Citizens Holding Company (CIZN) - Total Assets
Based on the latest financial reports, Citizens Holding Company (CIZN) holds total assets worth $1.53 Billion USD as of March 2026. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Check CIZN cash reinvestment to operating cash ratio to assess the company's total reinvestment commitment from operating cash flow.
Citizens Holding Company - Total Assets Trend (1998–2025)
This chart illustrates how Citizens Holding Company's total assets have evolved over time, based on quarterly financial data. Explore how much of Citizens Holding Company's assets are long-term investments to see how much of total assets are deployed in long-term investments.
Citizens Holding Company - Asset Composition Analysis
Current Asset Composition (December 2025)
Citizens Holding Company's total assets of $1.53 Billion consist of 4.8% current assets and 95.2% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 1.1% |
| Accounts Receivable | $5.77 Million | 0.4% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $82.00K | 0.0% |
| Goodwill | $13.03 Million | 0.9% |
Asset Composition Trend (1998–2025)
This chart illustrates how Citizens Holding Company's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see Citizens Holding Company (CIZN) total market value.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Citizens Holding Company's current assets represent 4.8% of total assets in 2025, a decrease from 5.7% in 1998.
- Cash Position: Cash and equivalents constituted 1.1% of total assets in 2025, down from 4.6% in 1998.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 1998.
- Asset Diversification: The largest asset category is goodwill at 0.9% of total assets.
Citizens Holding Company Competitors by Total Assets
Key competitors of Citizens Holding Company based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
BNP Paribas SA
PA:BNP
|
France | €2.79 Trillion |
|
CIMB Group Holdings Bhd
KLSE:1023
|
Malaysia | RM778.72 Billion |
|
Hua Xia Bank Co Ltd
SHG:600015
|
China | CN¥4.88 Trillion |
|
Bank of Xi'An Co Ltd
SHG:600928
|
China | CN¥546.99 Billion |
|
Grupo Security
SN:SECURITY
|
Chile | CL$15.89 Trillion |
|
Bank Mestika Dharma Tbk
JK:BBMD
|
Indonesia | Rp16.58 Trillion |
|
Bank Multiarta Sentosa PT
JK:MASB
|
Indonesia | Rp34.10 Trillion |
|
Bank Ochrony Środowiska SA
WAR:BOS
|
Poland | zł25.72 Billion |
Citizens Holding Company - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.36 | 104.70 | 0.58 |
| Quick Ratio | 0.36 | 104.70 | 0.58 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-50.45 Million | $414.78 Million | $-596.17 Million |
Citizens Holding Company - Advanced Valuation Insights
This section examines the relationship between Citizens Holding Company's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.84 |
| Latest Market Cap to Assets Ratio | 0.04 |
| Asset Growth Rate (YoY) | 2.7% |
| Total Assets | $1.51 Billion |
| Market Capitalization | $53.73 Million USD |
Valuation Analysis
Below Book Valuation: The market values Citizens Holding Company's assets below their book value (0.04x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Citizens Holding Company's assets grew by 2.7% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Citizens Holding Company (1998–2025)
The table below shows the annual total assets of Citizens Holding Company from 1998 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $1.51 Billion | +2.68% |
| 2024-12-31 | $1.47 Billion | +4.79% |
| 2023-12-31 | $1.40 Billion | +6.11% |
| 2022-12-31 | $1.32 Billion | -2.76% |
| 2021-12-31 | $1.36 Billion | -6.16% |
| 2020-12-31 | $1.45 Billion | +21.35% |
| 2019-12-31 | $1.20 Billion | +24.70% |
| 2018-12-31 | $958.63 Million | -3.47% |
| 2017-12-31 | $993.10 Million | -0.32% |
| 2016-12-31 | $996.27 Million | +2.34% |
| 2015-12-31 | $973.50 Million | +5.69% |
| 2014-12-31 | $921.06 Million | +5.50% |
| 2013-12-31 | $873.07 Million | -0.88% |
| 2012-12-31 | $880.84 Million | +3.15% |
| 2011-12-31 | $853.95 Million | +4.35% |
| 2010-12-31 | $818.32 Million | -2.58% |
| 2009-12-31 | $840.00 Million | +9.65% |
| 2008-12-31 | $766.05 Million | +12.50% |
| 2007-12-31 | $680.90 Million | +9.61% |
| 2006-12-31 | $621.20 Million | +1.04% |
| 2005-12-31 | $614.83 Million | +4.70% |
| 2004-12-31 | $587.24 Million | +6.62% |
| 2003-12-31 | $550.76 Million | +6.23% |
| 2002-12-31 | $518.45 Million | +21.36% |
| 2001-12-31 | $427.21 Million | +11.60% |
| 2000-12-31 | $382.80 Million | +5.52% |
| 1999-12-31 | $362.79 Million | +8.54% |
| 1998-12-31 | $334.23 Million | -- |
About Citizens Holding Company
Citizens Holding Company operates as the bank holding company for The Citizens Bank of Philadelphia that provides various banking products and services. It offers short-term and long-term demand, insured cash sweep, time, and non-interest-bearing deposits; health savings, individual retirement, business and personal savings and checking, and NOW and money market accounts; and long-term certificat… Read more