First Financial Bankshares Inc - Asset Resilience Ratio
First Financial Bankshares Inc (FFIN) has an Asset Resilience Ratio of 1.29% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check First Financial Bankshares Inc (FFIN) strategic investment index to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2000–2025)
This chart shows how First Financial Bankshares Inc's Asset Resilience Ratio has changed over time. See First Financial Bankshares Inc (FFIN) net asset quality to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down First Financial Bankshares Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see First Financial Bankshares Inc stock valuation.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $197.89 Million | 1.29% |
| Total Liquid Assets | $197.89 Million | 1.29% |
Asset Resilience Insights
- Limited Liquidity: First Financial Bankshares Inc maintains only 1.29% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
First Financial Bankshares Inc Industry Peers by Asset Resilience Ratio
Compare First Financial Bankshares Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
BNP Paribas SA
PA:BNP |
Banks - Regional | 17.67% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
Grupo Security
SN:SECURITY |
Banks - Regional | 0.15% |
|
Bank Mestika Dharma Tbk
JK:BBMD |
Banks - Regional | -6.51% |
|
Bank Multiarta Sentosa PT
JK:MASB |
Banks - Regional | 1.29% |
|
Bank Ochrony Środowiska SA
WAR:BOS |
Banks - Regional | 8.84% |
|
Bank Capital Indonesia Tbk
JK:BACA |
Banks - Regional | -22.83% |
Annual Asset Resilience Ratio for First Financial Bankshares Inc (2000–2025)
The table below shows the annual Asset Resilience Ratio data for First Financial Bankshares Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 35.70% | $5.51 Billion | $15.45 Billion | +33.63pp |
| 2024-12-31 | 2.07% | $288.99 Million | $13.98 Billion | -34.05pp |
| 2023-12-31 | 36.11% | $4.73 Billion | $13.11 Billion | -6.08pp |
| 2022-12-31 | 42.19% | $5.47 Billion | $12.97 Billion | -7.97pp |
| 2021-12-31 | 50.17% | $6.57 Billion | $13.10 Billion | +9.88pp |
| 2020-12-31 | 40.29% | $4.39 Billion | $10.90 Billion | -1.03pp |
| 2019-12-31 | 41.31% | $3.41 Billion | $8.26 Billion | +0.46pp |
| 2018-12-31 | 40.85% | $3.16 Billion | $7.73 Billion | -1.70pp |
| 2017-12-31 | 42.56% | $3.09 Billion | $7.25 Billion | +0.55pp |
| 2016-12-31 | 42.01% | $2.86 Billion | $6.81 Billion | +0.99pp |
| 2015-12-31 | 41.02% | $2.73 Billion | $6.67 Billion | -0.29pp |
| 2014-12-31 | 41.31% | $2.42 Billion | $5.85 Billion | +1.91pp |
| 2013-12-31 | 39.40% | $2.06 Billion | $5.22 Billion | -1.00pp |
| 2012-12-31 | 40.40% | $1.82 Billion | $4.50 Billion | -4.28pp |
| 2011-12-31 | 44.69% | $1.84 Billion | $4.12 Billion | +3.98pp |
| 2010-12-31 | 40.71% | $1.54 Billion | $3.78 Billion | +1.98pp |
| 2009-12-31 | 38.73% | $1.27 Billion | $3.28 Billion | +34.28pp |
| 2005-12-31 | 4.45% | $121.75 Million | $2.73 Billion | +0.12pp |
| 2004-12-31 | 4.33% | $100.24 Million | $2.32 Billion | +4.20pp |
| 2003-12-31 | 0.13% | $2.78 Million | $2.09 Billion | -3.50pp |
| 2002-12-31 | 3.63% | $72.32 Million | $1.99 Billion | -0.22pp |
| 2001-12-31 | 3.85% | $74.35 Million | $1.93 Billion | +0.30pp |
| 2000-12-31 | 3.55% | $62.34 Million | $1.75 Billion | -- |
About First Financial Bankshares Inc
First Financial Bankshares, Inc., through its subsidiaries, provides banking services in the United States. The company offers general commercial banking services, including checking, savings and time deposits, loans, automated teller machines, drive-in and night deposit services, safe deposit facilities, remote deposit capture, internet banking, mobile banking, payroll cards, funds transfer, and… Read more