Columbia Financial Inc
Columbia Financial, Inc. operates as a bank holding company for Columbia Bank that provides banking and other financial services to businesses and consumers in the United States. The company offers commercial loans, including multifamily and commercial real estate, commercial business, and construction loans; residential loans, such as one-to-four family residential real estate and one-to-four fa… Read more
Columbia Financial Inc (CLBK) - Total Assets
Latest total assets as of December 2025: $11.02 Billion USD
Based on the latest financial reports, Columbia Financial Inc (CLBK) holds total assets worth $11.02 Billion USD as of December 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Columbia Financial Inc - Total Assets Trend (2016–2025)
This chart illustrates how Columbia Financial Inc’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Columbia Financial Inc - Asset Composition Analysis
Current Asset Composition (December 2025)
Columbia Financial Inc's total assets of $11.02 Billion consist of 78.1% current assets and 21.9% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 3.1% |
| Accounts Receivable | $8.27 Billion | 75.0% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $9.59 Million | 0.1% |
| Goodwill | $110.72 Million | 1.0% |
Asset Composition Trend (2016–2025)
This chart illustrates how Columbia Financial Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Columbia Financial Inc's current assets represent 78.1% of total assets in 2025, an increase from 16.5% in 2016.
- Cash Position: Cash and equivalents constituted 3.1% of total assets in 2025, up from 0.9% in 2016.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 1.0% of total assets, an increase from 0.0% in 2016.
- Asset Diversification: The largest asset category is accounts receivable at 75.0% of total assets.
Columbia Financial Inc Competitors by Total Assets
Key competitors of Columbia Financial Inc based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001
|
China | CN¥5.77 Trillion |
|
Bank of Ningbo Co Ltd
SHE:002142
|
China | CN¥3.58 Trillion |
|
Bank of Zhengzhou Co Ltd Class A
SHE:002936
|
China | CN¥743.55 Billion |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
|
China | CN¥509.92 Billion |
|
Bank of Suzhou
SHE:002966
|
China | CN¥776.04 Billion |
|
Jeju Bank
KO:006220
|
Korea | ₩7.72 Trillion |
|
Industrial Bank Of Korea
KO:024110
|
Korea | ₩490.11 Trillion |
|
Hana Financial
KO:086790
|
Korea | ₩659.08 Trillion |
Columbia Financial Inc - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Columbia Financial Inc generates 0.05x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, Columbia Financial Inc generates $ 0.47 in net profit.
Columbia Financial Inc - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 1.73 | 0.14 | 0.12 |
| Quick Ratio | 1.73 | 0.14 | 0.12 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $3.64 Billion | $ -6.99 Billion | $ -212.82 Million |
Columbia Financial Inc - Advanced Valuation Insights
This section examines the relationship between Columbia Financial Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.60 |
| Latest Market Cap to Assets Ratio | 0.04 |
| Asset Growth Rate (YoY) | 5.2% |
| Total Assets | $11.02 Billion |
| Market Capitalization | $460.69 Million USD |
Valuation Analysis
Below Book Valuation: The market values Columbia Financial Inc's assets below their book value (0.04 x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Columbia Financial Inc's assets grew by 5.2% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Columbia Financial Inc (2016–2025)
The table below shows the annual total assets of Columbia Financial Inc from 2016 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $11.02 Billion | +5.19% |
| 2024-12-31 | $10.48 Billion | -1.60% |
| 2023-12-31 | $10.65 Billion | +2.28% |
| 2022-12-31 | $10.41 Billion | +12.84% |
| 2021-12-31 | $9.22 Billion | +4.84% |
| 2020-12-31 | $8.80 Billion | +7.45% |
| 2019-12-31 | $8.19 Billion | +22.37% |
| 2018-12-31 | $6.69 Billion | +16.04% |
| 2017-12-31 | $5.77 Billion | +14.47% |
| 2016-12-31 | $5.04 Billion | -- |