.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (1993–2025)
This chart shows how Cincinnati Financial Corporation's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see CINF current and non-current assets.
Liquid Assets Composition Over Time
This chart breaks down Cincinnati Financial Corporation's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore long-term investment intensity of Cincinnati Financial Corporation to see how much of total assets are deployed in long-term investments.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $32.28 Billion | 74.93% |
| Total Liquid Assets | $32.28 Billion | 74.93% |
Asset Resilience Insights
- Very High Liquidity: Cincinnati Financial Corporation maintains exceptional liquid asset reserves at 74.93% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
Cincinnati Financial Corporation Industry Peers by Asset Resilience Ratio
Compare Cincinnati Financial Corporation's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
QBE Insurance Group Limited
AU:QBE |
Insurance - Property & Casualty | 3.80% |
|
Suncorp Group Ltd
AU:SUN |
Insurance - Property & Casualty | 3.36% |
|
Slide Insurance Holdings, Inc. Common Stock
NASDAQ:SLDE |
Insurance - Property & Casualty | 1.55% |
|
Lotte Non-Life
KO:000400 |
Insurance - Property & Casualty | 46.65% |
|
Personal Group Holdings PLC
LSE:PGH |
Insurance - Property & Casualty | 7.24% |
|
Suncorp Group Ltd
AU:SUNPH |
Insurance - Property & Casualty | 69.36% |
|
Insurance Australia Group Ltd
AU:IAG |
Insurance - Property & Casualty | 2.07% |
|
Intact Financial Corporation
TO:IFC |
Insurance - Property & Casualty | 26.80% |
Annual Asset Resilience Ratio for Cincinnati Financial Corporation (1993–2025)
The table below shows the annual Asset Resilience Ratio data for Cincinnati Financial Corporation.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 44.56% | $18.27 Billion | $41.00 Billion | -0.59pp |
| 2024-12-31 | 45.15% | $16.48 Billion | $36.50 Billion | +3.06pp |
| 2023-12-31 | 42.09% | $13.79 Billion | $32.77 Billion | +1.28pp |
| 2022-12-31 | 40.80% | $12.13 Billion | $29.73 Billion | -0.68pp |
| 2021-12-31 | 41.49% | $13.02 Billion | $31.39 Billion | -3.31pp |
| 2020-12-31 | 44.80% | $12.34 Billion | $27.54 Billion | -1.24pp |
| 2019-12-31 | 46.04% | $11.70 Billion | $25.41 Billion | +45.48pp |
| 2018-12-31 | 0.56% | $123.00 Million | $21.93 Billion | +0.09pp |
| 2017-12-31 | 0.47% | $103.00 Million | $21.84 Billion | +0.07pp |
| 2016-12-31 | 0.40% | $81.00 Million | $20.39 Billion | +0.04pp |
| 2015-12-31 | 0.35% | $67.00 Million | $18.89 Billion | -0.01pp |
| 2014-12-31 | 0.36% | $68.00 Million | $18.75 Billion | -0.02pp |
| 2013-12-31 | 0.39% | $68.00 Million | $17.66 Billion | -0.03pp |
| 2012-12-31 | 0.41% | $68.00 Million | $16.55 Billion | -0.01pp |
| 2011-12-31 | 0.42% | $66.00 Million | $15.67 Billion | -0.14pp |
| 2010-12-31 | 0.56% | $84.00 Million | $15.10 Billion | +0.51pp |
| 2009-12-31 | 0.04% | $6.00 Million | $14.44 Billion | -0.59pp |
| 2008-12-31 | 0.63% | $84.00 Million | $13.37 Billion | +0.02pp |
| 2007-12-31 | 0.61% | $101.00 Million | $16.64 Billion | +0.06pp |
| 2006-12-31 | 0.55% | $95.00 Million | $17.22 Billion | +0.08pp |
| 2005-12-31 | 0.47% | $75.00 Million | $16.00 Billion | +0.03pp |
| 2004-12-31 | 0.44% | $71.00 Million | $16.11 Billion | -0.06pp |
| 2003-12-31 | 0.50% | $78.00 Million | $15.51 Billion | +0.02pp |
| 2002-12-31 | 0.48% | $68.00 Million | $14.06 Billion | +0.01pp |
| 2001-12-31 | 0.47% | $66.00 Million | $13.91 Billion | -0.04pp |
| 2000-12-31 | 0.52% | $68.56 Million | $13.29 Billion | -0.04pp |
| 1999-12-31 | 0.56% | $65.91 Million | $11.81 Billion | +0.04pp |
| 1998-12-31 | 0.52% | $57.90 Million | $11.09 Billion | +0.03pp |
| 1997-12-31 | 0.49% | $46.56 Million | $9.49 Billion | -0.26pp |
| 1996-12-31 | 0.75% | $53.00 Million | $7.05 Billion | +0.10pp |
| 1995-12-31 | 0.65% | $39.80 Million | $6.11 Billion | -0.17pp |
| 1994-12-31 | 0.82% | $38.82 Million | $4.73 Billion | -0.01pp |
| 1993-12-31 | 0.83% | $38.36 Million | $4.60 Billion | -- |
About Cincinnati Financial Corporation
Cincinnati Financial Corporation provides property casualty insurance products in the United States. The company operates through five segments: Commercial Lines Insurance, Personal Lines Insurance, Excess and Surplus Lines Insurance, Life Insurance, and Investments. The Commercial Lines Insurance segment offers coverage for commercial casualty and property, commercial auto, and workers' compensa… Read more