Consumer Portfolio Services Inc Asset Resilience Ratio
Consumer Portfolio Services Inc asset resilience ratio. Consumer Portfolio Services Inc (CPSS) has an Asset Resilience Ratio of 4.52% as of September 2018. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Consumer Portfolio Services Inc liquidity coverage in days to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Consumer Portfolio Services Inc (2000–2017)
Asset resilience ratio of Consumer Portfolio Services Inc from 2000 to 2017. This chart shows how Consumer Portfolio Services Inc's Asset Resilience Ratio has changed over time. Read how much debt does Consumer Portfolio Services Inc carry for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Consumer Portfolio Services Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see CPSS asset base.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $110.47 Million | 4.52% |
| Total Liquid Assets | $110.47 Million | 4.52% |
Asset Resilience Insights
- Limited Liquidity: Consumer Portfolio Services Inc maintains only 4.52% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Consumer Portfolio Services Inc Industry Peers by Asset Resilience Ratio
Compare Consumer Portfolio Services Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Muthoot Finance Limited
NSE:MUTHOOTFIN |
Credit Services | 6.00% |
|
Indian Railway Finance Corporation Limited
NSE:IRFC |
Credit Services | 0.09% |
|
Hoist Finance AB
ST:HOFI |
Credit Services | 25.90% |
|
Beijing Cuiwei Tower Co Ltd
SHG:603123 |
Credit Services | 1.79% |
|
FinVolution Group
F:PP3 |
Credit Services | 11.86% |
|
Solvar Ltd
AU:SVR |
Credit Services | 10.29% |
|
Axactor SE
OL:ACR |
Credit Services | 2.84% |
|
Pioneer Credit Ltd
AU:PNC |
Credit Services | 32.27% |
Consumer Portfolio Services Inc Asset Resilience Ratio by Year (2000–2017)
Consumer Portfolio Services Inc asset resilience ratio by year from 2000 to 2017. The table below shows the annual Asset Resilience Ratio data for Consumer Portfolio Services Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2017-12-31 | 4.62% | $111.97 Million | $2.42 Billion | -0.06pp |
| 2016-12-31 | 4.68% | $112.75 Million | $2.41 Billion | -0.27pp |
| 2015-12-31 | 4.95% | $106.05 Million | $2.14 Billion | -4.62pp |
| 2014-12-31 | 9.57% | $175.45 Million | $1.83 Billion | +8.53pp |
| 2013-12-31 | 1.04% | $14.48 Million | $1.40 Billion | -4.71pp |
| 2012-12-31 | 5.75% | $59.67 Million | $1.04 Billion | -12.64pp |
| 2011-12-31 | 18.39% | $163.64 Million | $890.05 Million | +1.17pp |
| 2010-12-31 | 17.21% | $127.80 Million | $742.39 Million | +4.78pp |
| 2009-12-31 | 12.43% | $132.83 Million | $1.07 Billion | +2.85pp |
| 2008-12-31 | 9.58% | $157.06 Million | $1.64 Billion | +2.02pp |
| 2007-12-31 | 7.56% | $172.62 Million | $2.28 Billion | -4.40pp |
| 2006-12-31 | 11.96% | $206.80 Million | $1.73 Billion | -3.87pp |
| 2005-12-31 | 15.83% | $182.88 Million | $1.16 Billion | -7.07pp |
| 2004-12-31 | 22.90% | $175.54 Million | $766.60 Million | -13.44pp |
| 2003-12-31 | 36.34% | $178.98 Million | $492.47 Million | -14.83pp |
| 2002-12-31 | 51.18% | $146.08 Million | $285.45 Million | -26.50pp |
| 2001-12-31 | 77.68% | $117.46 Million | $151.20 Million | +18.23pp |
| 2000-12-31 | 59.46% | $104.46 Million | $175.70 Million | -- |
About Consumer Portfolio Services Inc
Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans. The company, through its automobile contract purchases, offers indirect financi… Read more