First Financial Bankshares Inc
First Financial Bankshares, Inc., through its subsidiaries, provides banking services in the United States. The company offers general commercial banking services, including checking, savings and time deposits, loans, automated teller machines, drive-in and night deposit services, safe deposit facilities, remote deposit capture, internet banking, mobile banking, payroll cards, funds transfer, and… Read more
First Financial Bankshares Inc (FFIN) - Total Assets
Latest total assets as of December 2025: $15.45 Billion USD
Based on the latest financial reports, First Financial Bankshares Inc (FFIN) holds total assets worth $15.45 Billion USD as of December 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
First Financial Bankshares Inc - Total Assets Trend (1993–2025)
This chart illustrates how First Financial Bankshares Inc’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
First Financial Bankshares Inc - Asset Composition Analysis
Current Asset Composition (December 2025)
First Financial Bankshares Inc's total assets of $15.45 Billion consist of 59.3% current assets and 40.7% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 7.0% |
| Accounts Receivable | $8.05 Billion | 52.1% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $171.00K | 0.0% |
| Goodwill | $313.48 Million | 2.0% |
Asset Composition Trend (1993–2025)
This chart illustrates how First Financial Bankshares Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: First Financial Bankshares Inc's current assets represent 59.3% of total assets in 2025, an increase from 9.8% in 1993.
- Cash Position: Cash and equivalents constituted 7.0% of total assets in 2025, down from 9.8% in 1993.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 2.0% of total assets, an increase from 0.0% in 1993.
- Asset Diversification: The largest asset category is accounts receivable at 52.1% of total assets.
First Financial Bankshares Inc Competitors by Total Assets
Key competitors of First Financial Bankshares Inc based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001
|
China | CN¥5.77 Trillion |
|
Bank of Ningbo Co Ltd
SHE:002142
|
China | CN¥3.58 Trillion |
|
Bank of Zhengzhou Co Ltd Class A
SHE:002936
|
China | CN¥743.55 Billion |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
|
China | CN¥509.92 Billion |
|
Bank of Suzhou
SHE:002966
|
China | CN¥776.04 Billion |
|
Jeju Bank
KO:006220
|
Korea | ₩7.72 Trillion |
|
Industrial Bank Of Korea
KO:024110
|
Korea | ₩490.11 Trillion |
|
Hana Financial
KO:086790
|
Korea | ₩659.08 Trillion |
First Financial Bankshares Inc - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - First Financial Bankshares Inc generates 0.05x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, First Financial Bankshares Inc generates $ 1.64 in net profit.
First Financial Bankshares Inc - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.68 | 0.09 | 0.62 |
| Quick Ratio | 0.68 | 0.09 | 0.62 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-4.37 Billion | $ -11.12 Billion | $ -3.77 Billion |
First Financial Bankshares Inc - Advanced Valuation Insights
This section examines the relationship between First Financial Bankshares Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 2.26 |
| Latest Market Cap to Assets Ratio | 0.25 |
| Asset Growth Rate (YoY) | 10.5% |
| Total Assets | $15.45 Billion |
| Market Capitalization | $3.92 Billion USD |
Valuation Analysis
Below Book Valuation: The market values First Financial Bankshares Inc's assets below their book value (0.25 x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: First Financial Bankshares Inc's assets grew by 10.5% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for First Financial Bankshares Inc (1993–2025)
The table below shows the annual total assets of First Financial Bankshares Inc from 1993 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $15.45 Billion | +10.49% |
| 2024-12-31 | $13.98 Billion | +6.67% |
| 2023-12-31 | $13.11 Billion | +1.01% |
| 2022-12-31 | $12.97 Billion | -0.98% |
| 2021-12-31 | $13.10 Billion | +20.16% |
| 2020-12-31 | $10.90 Billion | +31.98% |
| 2019-12-31 | $8.26 Billion | +6.86% |
| 2018-12-31 | $7.73 Billion | +6.58% |
| 2017-12-31 | $7.25 Billion | +6.53% |
| 2016-12-31 | $6.81 Billion | +2.17% |
| 2015-12-31 | $6.67 Billion | +13.97% |
| 2014-12-31 | $5.85 Billion | +11.99% |
| 2013-12-31 | $5.22 Billion | +16.00% |
| 2012-12-31 | $4.50 Billion | +9.26% |
| 2011-12-31 | $4.12 Billion | +9.11% |
| 2010-12-31 | $3.78 Billion | +15.15% |
| 2009-12-31 | $3.28 Billion | +2.09% |
| 2008-12-31 | $3.21 Billion | +4.63% |
| 2007-12-31 | $3.07 Billion | +7.72% |
| 2006-12-31 | $2.85 Billion | +4.26% |
| 2005-12-31 | $2.73 Billion | +18.08% |
| 2004-12-31 | $2.32 Billion | +10.64% |
| 2003-12-31 | $2.09 Billion | +4.99% |
| 2002-12-31 | $1.99 Billion | +3.29% |
| 2001-12-31 | $1.93 Billion | +10.03% |
| 2000-12-31 | $1.75 Billion | +1.76% |
| 1999-12-31 | $1.72 Billion | +2.18% |
| 1998-12-31 | $1.69 Billion | +1.79% |
| 1997-12-31 | $1.66 Billion | +31.30% |
| 1996-12-31 | $1.26 Billion | +18.80% |
| 1995-12-31 | $1.06 Billion | +4.91% |
| 1994-12-31 | $1.01 Billion | +9.52% |
| 1993-12-31 | $924.60 Million | -- |