HomeStreet Inc

NASDAQ:HMST USA Banks - Regional
Market Cap
$262.43 Million
Market Cap Rank
#14667 Global
#5861 in USA
Share Price
$13.87
Change (1 day)
+1.84%
52-Week Range
$8.96 - $14.00
All Time High
$52.08
About

HomeStreet, Inc. operates as the bank holding company for HomeStreet Bank that provides commercial, mortgage, and consumer/retail banking services primarily in the Western United States. The company offers personal and business checking, savings, interest-bearing, and money market accounts, as well as certificates of deposit. Its loan products include commercial real estate (CRE), multifamily, co… Read more

HomeStreet Inc (HMST) - Total Assets

Latest total assets as of June 2025: $7.61 Billion USD

Based on the latest financial reports, HomeStreet Inc (HMST) holds total assets worth $7.61 Billion USD as of June 2025.

Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.

HomeStreet Inc - Total Assets Trend (2009–2024)

This chart illustrates how HomeStreet Inc’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.

HomeStreet Inc - Asset Composition Analysis

Current Asset Composition (December 2024)

HomeStreet Inc's total assets of $7.61 Billion consist of 5.0% current assets and 95.0% non-current assets.

Asset Category Amount (USD) % of Total Assets
Cash & Equivalents $0.00 5.0%
Accounts Receivable $0.00 0.0%
Inventory $0.00 0.0%
Property, Plant & Equipment $0.00 0.0%
Intangible Assets $99.47 Million 1.2%
Goodwill $7.14 Million 0.1%

Asset Composition Trend (2009–2024)

This chart illustrates how HomeStreet Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.

Key Asset Composition Facts

  • Current vs. Non-Current Assets: HomeStreet Inc's current assets represent 5.0% of total assets in 2024, a decrease from 9.3% in 2009.
  • Cash Position: Cash and equivalents constituted 5.0% of total assets in 2024, down from 6.8% in 2009.
  • Tangible vs. Intangible: Intangible assets (including goodwill) make up 1.0% of total assets, a decrease from 2.0% in 2009.
  • Asset Diversification: The largest asset category is intangible assets at 1.2% of total assets.

HomeStreet Inc Competitors by Total Assets

Key competitors of HomeStreet Inc based on total assets are shown below.

Company Country Total Assets
Kraft Bank Asa
OL:KRAB
Norway Nkr4.42 Billion
Ping An Bank Co Ltd
SHE:000001
China CN¥5.77 Trillion
Bank of Ningbo Co Ltd
SHE:002142
China CN¥3.58 Trillion
Bank of Qingdao Co Ltd
SHE:002948
China CN¥765.57 Billion
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
China CN¥509.92 Billion
Bank of Suzhou
SHE:002966
China CN¥776.04 Billion
Jeju Bank
KO:006220
Korea ₩7.72 Trillion
Industrial Bank Of Korea
KO:024110
Korea ₩490.11 Trillion

HomeStreet Inc - Asset Efficiency Metrics

Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.

Asset Turnover Ratio

Measures how efficiently a company uses its assets to generate sales

Historical Range: 0.03 - 0.09

Lower asset utilization - HomeStreet Inc generates 0.04x its asset value in annual revenue.

Return on Assets (ROA)

Measures how efficiently a company uses its assets to generate profits

Historical Range: -1.78% - 1.60%

Negative ROA - HomeStreet Inc is currently not profitable relative to its asset base.

HomeStreet Inc - Liquidity and Working Capital Analysis

Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.

Key Liquidity Metrics

Metric Current 1 Year Ago 5 Years Ago
Current Ratio 0.19 0.03 0.01
Quick Ratio 0.19 0.03 0.01
Cash Ratio 0.00 0.00 0.00
Working Capital $-5.12 Billion $ -6.31 Billion $ -5.99 Billion

HomeStreet Inc - Advanced Valuation Insights

This section examines the relationship between HomeStreet Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.

Key Valuation Metrics

Current Price-to-Book Ratio 0.65
Latest Market Cap to Assets Ratio 0.03
Asset Growth Rate (YoY) -13.5%
Total Assets $8.12 Billion
Market Capitalization $215.35 Million USD

Valuation Analysis

Below Book Valuation: The market values HomeStreet Inc's assets below their book value (0.03 x), which may indicate investor concerns about asset quality or future growth.

Significant Asset Reduction: HomeStreet Inc's assets decreased by 13.5% over the past year, potentially indicating divestiture, restructuring, or challenging business conditions.

Annual Total Assets for HomeStreet Inc (2009–2024)

The table below shows the annual total assets of HomeStreet Inc from 2009 to 2024.

Year Total Assets Change
2024-12-31 $8.12 Billion -13.51%
2023-12-31 $9.39 Billion +0.30%
2022-12-31 $9.36 Billion +29.99%
2021-12-31 $7.20 Billion -0.46%
2020-12-31 $7.24 Billion +6.23%
2019-12-31 $6.81 Billion -3.26%
2018-12-31 $7.04 Billion +4.45%
2017-12-31 $6.74 Billion +7.98%
2016-12-31 $6.24 Billion +27.57%
2015-12-31 $4.89 Billion +38.45%
2014-12-31 $3.54 Billion +15.30%
2013-12-31 $3.07 Billion +16.53%
2012-12-31 $2.63 Billion +16.17%
2011-12-31 $2.26 Billion -8.88%
2010-12-31 $2.49 Billion -22.55%
2009-12-31 $3.21 Billion --