Jefferson Capital, Inc. Common Stock Net Assets
Jefferson Capital, Inc. Common Stock net assets. Based on the latest financial reports, Jefferson Capital, Inc. Common Stock (JCAP) has net assets worth $476.19 Million USD as of June 2026. Net assets (also known as shareholders' equity or book value) represent the difference between a company's total assets ($2.08 Billion) and total liabilities ($1.61 Billion). This figure indicates the residual interest in the assets after deducting liabilities, essentially showing what would remain for shareholders if all assets were liquidated and all debts paid off. Also explore JCAP net asset momentum to track the company's year-over-year net asset growth rate.
Key Net Assets Metrics
| Metric | Value |
|---|---|
| Current Net Assets | $476.19 Million |
| % of Total Assets | 22.85% |
| Annual Growth Rate | 16.68% |
| 5-Year Change | -13.09% |
| 10-Year Change | N/A |
| Growth Volatility | 43.01 |
Net Assets of Jefferson Capital, Inc. Common Stock (2015–2025)
Net assets of Jefferson Capital, Inc. Common Stock from 2015 to 2025. This chart illustrates how Jefferson Capital, Inc. Common Stock's net assets have evolved over time, based on quarterly financial data. See Jefferson Capital, Inc. Common Stock (JCAP) net asset quality to measure how much of total assets are equity-financed.
Annual Net Assets for Jefferson Capital, Inc. Common Stock (2015–2025)
The table below shows the annual net assets of Jefferson Capital, Inc. Common Stock from 2015 to 2025. For live market cap and overall valuation, see Jefferson Capital, Inc. Common Stock (JCAP) market capitalisation.
| Year | Net Assets | Change |
|---|---|---|
| 2025-12-31 | $476.13 Million | +24.47% |
| 2024-12-31 | $382.53 Million | +26.00% |
| 2023-12-31 | $303.59 Million | -48.45% |
| 2019-12-31 | $588.87 Million | +7.49% |
| 2018-12-31 | $547.86 Million | +79.15% |
| 2017-12-31 | $305.82 Million | +81.64% |
| 2016-12-31 | $168.36 Million | +65.44% |
| 2015-12-31 | $101.76 Million | -- |
Equity Component Analysis
This analysis shows how different components contribute to Jefferson Capital, Inc. Common Stock's total equity over time. Equity components include common stock, retained earnings, additional paid-in capital, and other elements.
Equity Composition Insights
- Retained earnings have grown by 53202799900.0% over the analyzed period, indicating profitable operations and earnings retention.
Jefferson Capital, Inc. Common Stock Net Assets Breakdown (December 2025)
Jefferson Capital, Inc. Common Stock net assets breakdown by equity component as of December 2025.
| Component | Amount | Percentage |
|---|---|---|
| Retained Earnings | $522.63 Million | 109.77% |
| Common Stock | $6.00K | 0.00% |
| Other Comprehensive Income | $3.05 Million | 0.64% |
| Total Equity | $476.13 Million | 100.00% |
Jefferson Capital, Inc. Common Stock Competitors by Market Cap
The table below lists competitors of Jefferson Capital, Inc. Common Stock ranked by their market capitalization.
| Company | Market Cap |
|---|---|
|
ScanSource Inc
NASDAQ:SCSC
|
$1.15 Billion |
|
Dis-Chem Pharmacies
JSE:DCP
|
$1.15 Billion |
|
Rendong Holdings Co Ltd
SHE:002647
|
$1.15 Billion |
|
Alphatec Holdings Inc
NASDAQ:ATEC
|
$1.15 Billion |
|
Bolsa Mexicana de Valores S.A.B. de C.V
MX:BOLSAA
|
$1.15 Billion |
|
COSMO Pharmaceuticals SA
LSE:0RGI
|
$1.15 Billion |
|
Tianrun Crankshaft Co Ltd
SHE:002283
|
$1.15 Billion |
|
Hana Microelectronics Public Company Limited
BK:HANA
|
$1.15 Billion |
Equity Growth Attribution
This analysis shows how different factors contributed to changes in Jefferson Capital, Inc. Common Stock's equity between the two most recent reporting periods.
Equity Growth Insights
- From 2024 to 2025, total equity changed from 382,529,000 to 476,135,000, a change of 93,606,000 (24.5%).
- Net income of 187,965,000 contributed positively to equity growth.
- Dividend payments of 63,455,000 reduced retained earnings.
- New share issuances of 10,000,000 increased equity.
- Other comprehensive income increased equity by 18,639,000.
- Other factors decreased equity by 59,543,000.
Equity Change Factors (2024 to 2025)
| Factor | Impact | Contribution |
|---|---|---|
| Net Income | $187.97 Million | +39.48% |
| Dividends Paid | $63.45 Million | -13.33% |
| Share Issuances | $10.00 Million | +2.1% |
| Other Comprehensive Income | $18.64 Million | +3.91% |
| Other Changes | $-59.54 Million | -12.51% |
| Total Change | $- | 24.47% |
Book Value vs Market Value Analysis
This analysis compares Jefferson Capital, Inc. Common Stock's book value (net assets) with its market value over time. The relationship between these values can provide insights into investor sentiment and company valuation.
