Consumer Portfolio Services Inc - Asset Resilience Ratio

Latest as of September 2018: 4.52%

Consumer Portfolio Services Inc (CPSS) has an Asset Resilience Ratio of 4.52% as of September 2018. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.

Liquid Assets

$110.47 Million

Cash + Short-term Investments

Total Assets

$2.44 Billion

All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2000–2017)

This chart shows how Consumer Portfolio Services Inc's Asset Resilience Ratio has changed over time. Check Consumer Portfolio Services Inc strategic capital allocation to assess the company's strategic physical and investment asset allocation.

Liquid Assets Composition Over Time

This chart breaks down Consumer Portfolio Services Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see CPSS stock market capitalisation.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$110.47 Million	4.52%
Total Liquid Assets	$110.47 Million	4.52%

Asset Resilience Insights

Limited Liquidity: Consumer Portfolio Services Inc maintains only 4.52% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Consumer Portfolio Services Inc Industry Peers by Asset Resilience Ratio

Compare Consumer Portfolio Services Inc's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
SLM Corp NASDAQ:SLM	Credit Services	2.01%
Beijing Cuiwei Tower Co Ltd SHG:603123	Credit Services	1.79%
Oportun Financial Corp NASDAQ:OPRT	Credit Services	0.00%
Humm Group Ltd AU:HUM	Credit Services	7.46%
FSA Group Ltd AU:FSA	Credit Services	0.99%
Hexa Tradex Limited NSE:HEXATRADEX	Credit Services	0.09%
EN Shoham Business Ltd TA:SHOM	Credit Services	0.05%
creditshelf Aktiengesellschaft F:CSQ	Credit Services	0.62%

Annual Asset Resilience Ratio for Consumer Portfolio Services Inc (2000–2017)

The table below shows the annual Asset Resilience Ratio data for Consumer Portfolio Services Inc.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2017-12-31	4.62%	$111.97 Million	$2.42 Billion	-0.06pp
2016-12-31	4.68%	$112.75 Million	$2.41 Billion	-0.27pp
2015-12-31	4.95%	$106.05 Million	$2.14 Billion	-4.62pp
2014-12-31	9.57%	$175.45 Million	$1.83 Billion	+8.53pp
2013-12-31	1.04%	$14.48 Million	$1.40 Billion	-4.71pp
2012-12-31	5.75%	$59.67 Million	$1.04 Billion	-12.64pp
2011-12-31	18.39%	$163.64 Million	$890.05 Million	+1.17pp
2010-12-31	17.21%	$127.80 Million	$742.39 Million	+4.78pp
2009-12-31	12.43%	$132.83 Million	$1.07 Billion	+2.85pp
2008-12-31	9.58%	$157.06 Million	$1.64 Billion	+2.02pp
2007-12-31	7.56%	$172.62 Million	$2.28 Billion	-4.40pp
2006-12-31	11.96%	$206.80 Million	$1.73 Billion	-3.87pp
2005-12-31	15.83%	$182.88 Million	$1.16 Billion	-7.07pp
2004-12-31	22.90%	$175.54 Million	$766.60 Million	-13.44pp
2003-12-31	36.34%	$178.98 Million	$492.47 Million	-14.83pp
2002-12-31	51.18%	$146.08 Million	$285.45 Million	-26.50pp
2001-12-31	77.68%	$117.46 Million	$151.20 Million	+18.23pp
2000-12-31	59.46%	$104.46 Million	$175.70 Million	--

pp = percentage points

About Consumer Portfolio Services Inc

NASDAQ:CPSS USA Credit Services

Market Cap

$205.70 Million

Market Cap Rank

#16803 Global

#3935 in USA

Share Price

$9.32

Change (1 day)

-2.61%

52-Week Range

$7.28 - $10.30

All Time High

$15.09