Greene County Bancorp Inc

NASDAQ:GCBC USA Banks - Regional
Market Cap
$369.99 Million
Market Cap Rank
#16441 Global
#6331 in USA
Share Price
$21.73
Change (1 day)
-0.55%
52-Week Range
$20.74 - $25.75
All Time High
$37.26
About

Greene County Bancorp, Inc. operates as a holding company for The Bank of Greene County that provides various financial services in the United States. The company offers deposit products, such as savings, NOW accounts, money market accounts, certificates of deposit, non-interest bearing checking accounts, and individual retirement accounts. Its loan portfolio includes residential, construction an… Read more

Greene County Bancorp Inc (GCBC) - Total Assets

Latest total assets as of December 2025: $3.15 Billion USD

Based on the latest financial reports, Greene County Bancorp Inc (GCBC) holds total assets worth $3.15 Billion USD as of December 2025.

Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.

Greene County Bancorp Inc - Total Assets Trend (1998–2025)

This chart illustrates how Greene County Bancorp Inc’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.

Greene County Bancorp Inc - Asset Composition Analysis

Current Asset Composition (June 2025)

Greene County Bancorp Inc's total assets of $3.15 Billion consist of 17.1% current assets and 82.9% non-current assets.

Asset Category Amount (USD) % of Total Assets
Cash & Equivalents $0.00 6.1%
Accounts Receivable $16.38 Million 0.5%
Inventory $0.00 0.0%
Property, Plant & Equipment $0.00 0.0%
Intangible Assets $0.00 0.0%
Goodwill $0.00 0.0%

Asset Composition Trend (1998–2025)

This chart illustrates how Greene County Bancorp Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.

Key Asset Composition Facts

  • Current vs. Non-Current Assets: Greene County Bancorp Inc's current assets represent 17.1% of total assets in 2025, an increase from 6.8% in 1998.
  • Cash Position: Cash and equivalents constituted 6.1% of total assets in 2025, up from 5.9% in 1998.
  • Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 1998.
  • Asset Diversification: The largest asset category is accounts receivable at 0.5% of total assets.

Greene County Bancorp Inc Competitors by Total Assets

Key competitors of Greene County Bancorp Inc based on total assets are shown below.

Company Country Total Assets
Ping An Bank Co Ltd
SHE:000001
China CN¥5.77 Trillion
Bank of Ningbo Co Ltd
SHE:002142
China CN¥3.58 Trillion
Bank of Zhengzhou Co Ltd Class A
SHE:002936
China CN¥743.55 Billion
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
China CN¥509.92 Billion
Bank of Suzhou
SHE:002966
China CN¥776.04 Billion
Jeju Bank
KO:006220
Korea ₩7.72 Trillion
Industrial Bank Of Korea
KO:024110
Korea ₩490.11 Trillion
Hana Financial
KO:086790
Korea ₩659.08 Trillion

Greene County Bancorp Inc - Asset Efficiency Metrics

Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.

Asset Turnover Ratio

Measures how efficiently a company uses its assets to generate sales

Historical Range: 0.03 - 0.04

Lower asset utilization - Greene County Bancorp Inc generates 0.04x its asset value in annual revenue.

Return on Assets (ROA)

Measures how efficiently a company uses its assets to generate profits

Historical Range: 0.88% - 1.38%

Moderate ROA - For every $100 in assets, Greene County Bancorp Inc generates $ 1.02 in net profit.

Greene County Bancorp Inc - Liquidity and Working Capital Analysis

Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.

Key Liquidity Metrics

Metric Current 1 Year Ago 5 Years Ago
Current Ratio 11.69 0.21 0.29
Quick Ratio 11.69 0.21 0.29
Cash Ratio 0.00 0.00 0.00
Working Capital $1.92 Billion $ -2.10 Billion $ -1.41 Billion

Greene County Bancorp Inc - Advanced Valuation Insights

This section examines the relationship between Greene County Bancorp Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.

Key Valuation Metrics

Current Price-to-Book Ratio 1.44
Latest Market Cap to Assets Ratio 0.05
Asset Growth Rate (YoY) 7.6%
Total Assets $3.04 Billion
Market Capitalization $150.59 Million USD

Valuation Analysis

Below Book Valuation: The market values Greene County Bancorp Inc's assets below their book value (0.05 x), which may indicate investor concerns about asset quality or future growth.

Positive Asset Growth: Greene County Bancorp Inc's assets grew by 7.6% over the past year, showing continued investment in the company's operational capacity.

Annual Total Assets for Greene County Bancorp Inc (1998–2025)

The table below shows the annual total assets of Greene County Bancorp Inc from 1998 to 2025.

Year Total Assets Change
2025-06-30 $3.04 Billion +7.60%
2024-06-30 $2.83 Billion +4.73%
2023-06-30 $2.70 Billion +4.92%
2022-06-30 $2.57 Billion +16.88%
2021-06-30 $2.20 Billion +31.22%
2020-06-30 $1.68 Billion +32.09%
2019-06-30 $1.27 Billion +10.25%
2018-06-30 $1.15 Billion +17.22%
2017-06-30 $982.29 Million +13.07%
2016-06-30 $868.78 Million +17.62%
2015-06-30 $738.65 Million +9.57%
2014-06-30 $674.16 Million +6.40%
2013-06-30 $633.61 Million +7.27%
2012-06-30 $590.66 Million +7.88%
2011-06-30 $547.52 Million +10.54%
2010-06-30 $495.32 Million +7.55%
2009-06-30 $460.54 Million +21.32%
2008-06-30 $379.61 Million +16.51%
2007-06-30 $325.83 Million +5.94%
2006-06-30 $307.56 Million +4.37%
2005-06-30 $294.68 Million +3.55%
2004-06-30 $284.58 Million +10.75%
2003-06-30 $256.97 Million +16.72%
2002-06-30 $220.16 Million +18.94%
2001-06-30 $185.10 Million +10.36%
2000-06-30 $167.73 Million +9.92%
1999-06-30 $152.60 Million +8.80%
1998-06-30 $140.25 Million --