Valuation Insights
- Current price-to-book ratio: 1.27x
- The company is trading above its book value, indicating the market recognizes value beyond its reported assets.
- The price-to-book ratio has increased from 0.89x to 1.27x over the analyzed period, suggesting growing market confidence.
Historical Price-to-Book Ratios
| Date | Book Value per Share | Market Price | P/B Ratio |
|---|---|---|---|
| 2015-12-31 | $22.49 | $20.08 | x |
| 2016-12-31 | $27.10 | $20.08 | x |
| 2017-12-31 | $25.67 | $20.08 | x |
| 2018-12-31 | $31.65 | $20.08 | x |
| 2019-12-31 | $27.28 | $20.08 | x |
| 2023-12-31 | $4.72 | $20.08 | x |
| 2024-12-31 | $6.57 | $20.08 | x |
| 2025-12-31 | $15.86 | $20.08 | x |
Capital Efficiency Dashboard
This dashboard shows how efficiently Jefferson Capital, Inc. Common Stock utilizes its equity to generate returns, including Return on Equity (ROE) and its components based on the DuPont analysis framework.
Capital Efficiency Insights
- Current Return on Equity (ROE): 39.48%
- The company demonstrates strong efficiency in generating profits from shareholder equity.
- DuPont Analysis Breakdown:
- • Net Profit Margin: 30.65%
- • Asset Turnover: 0.29x
- • Equity Multiplier: 4.38x
- Recent ROE (39.48%) is above the historical average (17.05%), indicating improving capital efficiency.
Historical Capital Efficiency Metrics
| Year | Return on Equity | Net Profit Margin | Asset Turnover | Equity Multiplier | Economic Value Added |
|---|---|---|---|---|---|
| 2015 | -2.91% | -168.85% | 0.02x | 1.04x | $-13.07 Million |
| 2016 | 9.51% | 245.21% | 0.03x | 1.15x | $-819.20K |
| 2017 | 4.76% | 119.42% | 0.04x | 1.03x | $-16.02 Million |
| 2018 | 9.92% | 174.17% | 0.05x | 1.08x | $-420.40K |
| 2019 | 7.54% | 98.48% | 0.06x | 1.38x | $-14.48 Million |
| 2023 | 40.58% | 34.52% | 0.29x | 4.06x | $84.04 Million |
| 2024 | 27.53% | 24.30% | 0.26x | 4.32x | $67.05 Million |
| 2025 | 39.48% | 30.65% | 0.29x | 4.38x | $140.35 Million |
Industry Comparison
This section compares Jefferson Capital, Inc. Common Stock's net assets metrics with peer companies in the Credit Services industry.
Industry Context
- Industry: Credit Services
- Average net assets among peers: $8,445,664,324
- Average return on equity (ROE) among peers: -1.42%
Peer Company Comparison
| Company | Net Assets | Return on Equity | Debt-to-Equity | Market Cap |
|---|---|---|---|---|
| Jefferson Capital, Inc. Common Stock (JCAP) | $476.19 Million | -2.91% | 3.38x | $1.15 Billion |
| Affirm Holdings Inc (AFRM) | $2.58 Billion | -17.12% | 0.89x | $21.37 Billion |
| Federal Agricultural Mortgage Corporation (AGM) | $1.27 Billion | 14.01% | 20.49x | $1.89 Billion |
| Federal Agricultural Mortgage Corporation (AGM-A) | $320.56 Million | 31.07% | 18.15x | $142.25 Million |
| Ally Financial Inc (ALLY) | $14.37 Billion | 14.79% | 19.00x | $11.70 Billion |
| Antalpha Platform Holding Co (ANTA) | $46.38 Million | 9.47% | 26.05x | $43.71 Million |
| Atlanticus Holdings Corporation (ATLC) | $5.78 Million | -109.66% | 62.01x | $1.40 Billion |
| American Express Company (AXP) | $18.26 Billion | 15.05% | 8.92x | $215.64 Billion |
| Bread Financial Holdings, Inc. (BFH) | $2.27 Billion | 9.85% | 10.22x | $3.87 Billion |
| Credit Acceptance Corporation (CACC) | $288.44 Million | 8.55% | 1.99x | $4.99 Billion |
| Capital One Financial Corporation (COF) | $45.05 Billion | 9.83% | 5.86x | $128.04 Billion |
About Jefferson Capital, Inc. Common Stock
Jefferson Capital, Inc. provides debt recovery solutions and other related services in the United States, the United Kingdom, Canada, and Latin America. It primarily purchases portfolios of consumer receivables at discounts to face value and manage them by working with individuals as they repay obligations and work toward financial recovery. The company offers consumer receivables, including cred… Read more