Consumer Portfolio Services Inc
Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans. The company, through its automobile contract purchases, offers indirect financi… Read more
Consumer Portfolio Services Inc (CPSS) - Total Assets
Latest total assets as of September 2025: $3.81 Billion USD
Based on the latest financial reports, Consumer Portfolio Services Inc (CPSS) holds total assets worth $3.81 Billion USD as of September 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Consumer Portfolio Services Inc - Total Assets Trend (1996–2024)
This chart illustrates how Consumer Portfolio Services Inc’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Consumer Portfolio Services Inc - Asset Composition Analysis
Current Asset Composition (December 2024)
Consumer Portfolio Services Inc's total assets of $3.81 Billion consist of 0.3% current assets and 99.7% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 3.9% |
| Accounts Receivable | $3.32 Billion | 94.8% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $0.00 | 0.0% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (1996–2024)
This chart illustrates how Consumer Portfolio Services Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Consumer Portfolio Services Inc's current assets represent 0.3% of total assets in 2024, an increase from 0.0% in 1996.
- Cash Position: Cash and equivalents constituted 3.9% of total assets in 2024, up from 0.2% in 1996.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 1996.
- Asset Diversification: The largest asset category is accounts receivable at 94.8% of total assets.
Consumer Portfolio Services Inc Competitors by Total Assets
Key competitors of Consumer Portfolio Services Inc based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Pappajack Bhd
KLSE:0242
|
Malaysia | RM361.68 Million |
|
Evergreen Max Cash Capital Berhad
KLSE:0286
|
Malaysia | RM361.11 Million |
|
Samsung Card Co. Ltd.
KO:029780
|
Korea | ₩32.17 Trillion |
|
Yiren Digital Ltd
F:19YA
|
Germany | €14.45 Billion |
|
Yixin Group Limited
F:1YX
|
Germany | €50.34 Billion |
|
BFF Bank S.p.A
F:2BF
|
Germany | €12.13 Billion |
|
Resurs Holding AB (publ)
F:4R6
|
Germany | €50.33 Billion |
|
Aeon Credit Service Bhd
KLSE:5139
|
Malaysia | RM15.62 Billion |
Consumer Portfolio Services Inc - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Consumer Portfolio Services Inc generates 0.11x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, Consumer Portfolio Services Inc generates $ 0.55 in net profit.
Consumer Portfolio Services Inc - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.20 | 0.17 | 0.16 |
| Quick Ratio | 0.20 | 0.17 | 0.16 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-36.77 Million | $ -38.49 Million | $ -100.52 Million |
Consumer Portfolio Services Inc - Advanced Valuation Insights
This section examines the relationship between Consumer Portfolio Services Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.57 |
| Latest Market Cap to Assets Ratio | 0.02 |
| Asset Growth Rate (YoY) | 20.5% |
| Total Assets | $3.50 Billion |
| Market Capitalization | $73.84 Million USD |
Valuation Analysis
Below Book Valuation: The market values Consumer Portfolio Services Inc's assets below their book value (0.02 x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: Consumer Portfolio Services Inc's assets grew by 20.5% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Consumer Portfolio Services Inc (1996–2024)
The table below shows the annual total assets of Consumer Portfolio Services Inc from 1996 to 2024.
| Year | Total Assets | Change |
|---|---|---|
| 2024-12-31 | $3.50 Billion | +20.48% |
| 2023-12-31 | $2.91 Billion | +5.47% |
| 2022-12-31 | $2.76 Billion | +27.37% |
| 2021-12-31 | $2.16 Billion | +0.64% |
| 2020-12-31 | $2.15 Billion | -15.34% |
| 2019-12-31 | $2.54 Billion | +2.16% |
| 2018-12-31 | $2.49 Billion | +2.51% |
| 2017-12-31 | $2.42 Billion | +0.60% |
| 2016-12-31 | $2.41 Billion | +12.48% |
| 2015-12-31 | $2.14 Billion | +16.90% |
| 2014-12-31 | $1.83 Billion | +31.27% |
| 2013-12-31 | $1.40 Billion | +34.57% |
| 2012-12-31 | $1.04 Billion | +16.58% |
| 2011-12-31 | $890.05 Million | +19.89% |
| 2010-12-31 | $742.39 Million | -30.50% |
| 2009-12-31 | $1.07 Billion | -34.81% |
| 2008-12-31 | $1.64 Billion | -28.21% |
| 2007-12-31 | $2.28 Billion | +32.06% |
| 2006-12-31 | $1.73 Billion | +49.64% |
| 2005-12-31 | $1.16 Billion | +50.68% |
| 2004-12-31 | $766.60 Million | +55.66% |
| 2003-12-31 | $492.47 Million | +72.53% |
| 2002-12-31 | $285.45 Million | +88.78% |
| 2001-12-31 | $151.20 Million | -13.94% |
| 2000-12-31 | $175.70 Million | -21.39% |
| 1999-12-31 | $223.50 Million | -48.26% |
| 1998-12-31 | $432.00 Million | +91.24% |
| 1997-12-31 | $225.90 Million | +121.69% |
| 1996-12-31 | $101.90 Million | -- |