Jefferson Capital, Inc. Common Stock

NASDAQ:JCAP USA Credit Services
Market Cap
$1.18 Billion
Market Cap Rank
#17358 Global
#6589 in USA
Share Price
$20.27
Change (1 day)
+1.25%
52-Week Range
$16.27 - $23.37
All Time High
$23.37
About

Jefferson Capital, Inc. provides debt recovery solutions and other related services in the United States, the United Kingdom, Canada, and Latin America. It primarily purchases portfolios of previously charged-off consumer receivables at deep discounts to face value and manage them by working with individuals as they repay their obligations and work toward financial recovery. The company offers co… Read more

Jefferson Capital, Inc. Common Stock (JCAP) - Total Assets

Latest total assets as of September 2025: $1.80 Billion USD

Based on the latest financial reports, Jefferson Capital, Inc. Common Stock (JCAP) holds total assets worth $1.80 Billion USD as of September 2025.

Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.

Jefferson Capital, Inc. Common Stock - Total Assets Trend (2015–2024)

This chart illustrates how Jefferson Capital, Inc. Common Stock’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.

Jefferson Capital, Inc. Common Stock - Asset Composition Analysis

Current Asset Composition (December 2024)

Jefferson Capital, Inc. Common Stock's total assets of $1.80 Billion consist of 93.9% current assets and 6.1% non-current assets.

Asset Category Amount (USD) % of Total Assets
Cash & Equivalents $0.00 2.2%
Accounts Receivable $1.51 Billion 91.6%
Inventory $0.00 0.0%
Property, Plant & Equipment $0.00 0.0%
Intangible Assets $10.24 Million 0.6%
Goodwill $57.68 Million 3.5%

Asset Composition Trend (2015–2024)

This chart illustrates how Jefferson Capital, Inc. Common Stock's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.

Key Asset Composition Facts

  • Current vs. Non-Current Assets: Jefferson Capital, Inc. Common Stock's current assets represent 93.9% of total assets in 2024, an increase from 61.6% in 2015.
  • Cash Position: Cash and equivalents constituted 2.2% of total assets in 2024, down from 41.6% in 2015.
  • Tangible vs. Intangible: Intangible assets (including goodwill) make up 3.0% of total assets, an increase from 0.0% in 2015.
  • Asset Diversification: The largest asset category is accounts receivable at 91.6% of total assets.

Jefferson Capital, Inc. Common Stock Competitors by Total Assets

Key competitors of Jefferson Capital, Inc. Common Stock based on total assets are shown below.

Company Country Total Assets
Pappajack Bhd
KLSE:0242
Malaysia RM361.68 Million
Evergreen Max Cash Capital Berhad
KLSE:0286
Malaysia RM361.11 Million
Samsung Card Co. Ltd.
KO:029780
Korea ₩32.17 Trillion
Yiren Digital Ltd
F:19YA
Germany €14.45 Billion
Yixin Group Limited
F:1YX
Germany €50.34 Billion
BFF Bank S.p.A
F:2BF
Germany €12.13 Billion
Resurs Holding AB (publ)
F:4R6
Germany €50.33 Billion
Aeon Credit Service Bhd
KLSE:5139
Malaysia RM15.62 Billion

Jefferson Capital, Inc. Common Stock - Asset Efficiency Metrics

Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.

Asset Turnover Ratio

Measures how efficiently a company uses its assets to generate sales

Historical Range: 0.02 - 0.29

Lower asset utilization - Jefferson Capital, Inc. Common Stock generates 0.26x its asset value in annual revenue.

Return on Assets (ROA)

Measures how efficiently a company uses its assets to generate profits

Historical Range: -2.79% - 10.00%

Solid ROA - For every $100 in assets, Jefferson Capital, Inc. Common Stock generates $6.37 in net profit.

Jefferson Capital, Inc. Common Stock - Liquidity and Working Capital Analysis

Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.

Key Liquidity Metrics

Metric Current 1 Year Ago 5 Years Ago
Current Ratio 21.63 1.19 10.13
Quick Ratio 21.63 1.19 10.13
Cash Ratio 0.00 0.00 0.00
Working Capital $1.64 Billion $ 4.16 Million $ 31.61 Million

Jefferson Capital, Inc. Common Stock - Advanced Valuation Insights

This section examines the relationship between Jefferson Capital, Inc. Common Stock's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.

Key Valuation Metrics

Current Price-to-Book Ratio 2.87
Latest Market Cap to Assets Ratio 0.07
Asset Growth Rate (YoY) 48.3%
Total Assets $1.65 Billion
Market Capitalization $122.62 Million USD

Valuation Analysis

Below Book Valuation: The market values Jefferson Capital, Inc. Common Stock's assets below their book value (0.07 x), which may indicate investor concerns about asset quality or future growth.

Rapid Asset Growth: Jefferson Capital, Inc. Common Stock's assets grew by 48.3% over the past year, indicating significant expansion of the company's resource base.

Annual Total Assets for Jefferson Capital, Inc. Common Stock (2015–2024)

The table below shows the annual total assets of Jefferson Capital, Inc. Common Stock from 2015 to 2024.

Year Total Assets Change
2024-12-31 $1.65 Billion +48.32%
2023-12-31 $1.12 Billion +37.23%
2019-12-31 $812.78 Million +37.66%
2018-12-31 $590.41 Million +87.65%
2017-12-31 $314.63 Million +63.21%
2016-12-31 $192.78 Million +82.86%
2015-12-31 $105.43 Million --