Jiayin Group Inc
Jiayin Group Inc., together with its subsidiaries, engages in the provision of online consumer finance services in the People's Republic of China. The company operates a fintech platform that facilitates connections between individual borrowers and financial institutions. It also offers loan products with fixed terms and repayment schedules; guarantee services; referral services for investment pr… Read more
Jiayin Group Inc (JFIN) - Total Assets
Latest total assets as of September 2025: $7.91 Billion USD
Based on the latest financial reports, Jiayin Group Inc (JFIN) holds total assets worth $7.91 Billion USD as of September 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Jiayin Group Inc - Total Assets Trend (2016–2024)
This chart illustrates how Jiayin Group Inc’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Jiayin Group Inc - Asset Composition Analysis
Current Asset Composition (December 2024)
Jiayin Group Inc's total assets of $7.91 Billion consist of 80.2% current assets and 19.8% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 10.0% |
| Accounts Receivable | $3.49 Billion | 64.5% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $0.00 | 0.0% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (2016–2024)
This chart illustrates how Jiayin Group Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Jiayin Group Inc's current assets represent 80.2% of total assets in 2024, a decrease from 93.7% in 2016.
- Cash Position: Cash and equivalents constituted 10.0% of total assets in 2024, up from 9.8% in 2016.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2016.
- Asset Diversification: The largest asset category is accounts receivable at 64.5% of total assets.
Jiayin Group Inc Competitors by Total Assets
Key competitors of Jiayin Group Inc based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
SportsHero Limited
PINK:NIROF
|
USA | $527.01K |
|
Visual China Group Co Ltd
SHE:000681
|
China | CN¥4.43 Billion |
|
KidariStudio Inc
KO:020120
|
Korea | ₩342.14 Billion |
|
KT Hitel Corporation. Limited
KQ:036030
|
Korea | ₩482.90 Billion |
|
YTN Co.Ltd
KQ:040300
|
Korea | ₩346.27 Billion |
|
NEOWIZ HOLDINGS Corporation
KQ:042420
|
Korea | ₩879.92 Billion |
|
Genie Music Corporation
KQ:043610
|
Korea | ₩360.94 Billion |
|
NHN Bugs Corp
KQ:104200
|
Korea | ₩70.43 Billion |
Jiayin Group Inc - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Strong asset utilization - Jiayin Group Inc generates 1.07x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Excellent ROA - For every $100 in assets, Jiayin Group Inc generates $ 19.53 in net profit.
Jiayin Group Inc - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 2.05 | 2.45 | 0.38 |
| Quick Ratio | 2.05 | 2.45 | 0.38 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $3.12 Billion | $ 2.89 Billion | $ -613.43 Million |
Jiayin Group Inc - Advanced Valuation Insights
This section examines the relationship between Jiayin Group Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.53 |
| Latest Market Cap to Assets Ratio | 0.05 |
| Asset Growth Rate (YoY) | -4.2% |
| Total Assets | $5.41 Billion |
| Market Capitalization | $289.63 Million USD |
Valuation Analysis
Below Book Valuation: The market values Jiayin Group Inc's assets below their book value (0.05 x), which may indicate investor concerns about asset quality or future growth.
Slight Asset Contraction: Jiayin Group Inc's assets decreased by 4.2% over the past year, which may reflect streamlining or optimization of resources.
Annual Total Assets for Jiayin Group Inc (2016–2024)
The table below shows the annual total assets of Jiayin Group Inc from 2016 to 2024.
| Year | Total Assets | Change |
|---|---|---|
| 2024-12-31 | $5.41 Billion | -4.16% |
| 2023-12-31 | $5.64 Billion | +86.86% |
| 2022-12-31 | $3.02 Billion | +210.97% |
| 2021-12-31 | $971.43 Million | +84.90% |
| 2020-12-31 | $525.37 Million | -25.06% |
| 2019-12-31 | $701.07 Million | -12.57% |
| 2018-12-31 | $801.88 Million | -68.31% |
| 2017-12-31 | $2.53 Billion | +24.91% |
| 2016-12-31 | $2.03 Billion | -- |