Jiayin Group Inc (JFIN) - Total Assets
Based on the latest financial reports, Jiayin Group Inc (JFIN) holds total assets worth $8.76 Billion USD as of March 2026. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Explore JFIN operating cash flow to total debt to assess how comfortably operating cash covers total debt obligations.
Jiayin Group Inc - Total Assets Trend (2016–2025)
This chart illustrates how Jiayin Group Inc's total assets have evolved over time, based on quarterly financial data. See JFIN net asset value for net asset value and shareholders' equity analysis.
Jiayin Group Inc - Asset Composition Analysis
Current Asset Composition (December 2025)
Jiayin Group Inc's total assets of $8.76 Billion consist of 79.1% current assets and 20.9% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0.7% |
| Accounts Receivable | $5.23 Billion | 59.7% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $0.00 | 0.0% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (2016–2025)
This chart illustrates how Jiayin Group Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see market value of Jiayin Group Inc.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Jiayin Group Inc's current assets represent 79.1% of total assets in 2025, a decrease from 93.7% in 2016.
- Cash Position: Cash and equivalents constituted 0.7% of total assets in 2025, down from 9.8% in 2016.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2016.
- Asset Diversification: The largest asset category is accounts receivable at 59.7% of total assets.
Jiayin Group Inc Competitors by Total Assets
Key competitors of Jiayin Group Inc based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
SLM Corp
NASDAQ:SLM
|
USA | $29.41 Billion |
|
Beijing Cuiwei Tower Co Ltd
SHG:603123
|
China | CN¥6.14 Billion |
|
Oportun Financial Corp
NASDAQ:OPRT
|
USA | $3.17 Billion |
|
Humm Group Ltd
AU:HUM
|
Australia | AU$5.36 Billion |
|
FSA Group Ltd
AU:FSA
|
Australia | AU$1.06 Billion |
|
Hexa Tradex Limited
NSE:HEXATRADEX
|
India | Rs55.63 Billion |
|
EN Shoham Business Ltd
TA:SHOM
|
Israel | ILA1.08 Billion |
|
creditshelf Aktiengesellschaft
F:CSQ
|
Germany | €8.03 Million |
Jiayin Group Inc - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 1.88 | 1.91 | 0.64 |
| Quick Ratio | 1.88 | 1.91 | 0.59 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $3.24 Billion | $2.21 Billion | $-371.87 Million |
Jiayin Group Inc - Advanced Valuation Insights
This section examines the relationship between Jiayin Group Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.40 |
| Latest Market Cap to Assets Ratio | 0.01 |
| Asset Growth Rate (YoY) | 61.9% |
| Total Assets | $8.76 Billion |
| Market Capitalization | $54.71 Million USD |
Valuation Analysis
Below Book Valuation: The market values Jiayin Group Inc's assets below their book value (0.01x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: Jiayin Group Inc's assets grew by 61.9% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Jiayin Group Inc (2016–2025)
The table below shows the annual total assets of Jiayin Group Inc from 2016 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $8.76 Billion | +61.85% |
| 2024-12-31 | $5.41 Billion | -4.16% |
| 2023-12-31 | $5.64 Billion | +86.86% |
| 2022-12-31 | $3.02 Billion | +210.97% |
| 2021-12-31 | $971.43 Million | +84.90% |
| 2020-12-31 | $525.37 Million | -25.06% |
| 2019-12-31 | $701.07 Million | -12.57% |
| 2018-12-31 | $801.88 Million | -68.31% |
| 2017-12-31 | $2.53 Billion | +24.91% |
| 2016-12-31 | $2.03 Billion | -- |
About Jiayin Group Inc
Jiayin Group Inc., together with its subsidiaries, engages in the provision of online consumer finance services in the People's Republic of China. The company operates a fintech platform that facilitates connections between individual borrowers and financial institutions. It also offers loan products with fixed terms and repayment schedules; guarantee services; referral services for investment pr… Read more