MVB Financial Corp
MVB Financial Corp. operates as bank holding company for MVB Bank, Inc that provides financial services to individuals and corporate clients. The company operates through three segments: CoRe Banking, Mortgage Banking, and Financial Holding Company. It offers various demand deposit accounts, savings accounts, money market accounts, and certificates of deposit; and commercial, consumer, and real e… Read more
MVB Financial Corp (MVBF) - Total Assets
Latest total assets as of December 2025: $3.31 Billion USD
Based on the latest financial reports, MVB Financial Corp (MVBF) holds total assets worth $3.31 Billion USD as of December 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
MVB Financial Corp - Total Assets Trend (2003–2025)
This chart illustrates how MVB Financial Corp’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
MVB Financial Corp - Asset Composition Analysis
Current Asset Composition (December 2025)
MVB Financial Corp's total assets of $3.31 Billion consist of 89.9% current assets and 10.1% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 7.4% |
| Accounts Receivable | $2.32 Billion | 70.2% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $0.00 | 0.0% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (2003–2025)
This chart illustrates how MVB Financial Corp's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: MVB Financial Corp's current assets represent 89.9% of total assets in 2025, an increase from 5.8% in 2003.
- Cash Position: Cash and equivalents constituted 7.4% of total assets in 2025, up from 3.5% in 2003.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2003.
- Asset Diversification: The largest asset category is accounts receivable at 70.2% of total assets.
MVB Financial Corp Competitors by Total Assets
Key competitors of MVB Financial Corp based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Kraft Bank Asa
OL:KRAB
|
Norway | Nkr4.42 Billion |
|
Ping An Bank Co Ltd
SHE:000001
|
China | CN¥5.77 Trillion |
|
Bank of Ningbo Co Ltd
SHE:002142
|
China | CN¥3.58 Trillion |
|
Bank of Qingdao Co Ltd
SHE:002948
|
China | CN¥765.57 Billion |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
|
China | CN¥509.92 Billion |
|
Bank of Suzhou
SHE:002966
|
China | CN¥776.04 Billion |
|
Jeju Bank
KO:006220
|
Korea | ₩7.72 Trillion |
|
Industrial Bank Of Korea
KO:024110
|
Korea | ₩490.11 Trillion |
MVB Financial Corp - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - MVB Financial Corp generates 0.08x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, MVB Financial Corp generates $ 0.81 in net profit.
MVB Financial Corp - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.22 | 0.33 | 32.47 |
| Quick Ratio | 0.22 | 0.54 | 32.36 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-2.15 Billion | $ -2.02 Billion | $ 1.76 Billion |
MVB Financial Corp - Advanced Valuation Insights
This section examines the relationship between MVB Financial Corp's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.97 |
| Latest Market Cap to Assets Ratio | 0.09 |
| Asset Growth Rate (YoY) | 5.8% |
| Total Assets | $3.31 Billion |
| Market Capitalization | $289.71 Million USD |
Valuation Analysis
Below Book Valuation: The market values MVB Financial Corp's assets below their book value (0.09 x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: MVB Financial Corp's assets grew by 5.8% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for MVB Financial Corp (2003–2025)
The table below shows the annual total assets of MVB Financial Corp from 2003 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $3.31 Billion | +5.76% |
| 2024-12-31 | $3.13 Billion | -5.59% |
| 2023-12-31 | $3.31 Billion | +8.44% |
| 2022-12-31 | $3.06 Billion | +9.56% |
| 2021-12-31 | $2.79 Billion | +19.64% |
| 2020-12-31 | $2.33 Billion | +19.92% |
| 2019-12-31 | $1.94 Billion | +11.03% |
| 2018-12-31 | $1.75 Billion | +14.12% |
| 2017-12-31 | $1.53 Billion | +8.14% |
| 2016-12-31 | $1.42 Billion | +2.48% |
| 2015-12-31 | $1.38 Billion | +24.68% |
| 2014-12-31 | $1.11 Billion | +12.50% |
| 2013-12-31 | $987.06 Million | +35.81% |
| 2012-12-31 | $726.77 Million | +36.23% |
| 2011-12-31 | $533.48 Million | +28.78% |
| 2010-12-31 | $414.27 Million | +17.44% |
| 2009-12-31 | $352.76 Million | +36.36% |
| 2008-12-31 | $258.71 Million | +12.43% |
| 2007-12-31 | $230.10 Million | +20.29% |
| 2006-12-31 | $191.28 Million | +26.40% |
| 2005-12-31 | $151.33 Million | +42.49% |
| 2004-12-31 | $106.21 Million | +11.88% |
| 2003-12-31 | $94.93 Million | -- |