EZCORP Inc
EZCORP, Inc. provides pawn services in the United States, Mexixo, and Latin America. It operates through U.S. Pawn, Latin America Pawn, and Other Investments segments. The company retails merchandise, primarily collateral forfeited from pawn lending operations and pre-owned merchandise purchased from customers. It also provides pawn loans collateralized by tangible personal property, jewelry, con… Read more
EZCORP Inc (EZPW) - Total Assets
Latest total assets as of December 2025: $1.99 Billion USD
Based on the latest financial reports, EZCORP Inc (EZPW) holds total assets worth $1.99 Billion USD as of December 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
EZCORP Inc - Total Assets Trend (1991–2025)
This chart illustrates how EZCORP Inc’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
EZCORP Inc - Asset Composition Analysis
Current Asset Composition (September 2025)
EZCORP Inc's total assets of $1.99 Billion consist of 57.7% current assets and 42.3% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 24.1% |
| Accounts Receivable | $398.02 Million | 20.4% |
| Inventory | $248.46 Million | 12.7% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $58.83 Million | 3.0% |
| Goodwill | $324.89 Million | 16.7% |
Asset Composition Trend (1991–2025)
This chart illustrates how EZCORP Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: EZCORP Inc's current assets represent 57.7% of total assets in 2025, a decrease from 78.9% in 1991.
- Cash Position: Cash and equivalents constituted 24.1% of total assets in 2025, down from 42.3% in 1991.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 19.0% of total assets, an increase from 6.0% in 1991.
- Asset Diversification: The largest asset category is accounts receivable at 20.4% of total assets.
EZCORP Inc Competitors by Total Assets
Key competitors of EZCORP Inc based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Pappajack Bhd
KLSE:0242
|
Malaysia | RM361.68 Million |
|
Evergreen Max Cash Capital Berhad
KLSE:0286
|
Malaysia | RM361.11 Million |
|
Samsung Card Co. Ltd.
KO:029780
|
Korea | ₩32.17 Trillion |
|
Yiren Digital Ltd
F:19YA
|
Germany | €14.45 Billion |
|
Yixin Group Limited
F:1YX
|
Germany | €50.34 Billion |
|
BFF Bank S.p.A
F:2BF
|
Germany | €12.13 Billion |
|
Resurs Holding AB (publ)
F:4R6
|
Germany | €50.33 Billion |
|
Aeon Credit Service Bhd
KLSE:5139
|
Malaysia | RM15.62 Billion |
EZCORP Inc - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Moderate asset utilization - EZCORP Inc generates 0.65x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Solid ROA - For every $100 in assets, EZCORP Inc generates $5.62 in net profit.
EZCORP Inc - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 6.03 | 2.91 | 4.99 |
| Quick Ratio | 4.69 | 2.13 | 4.28 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $955.33 Million | $ 485.95 Million | $ 485.16 Million |
EZCORP Inc - Advanced Valuation Insights
This section examines the relationship between EZCORP Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.42 |
| Latest Market Cap to Assets Ratio | 0.75 |
| Asset Growth Rate (YoY) | 30.7% |
| Total Assets | $1.95 Billion |
| Market Capitalization | $1.46 Billion USD |
Valuation Analysis
Below Book Valuation: The market values EZCORP Inc's assets below their book value (0.75 x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: EZCORP Inc's assets grew by 30.7% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for EZCORP Inc (1991–2025)
The table below shows the annual total assets of EZCORP Inc from 1991 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-09-30 | $1.95 Billion | +30.67% |
| 2024-09-30 | $1.49 Billion | +1.74% |
| 2023-09-30 | $1.47 Billion | +8.89% |
| 2022-09-30 | $1.35 Billion | +6.39% |
| 2021-09-30 | $1.27 Billion | +5.84% |
| 2020-09-30 | $1.20 Billion | +10.46% |
| 2019-09-30 | $1.08 Billion | -12.73% |
| 2018-09-30 | $1.24 Billion | +21.22% |
| 2017-09-30 | $1.02 Billion | +4.18% |
| 2016-09-30 | $983.24 Million | -17.30% |
| 2015-09-30 | $1.19 Billion | -15.37% |
| 2014-09-30 | $1.40 Billion | +5.40% |
| 2013-09-30 | $1.33 Billion | +9.44% |
| 2012-09-30 | $1.22 Billion | +61.02% |
| 2011-09-30 | $756.45 Million | +24.74% |
| 2010-09-30 | $606.41 Million | +23.13% |
| 2009-09-30 | $492.52 Million | +59.54% |
| 2008-09-30 | $308.72 Million | +22.90% |
| 2007-09-30 | $251.19 Million | +26.95% |
| 2006-09-30 | $197.86 Million | +19.59% |
| 2005-09-30 | $165.45 Million | +0.69% |
| 2004-09-30 | $164.32 Million | +6.92% |
| 2003-09-30 | $153.69 Million | -7.40% |
| 2002-09-30 | $165.97 Million | -7.05% |
| 2001-09-30 | $178.56 Million | -12.38% |
| 2000-09-30 | $203.79 Million | -12.95% |
| 1999-09-30 | $234.10 Million | +23.28% |
| 1998-09-30 | $189.90 Million | +25.68% |
| 1997-09-30 | $151.10 Million | +7.62% |
| 1996-09-30 | $140.40 Million | -14.70% |
| 1995-09-30 | $164.60 Million | -5.40% |
| 1994-09-30 | $174.00 Million | +26.73% |
| 1993-09-30 | $137.30 Million | +78.54% |
| 1992-09-30 | $76.90 Million | +67.54% |
| 1991-09-30 | $45.90 Million | -- |