MVB Financial Corp - Asset Resilience Ratio
MVB Financial Corp (MVBF) has an Asset Resilience Ratio of 12.41% as of December 2025. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Read MVB Financial Corp (MVBF) total liabilities for a breakdown of total debt and financial obligations.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2004–2025)
This chart shows how MVB Financial Corp's Asset Resilience Ratio has changed over time. See what is MVB Financial Corp's book value for net asset value and shareholders' equity analysis.
Liquid Assets Composition Over Time
This chart breaks down MVB Financial Corp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see MVBF company net worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $410.51 Million | 12.41% |
| Total Liquid Assets | $410.51 Million | 12.41% |
Asset Resilience Insights
- Moderate Liquidity: MVB Financial Corp has 12.41% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
MVB Financial Corp Industry Peers by Asset Resilience Ratio
Compare MVB Financial Corp's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Bank of Ayudhya PCL
BK:BAY |
Banks - Regional | 4.13% |
|
First Merchants Corporation Depository Shares
NASDAQ:FRMEP |
Banks - Regional | 7.40% |
|
Banco Santander (Brasil) S.A.
SA:SANB3 |
Banks - Regional | 5.81% |
|
Capitol Federal Financial Inc
NASDAQ:CFFN |
Banks - Regional | 8.49% |
|
CB Financial Services Inc
NASDAQ:CBFV |
Banks - Regional | 17.58% |
|
KB Financial Group Inc
F:KBIA |
Banks - Regional | 12.09% |
|
Absa Group Ltd
JSE:ABG |
Banks - Regional | -3.45% |
|
International Bancshares Corporation
NASDAQ:IBOC |
Banks - Regional | 29.29% |
Annual Asset Resilience Ratio for MVB Financial Corp (2004–2025)
The table below shows the annual Asset Resilience Ratio data for MVB Financial Corp.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 12.41% | $410.51 Million | $3.31 Billion | -0.75pp |
| 2024-12-31 | 13.16% | $411.64 Million | $3.13 Billion | +2.74pp |
| 2023-12-31 | 10.42% | $345.27 Million | $3.31 Billion | -2.01pp |
| 2022-12-31 | 12.43% | $379.81 Million | $3.06 Billion | -2.68pp |
| 2021-12-31 | 15.11% | $421.47 Million | $2.79 Billion | -2.50pp |
| 2020-12-31 | 17.61% | $410.62 Million | $2.33 Billion | +5.48pp |
| 2019-12-31 | 12.13% | $235.82 Million | $1.94 Billion | -0.53pp |
| 2018-12-31 | 12.66% | $221.61 Million | $1.75 Billion | -2.43pp |
| 2017-12-31 | 15.09% | $231.51 Million | $1.53 Billion | +3.64pp |
| 2016-12-31 | 11.44% | $162.37 Million | $1.42 Billion | +6.37pp |
| 2015-12-31 | 5.07% | $70.26 Million | $1.38 Billion | -1.07pp |
| 2014-12-31 | 6.14% | $68.21 Million | $1.11 Billion | -4.64pp |
| 2013-12-31 | 10.78% | $106.41 Million | $987.06 Million | -0.16pp |
| 2012-12-31 | 10.94% | $79.50 Million | $726.77 Million | -7.69pp |
| 2011-12-31 | 18.63% | $99.37 Million | $533.48 Million | +3.70pp |
| 2010-12-31 | 14.92% | $61.82 Million | $414.27 Million | +4.35pp |
| 2009-12-31 | 10.57% | $37.29 Million | $352.76 Million | +3.69pp |
| 2008-12-31 | 6.88% | $17.80 Million | $258.71 Million | -4.43pp |
| 2007-12-31 | 11.31% | $26.03 Million | $230.10 Million | +11.28pp |
| 2006-12-31 | 0.03% | $53.00K | $191.28 Million | -2.36pp |
| 2005-12-31 | 2.39% | $3.61 Million | $151.33 Million | -15.43pp |
| 2004-12-31 | 17.81% | $18.92 Million | $106.21 Million | -- |
About MVB Financial Corp
MVB Financial Corp. operates as bank holding company for MVB Bank, Inc that provides financial services to individuals and corporate clients. The company operates through three segments: CoRe Banking, Mortgage Banking, and Financial Holding Company. It offers various demand deposit accounts, savings accounts, money market accounts, and certificates of deposit; and commercial, consumer, and real e… Read more