Consumer Portfolio Services Inc - Asset Resilience Ratio

Latest as of September 2018: 4.52%

Consumer Portfolio Services Inc (CPSS) has an Asset Resilience Ratio of 4.52% as of September 2018. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See working capital position of Consumer Portfolio Services Inc to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

$110.47 Million

Cash + Short-term Investments

Total Assets

$2.44 Billion

All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2000–2017)

This chart shows how Consumer Portfolio Services Inc's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see Consumer Portfolio Services Inc total assets.

Liquid Assets Composition Over Time

This chart breaks down Consumer Portfolio Services Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore CPSS long-term asset investment ratio to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$110.47 Million	4.52%
Total Liquid Assets	$110.47 Million	4.52%

Asset Resilience Insights

Limited Liquidity: Consumer Portfolio Services Inc maintains only 4.52% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Consumer Portfolio Services Inc Industry Peers by Asset Resilience Ratio

Compare Consumer Portfolio Services Inc's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Direct Finance TA TA:DIFI	Credit Services	0.01%
Upstart Holdings Inc NASDAQ:UPST	Credit Services	1.39%
Latitude Group Holdings Ltd AU:LFS	Credit Services	3.67%
OppFi Inc NYSE:OPFI	Credit Services	6.56%
Starteck Finance Limited NSE:STARTECK	Credit Services	0.02%
Mint Corp V:MIT	Credit Services	0.00%
Williamson Magor & Company Limited NSE:WILLAMAGOR	Credit Services	0.06%
Butn Ltd AU:BTN	Credit Services	3.72%

Annual Asset Resilience Ratio for Consumer Portfolio Services Inc (2000–2017)

The table below shows the annual Asset Resilience Ratio data for Consumer Portfolio Services Inc.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2017-12-31	4.62%	$111.97 Million	$2.42 Billion	-0.06pp
2016-12-31	4.68%	$112.75 Million	$2.41 Billion	-0.27pp
2015-12-31	4.95%	$106.05 Million	$2.14 Billion	-4.62pp
2014-12-31	9.57%	$175.45 Million	$1.83 Billion	+8.53pp
2013-12-31	1.04%	$14.48 Million	$1.40 Billion	-4.71pp
2012-12-31	5.75%	$59.67 Million	$1.04 Billion	-12.64pp
2011-12-31	18.39%	$163.64 Million	$890.05 Million	+1.17pp
2010-12-31	17.21%	$127.80 Million	$742.39 Million	+4.78pp
2009-12-31	12.43%	$132.83 Million	$1.07 Billion	+2.85pp
2008-12-31	9.58%	$157.06 Million	$1.64 Billion	+2.02pp
2007-12-31	7.56%	$172.62 Million	$2.28 Billion	-4.40pp
2006-12-31	11.96%	$206.80 Million	$1.73 Billion	-3.87pp
2005-12-31	15.83%	$182.88 Million	$1.16 Billion	-7.07pp
2004-12-31	22.90%	$175.54 Million	$766.60 Million	-13.44pp
2003-12-31	36.34%	$178.98 Million	$492.47 Million	-14.83pp
2002-12-31	51.18%	$146.08 Million	$285.45 Million	-26.50pp
2001-12-31	77.68%	$117.46 Million	$151.20 Million	+18.23pp
2000-12-31	59.46%	$104.46 Million	$175.70 Million	--

pp = percentage points

About Consumer Portfolio Services Inc

NASDAQ:CPSS USA Credit Services

Market Cap

$212.76 Million

Market Cap Rank

#16960 Global

#4023 in USA

Share Price

$9.64

Change (1 day)

+1.58%

52-Week Range

$7.30 - $10.30

All Time High

$15.09