International Bancshares Corporation
International Bancshares Corporation, a multibank financial holding company, provides a range of commercial and retail banking services in Texas and the State of Oklahoma. It accepts checking and saving deposits; and offers commercial, real estate, personal, home improvement, automobile, and other installment and term loans. The company also provides international banking services, including lett… Read more
International Bancshares Corporation (IBOC) - Total Assets
Latest total assets as of September 2025: $16.55 Billion USD
Based on the latest financial reports, International Bancshares Corporation (IBOC) holds total assets worth $16.55 Billion USD as of September 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
International Bancshares Corporation - Total Assets Trend (1995–2024)
This chart illustrates how International Bancshares Corporation’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
International Bancshares Corporation - Asset Composition Analysis
Current Asset Composition (December 2024)
International Bancshares Corporation's total assets of $16.55 Billion consist of 34.4% current assets and 65.6% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 2.2% |
| Accounts Receivable | $72.17 Million | 0.5% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $0.00 | 0.0% |
| Goodwill | $282.53 Million | 1.8% |
Asset Composition Trend (1995–2024)
This chart illustrates how International Bancshares Corporation's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: International Bancshares Corporation's current assets represent 34.4% of total assets in 2024, an increase from 5.0% in 1995.
- Cash Position: Cash and equivalents constituted 2.2% of total assets in 2024, down from 4.2% in 1995.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 1.0% of total assets, an increase from 0.0% in 1995.
- Asset Diversification: The largest asset category is goodwill at 1.8% of total assets.
International Bancshares Corporation Competitors by Total Assets
Key competitors of International Bancshares Corporation based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001
|
China | CN¥5.77 Trillion |
|
Bank of Ningbo Co Ltd
SHE:002142
|
China | CN¥3.58 Trillion |
|
Bank of Zhengzhou Co Ltd Class A
SHE:002936
|
China | CN¥743.55 Billion |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
|
China | CN¥509.92 Billion |
|
Bank of Suzhou
SHE:002966
|
China | CN¥776.04 Billion |
|
Jeju Bank
KO:006220
|
Korea | ₩7.72 Trillion |
|
Industrial Bank Of Korea
KO:024110
|
Korea | ₩490.11 Trillion |
|
Hana Financial
KO:086790
|
Korea | ₩659.08 Trillion |
International Bancshares Corporation - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - International Bancshares Corporation generates 0.07x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, International Bancshares Corporation generates $ 2.60 in net profit.
International Bancshares Corporation - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.42 | 0.46 | 3.22 |
| Quick Ratio | 0.42 | 0.46 | 3.20 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-7.60 Billion | $ -6.94 Billion | $ 6.84 Billion |
International Bancshares Corporation - Advanced Valuation Insights
This section examines the relationship between International Bancshares Corporation's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.44 |
| Latest Market Cap to Assets Ratio | 0.24 |
| Asset Growth Rate (YoY) | 4.5% |
| Total Assets | $15.74 Billion |
| Market Capitalization | $3.73 Billion USD |
Valuation Analysis
Below Book Valuation: The market values International Bancshares Corporation's assets below their book value (0.24 x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: International Bancshares Corporation's assets grew by 4.5% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for International Bancshares Corporation (1995–2024)
The table below shows the annual total assets of International Bancshares Corporation from 1995 to 2024.
| Year | Total Assets | Change |
|---|---|---|
| 2024-12-31 | $15.74 Billion | +4.46% |
| 2023-12-31 | $15.07 Billion | -2.81% |
| 2022-12-31 | $15.50 Billion | -3.39% |
| 2021-12-31 | $16.05 Billion | +14.38% |
| 2020-12-31 | $14.03 Billion | +15.82% |
| 2019-12-31 | $12.11 Billion | +2.03% |
| 2018-12-31 | $11.87 Billion | -2.57% |
| 2017-12-31 | $12.18 Billion | +3.22% |
| 2016-12-31 | $11.80 Billion | +0.26% |
| 2015-12-31 | $11.77 Billion | -3.47% |
| 2014-12-31 | $12.20 Billion | +0.97% |
| 2013-12-31 | $12.08 Billion | +1.66% |
| 2012-12-31 | $11.88 Billion | +1.22% |
| 2011-12-31 | $11.74 Billion | -1.71% |
| 2010-12-31 | $11.94 Billion | +1.54% |
| 2009-12-31 | $11.76 Billion | -5.44% |
| 2008-12-31 | $12.44 Billion | +11.39% |
| 2007-12-31 | $11.17 Billion | +2.34% |
| 2006-12-31 | $10.91 Billion | +5.00% |
| 2005-12-31 | $10.39 Billion | +4.78% |
| 2004-12-31 | $9.92 Billion | +50.77% |
| 2003-12-31 | $6.58 Billion | +1.27% |
| 2002-12-31 | $6.50 Billion | +1.79% |
| 2001-12-31 | $6.38 Billion | +8.88% |
| 2000-12-31 | $5.86 Billion | +8.10% |
| 1999-12-31 | $5.42 Billion | +8.70% |
| 1998-12-31 | $4.99 Billion | +10.41% |
| 1997-12-31 | $4.52 Billion | +34.81% |
| 1996-12-31 | $3.35 Billion | +14.16% |
| 1995-12-31 | $2.94 Billion | -- |