Kentucky First Federal Bancorp
Kentucky First Federal Bancorp operates as the holding company for First Federal Savings and Loan Association of Hazard, Kentucky, and Frankfort First Bancorp, Inc. that provides various banking products and services in Kentucky. The company is involved in attracting deposits from the general public and applying those funds to the origination of loans for residential and consumer purposes. Its lo… Read more
Kentucky First Federal Bancorp (KFFB) - Total Assets
Latest total assets as of December 2025: $375.28 Million USD
Based on the latest financial reports, Kentucky First Federal Bancorp (KFFB) holds total assets worth $375.28 Million USD as of December 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Kentucky First Federal Bancorp - Total Assets Trend (2001–2025)
This chart illustrates how Kentucky First Federal Bancorp’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Kentucky First Federal Bancorp - Asset Composition Analysis
Current Asset Composition (June 2025)
Kentucky First Federal Bancorp's total assets of $375.28 Million consist of 5.6% current assets and 94.4% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 5.2% |
| Accounts Receivable | $0.00 | 0.0% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $0.00 | 0.0% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (2001–2025)
This chart illustrates how Kentucky First Federal Bancorp's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Kentucky First Federal Bancorp's current assets represent 5.6% of total assets in 2025, a decrease from 10.5% in 2001.
- Cash Position: Cash and equivalents constituted 5.2% of total assets in 2025, down from 10.5% in 2001.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2001.
- Asset Diversification: The largest asset category is goodwill at 0.0% of total assets.
Kentucky First Federal Bancorp Competitors by Total Assets
Key competitors of Kentucky First Federal Bancorp based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001
|
China | CN¥5.77 Trillion |
|
Bank of Ningbo Co Ltd
SHE:002142
|
China | CN¥3.58 Trillion |
|
Bank of Zhengzhou Co Ltd Class A
SHE:002936
|
China | CN¥743.55 Billion |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
|
China | CN¥509.92 Billion |
|
Bank of Suzhou
SHE:002966
|
China | CN¥776.04 Billion |
|
Jeju Bank
KO:006220
|
Korea | ₩7.72 Trillion |
|
Industrial Bank Of Korea
KO:024110
|
Korea | ₩490.11 Trillion |
|
Hana Financial
KO:086790
|
Korea | ₩659.08 Trillion |
Kentucky First Federal Bancorp - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Kentucky First Federal Bancorp generates 0.05x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, Kentucky First Federal Bancorp generates $ 0.05 in net profit.
Kentucky First Federal Bancorp - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 151.31 | 0.09 | 0.08 |
| Quick Ratio | 151.31 | 0.09 | 0.07 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $14.88 Million | $ -239.39 Million | $ -200.02 Million |
Kentucky First Federal Bancorp - Advanced Valuation Insights
This section examines the relationship between Kentucky First Federal Bancorp's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.80 |
| Latest Market Cap to Assets Ratio | 0.04 |
| Asset Growth Rate (YoY) | -0.7% |
| Total Assets | $372.16 Million |
| Market Capitalization | $13.85 Million USD |
Valuation Analysis
Below Book Valuation: The market values Kentucky First Federal Bancorp's assets below their book value (0.04 x), which may indicate investor concerns about asset quality or future growth.
Slight Asset Contraction: Kentucky First Federal Bancorp's assets decreased by 0.7% over the past year, which may reflect streamlining or optimization of resources.
Annual Total Assets for Kentucky First Federal Bancorp (2001–2025)
The table below shows the annual total assets of Kentucky First Federal Bancorp from 2001 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-06-30 | $372.16 Million | -0.75% |
| 2024-06-30 | $374.97 Million | +7.43% |
| 2023-06-30 | $349.02 Million | +6.38% |
| 2022-06-30 | $328.08 Million | -2.95% |
| 2021-06-30 | $338.06 Million | +5.27% |
| 2020-06-30 | $321.14 Million | -2.87% |
| 2019-06-30 | $330.63 Million | +3.84% |
| 2018-06-30 | $318.39 Million | +3.21% |
| 2017-06-30 | $308.49 Million | +5.69% |
| 2016-06-30 | $291.87 Million | -1.49% |
| 2015-06-30 | $296.30 Million | -1.12% |
| 2014-06-30 | $299.65 Million | -7.53% |
| 2013-06-30 | $324.06 Million | +45.35% |
| 2012-06-30 | $222.95 Million | -1.41% |
| 2011-06-30 | $226.13 Million | -4.56% |
| 2010-06-30 | $236.94 Million | -1.64% |
| 2009-06-30 | $240.90 Million | -2.73% |
| 2008-06-30 | $247.66 Million | -7.91% |
| 2007-06-30 | $268.92 Million | +2.66% |
| 2006-06-30 | $261.94 Million | -4.37% |
| 2005-06-30 | $273.92 Million | +95.90% |
| 2004-06-30 | $139.82 Million | +2.74% |
| 2003-06-30 | $136.10 Million | +2.19% |
| 2002-06-30 | $133.18 Million | +2.58% |
| 2001-06-30 | $129.83 Million | -- |