IF Bancorp Inc

NASDAQ:IROQ USA Banks - Regional
Market Cap
$86.17 Million
Market Cap Rank
#21735 Global
#7758 in USA
Share Price
$26.55
Change (1 day)
-1.48%
52-Week Range
$23.04 - $28.02
All Time High
$28.02
About

IF Bancorp, Inc. operates as the savings and loan holding company for Iroquois Federal Savings and Loan Association that provides a range of banking and financial services to individual and corporate clients. The company offers various deposit accounts, including savings accounts, certificates of deposit, money market accounts, commercial and personal checking accounts, individual retirement acco… Read more

IF Bancorp Inc (IROQ) - Total Assets

Latest total assets as of December 2025: $830.38 Million USD

Based on the latest financial reports, IF Bancorp Inc (IROQ) holds total assets worth $830.38 Million USD as of December 2025.

Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.

IF Bancorp Inc - Total Assets Trend (2009–2025)

This chart illustrates how IF Bancorp Inc’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.

IF Bancorp Inc - Asset Composition Analysis

Current Asset Composition (June 2025)

IF Bancorp Inc's total assets of $830.38 Million consist of 0.4% current assets and 99.6% non-current assets.

Asset Category Amount (USD) % of Total Assets
Cash & Equivalents $0.00 2.3%
Accounts Receivable $3.54 Million 0.4%
Inventory $0.00 0.0%
Property, Plant & Equipment $0.00 0.0%
Intangible Assets $1.43 Million 0.2%
Goodwill $0.00 0.0%

Asset Composition Trend (2009–2025)

This chart illustrates how IF Bancorp Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.

Key Asset Composition Facts

  • Current vs. Non-Current Assets: IF Bancorp Inc's current assets represent 0.4% of total assets in 2025, a decrease from 3.6% in 2009.
  • Cash Position: Cash and equivalents constituted 2.3% of total assets in 2025, down from 3.2% in 2009.
  • Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2009.
  • Asset Diversification: The largest asset category is accounts receivable at 0.4% of total assets.

IF Bancorp Inc Competitors by Total Assets

Key competitors of IF Bancorp Inc based on total assets are shown below.

Company Country Total Assets
Ping An Bank Co Ltd
SHE:000001
China CN¥5.77 Trillion
Bank of Ningbo Co Ltd
SHE:002142
China CN¥3.58 Trillion
Bank of Zhengzhou Co Ltd Class A
SHE:002936
China CN¥743.55 Billion
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
China CN¥509.92 Billion
Bank of Suzhou
SHE:002966
China CN¥776.04 Billion
Jeju Bank
KO:006220
Korea ₩7.72 Trillion
Industrial Bank Of Korea
KO:024110
Korea ₩490.11 Trillion
Hana Financial
KO:086790
Korea ₩659.08 Trillion

IF Bancorp Inc - Asset Efficiency Metrics

Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.

Asset Turnover Ratio

Measures how efficiently a company uses its assets to generate sales

Historical Range: 0.03 - 0.05

Lower asset utilization - IF Bancorp Inc generates 0.05x its asset value in annual revenue.

Return on Assets (ROA)

Measures how efficiently a company uses its assets to generate profits

Historical Range: 0.20% - 0.67%

Moderate ROA - For every $100 in assets, IF Bancorp Inc generates $ 0.48 in net profit.

IF Bancorp Inc - Liquidity and Working Capital Analysis

Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.

Key Liquidity Metrics

Metric Current 1 Year Ago 5 Years Ago
Current Ratio 11.55 0.27 0.34
Quick Ratio 11.55 0.27 0.34
Cash Ratio 0.00 0.00 0.00
Working Capital $179.19 Million $ -510.21 Million $ -413.61 Million

IF Bancorp Inc - Advanced Valuation Insights

This section examines the relationship between IF Bancorp Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.

Key Valuation Metrics

Current Price-to-Book Ratio 1.04
Latest Market Cap to Assets Ratio 0.05
Asset Growth Rate (YoY) 0.0%
Total Assets $887.66 Million
Market Capitalization $44.99 Million USD

Valuation Analysis

Below Book Valuation: The market values IF Bancorp Inc's assets below their book value (0.05 x), which may indicate investor concerns about asset quality or future growth.

Slight Asset Contraction: IF Bancorp Inc's assets decreased by 0.0% over the past year, which may reflect streamlining or optimization of resources.

Annual Total Assets for IF Bancorp Inc (2009–2025)

The table below shows the annual total assets of IF Bancorp Inc from 2009 to 2025.

Year Total Assets Change
2025-06-30 $887.66 Million -0.01%
2024-06-30 $887.75 Million +4.57%
2023-06-30 $848.98 Million -1.00%
2022-06-30 $857.56 Million +7.55%
2021-06-30 $797.34 Million +8.41%
2020-06-30 $735.52 Million +1.61%
2019-06-30 $723.87 Million +13.30%
2018-06-30 $638.92 Million +9.13%
2017-06-30 $585.47 Million -1.69%
2016-06-30 $595.57 Million +5.66%
2015-06-30 $563.67 Million +2.24%
2014-06-30 $551.34 Million +0.70%
2013-06-30 $547.53 Million +7.08%
2012-06-30 $511.33 Million +0.10%
2011-06-30 $510.82 Million +32.75%
2010-06-30 $384.78 Million +2.02%
2009-06-30 $377.16 Million --