Jefferson Capital, Inc. Common Stock (JCAP) - Net Assets
Based on the latest financial reports, Jefferson Capital, Inc. Common Stock (JCAP) has net assets worth $437.37 Million USD as of September 2025. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($1.80 Billion) and total liabilities ($1.37 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Also explore balance sheet size of Jefferson Capital, Inc. Common Stock for the complete picture of this company's asset base.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $437.37 Million |
| % of Total Assets | 24.26% |
| Annual Growth Rate | 15.85% |
| 5-Year Change | 25.08% |
| 10-Year Change | N/A |
| Growth Volatility | 46.28 |
Jefferson Capital, Inc. Common Stock - Net Assets Trend (2015–2024)
This chart illustrates how Jefferson Capital, Inc. Common Stock's net assets have evolved over time, based on quarterly financial data. Check tangible equity quality of Jefferson Capital, Inc. Common Stock to evaluate the tangible quality of the company's equity base.
Annual Net Assets for Jefferson Capital, Inc. Common Stock (2015–2024)
The table below shows the annual net assets of Jefferson Capital, Inc. Common Stock from 2015 to 2024. For live valuation and market cap data, see JCAP stock market capitalisation.
| Year | Net Assets | Change |
|---|---|---|
| 2024-12-31 | $382.53 Million | +26.00% |
| 2023-12-31 | $303.59 Million | -48.45% |
| 2019-12-31 | $588.87 Million | +7.49% |
| 2018-12-31 | $547.86 Million | +79.15% |
| 2017-12-31 | $305.82 Million | +81.64% |
| 2016-12-31 | $168.36 Million | +65.44% |
| 2015-12-31 | $101.76 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Jefferson Capital, Inc. Common Stock's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 40751800000.0% over the analyzed period, indicating profitable operations and earnings retention.
Current Equity Component Breakdown (December 2024)
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $398.12 Million | 104.08% |
| Other Comprehensive Income | $-15.59 Million | -4.08% |
| Total Equity | $382.53 Million | 100.00% |
Jefferson Capital, Inc. Common Stock Competitors by Market Cap
The table below lists competitors of Jefferson Capital, Inc. Common Stock ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
Poongsan
KO:103140
|
$1.11 Billion |
|
POLESTAR AUTO.ADR/A
F:A4N1
|
$1.11 Billion |
|
Jiangsu Shagang Co Ltd
SHE:002075
|
$1.11 Billion |
|
Jinhui Liquor Co Ltd
SHG:603919
|
$1.11 Billion |
|
Xinjiang Xuefeng Sci-Tech
SHG:603227
|
$1.11 Billion |
|
Tsakos Energy Navigation Limited
F:TK41
|
$1.11 Billion |
|
Tsakos Energy Navigation Limited
NYSE:TEN
|
$1.11 Billion |
|
Sichuan Chengfei Integration Technology Corp Ltd
SHE:002190
|
$1.11 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Jefferson Capital, Inc. Common Stock's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2023 to 2024, total equity changed from 274,792,000 to 382,529,000, a change of 107,737,000 (39.2%).
- Net income of 105,300,000 contributed positively to equity growth.
- Dividend payments of 36,000,000 reduced retained earnings.
- Other comprehensive income decreased equity by 13,951,000.
- Other factors increased equity by 52,388,000.
Equity Change Factors (2023 to 2024)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $105.30 Million | +27.53% |
| Dividends Paid | $36.00 Million | -9.41% |
| Other Comprehensive Income | $-13.95 Million | -3.65% |
| Other Changes | $52.39 Million | +13.7% |
| Total Change | $- | 39.21% |
Book Value vs Market Value Analysis
This analysis compares Jefferson Capital, Inc. Common Stock's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 2.90x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has increased from 0.85x to 2.90x over the analyzed period, suggesting growing market confidence.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2015-12-31 | $22.49 | $19.06 | x |
| 2016-12-31 | $27.10 | $19.06 | x |
| 2017-12-31 | $25.67 | $19.06 | x |
| 2018-12-31 | $31.65 | $19.06 | x |
| 2019-12-31 | $27.28 | $19.06 | x |
| 2023-12-31 | $4.72 | $19.06 | x |
| 2024-12-31 | $6.57 | $19.06 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Jefferson Capital, Inc. Common Stock utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 27.53%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 24.30%
- • Asset Turnover: 0.26x
- • Equity Multiplier: 4.32x
- Recent ROE (27.53%) is above the historical average (13.85%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2015 | -2.91% | -168.85% | 0.02x | 1.04x | $-13.07 Million |
| 2016 | 9.51% | 245.21% | 0.03x | 1.15x | $-819.20K |
| 2017 | 4.76% | 119.42% | 0.04x | 1.03x | $-16.02 Million |
| 2018 | 9.92% | 174.17% | 0.05x | 1.08x | $-420.40K |
| 2019 | 7.54% | 98.48% | 0.06x | 1.38x | $-14.48 Million |
| 2023 | 40.58% | 34.52% | 0.29x | 4.06x | $84.04 Million |
| 2024 | 27.53% | 24.30% | 0.26x | 4.32x | $67.05 Million |
Industry Comparison
This section compares Jefferson Capital, Inc. Common Stock's net assets metrics with peer companies in the Credit Services industry.
Industry Context
- Industry: Credit Services
- Average net assets among peers: $4,345,148,313
- Average return on equity (ROE) among peers: 9.61%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Jefferson Capital, Inc. Common Stock (JCAP) | $437.37 Million | -2.91% | 3.12x | $1.11 Billion |
| Affirm Holdings Inc (AFRM) | $3.07 Billion | 1.70% | 2.63x | $21.03 Billion |
| Federal Agricultural Mortgage Corporation (AGM) | $13.60 Million | -5.15% | 37.63x | $1.92 Billion |
| Federal Agricultural Mortgage Corporation (AGM-A) | $643.65 Million | 12.01% | 23.25x | $150.49 Million |
| AIOS Tech Inc. (AIOS) | $36.76 Million | -14.00% | 0.54x | $3.53 Million |
| Ally Financial Inc (ALLY) | $14.37 Billion | 14.79% | 19.00x | $12.59 Billion |
| Antalpha Platform Holding Co (ANTA) | $12.71 Million | -51.81% | 56.59x | $96.93 Million |
| Atlanticus Holdings Corporation (ATLC) | $738.20 Million | 13.64% | 0.36x | $1.48 Billion |
| American Express Company (AXP) | $22.18 Billion | 36.34% | 7.50x | $215.64 Billion |
| Bread Financial Holdings, Inc. (BFH) | $855.76 Million | 57.98% | 14.48x | $4.02 Billion |
| Credit Acceptance Corporation (CACC) | $1.54 Billion | 30.62% | 2.25x | $5.46 Billion |
About Jefferson Capital, Inc. Common Stock
Jefferson Capital, Inc. provides debt recovery solutions and other related services in the United States, the United Kingdom, Canada, and Latin America. It primarily purchases portfolios of previously charged-off consumer receivables at deep discounts to face value and manage them by working with individuals as they repay their obligations and work toward financial recovery. The company offers co… Read more