Eastern Bankshares Inc

NASDAQ:EBC USA Banks - Regional
Market Cap
$4.14 Billion
Market Cap Rank
#3439 Global
#2263 in USA
Share Price
$18.83
Change (1 day)
-0.74%
52-Week Range
$14.18 - $21.97
All Time High
$21.97
About

Eastern Bankshares, Inc. operates as the bank holding company for Eastern Bank that provides banking, trust, and investment services to retail, commercial, and small business customers. The company provides deposit accounts, interest checking accounts, money market accounts, savings accounts, and time certificates of deposit accounts. It also offers commercial and industrial, such as asset based … Read more

Eastern Bankshares Inc (EBC) - Total Assets

Latest total assets as of December 2025: $30.59 Billion USD

Based on the latest financial reports, Eastern Bankshares Inc (EBC) holds total assets worth $30.59 Billion USD as of December 2025.

Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.

Eastern Bankshares Inc - Total Assets Trend (2018–2025)

This chart illustrates how Eastern Bankshares Inc’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.

Eastern Bankshares Inc - Asset Composition Analysis

Current Asset Composition (December 2025)

Eastern Bankshares Inc's total assets of $30.59 Billion consist of 1.0% current assets and 99.0% non-current assets.

Asset Category Amount (USD) % of Total Assets
Cash & Equivalents $0.00 0.4%
Accounts Receivable $0.00 0.0%
Inventory $0.00 0.0%
Property, Plant & Equipment $0.00 0.0%
Intangible Assets $0.00 0.0%
Goodwill $1.30 Billion 4.3%

Asset Composition Trend (2018–2025)

This chart illustrates how Eastern Bankshares Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.

Key Asset Composition Facts

  • Current vs. Non-Current Assets: Eastern Bankshares Inc's current assets represent 1.0% of total assets in 2025, a decrease from 15.6% in 2018.
  • Cash Position: Cash and equivalents constituted 0.4% of total assets in 2025, down from 2.3% in 2018.
  • Tangible vs. Intangible: Intangible assets (including goodwill) make up 4.0% of total assets, an increase from 3.0% in 2018.
  • Asset Diversification: The largest asset category is goodwill at 4.3% of total assets.

Eastern Bankshares Inc Competitors by Total Assets

Key competitors of Eastern Bankshares Inc based on total assets are shown below.

Company Country Total Assets
Ping An Bank Co Ltd
SHE:000001
China CN¥5.77 Trillion
Bank of Ningbo Co Ltd
SHE:002142
China CN¥3.58 Trillion
Bank of Zhengzhou Co Ltd Class A
SHE:002936
China CN¥743.55 Billion
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
China CN¥509.92 Billion
Bank of Suzhou
SHE:002966
China CN¥776.04 Billion
Jeju Bank
KO:006220
Korea ₩7.72 Trillion
Industrial Bank Of Korea
KO:024110
Korea ₩490.11 Trillion
Hana Financial
KO:086790
Korea ₩659.08 Trillion

Eastern Bankshares Inc - Asset Efficiency Metrics

Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.

Asset Turnover Ratio

Measures how efficiently a company uses its assets to generate sales

Historical Range: 0.02 - 0.05

Lower asset utilization - Eastern Bankshares Inc generates 0.03x its asset value in annual revenue.

Return on Assets (ROA)

Measures how efficiently a company uses its assets to generate profits

Historical Range: 0.14% - 1.40%

Moderate ROA - For every $100 in assets, Eastern Bankshares Inc generates $ 0.29 in net profit.

Eastern Bankshares Inc - Liquidity and Working Capital Analysis

Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.

Key Liquidity Metrics

Metric Current 1 Year Ago 5 Years Ago
Current Ratio 0.02 0.25 0.46
Quick Ratio 0.02 0.25 0.46
Cash Ratio 0.00 0.00 0.00
Working Capital $-13.91 Billion $ -16.03 Billion $ -7.00 Billion

Eastern Bankshares Inc - Advanced Valuation Insights

This section examines the relationship between Eastern Bankshares Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.

Key Valuation Metrics

Current Price-to-Book Ratio 1.09
Latest Market Cap to Assets Ratio 0.12
Asset Growth Rate (YoY) 19.7%
Total Assets $30.59 Billion
Market Capitalization $3.73 Billion USD

Valuation Analysis

Below Book Valuation: The market values Eastern Bankshares Inc's assets below their book value (0.12 x), which may indicate investor concerns about asset quality or future growth.

Rapid Asset Growth: Eastern Bankshares Inc's assets grew by 19.7% over the past year, indicating significant expansion of the company's resource base.

Annual Total Assets for Eastern Bankshares Inc (2018–2025)

The table below shows the annual total assets of Eastern Bankshares Inc from 2018 to 2025.

Year Total Assets Change
2025-12-31 $30.59 Billion +19.68%
2024-12-31 $25.56 Billion +20.94%
2023-12-31 $21.13 Billion -6.68%
2022-12-31 $22.65 Billion -3.68%
2021-12-31 $23.51 Billion +47.28%
2020-12-31 $15.96 Billion +37.28%
2019-12-31 $11.63 Billion +2.20%
2018-12-31 $11.38 Billion --