MVB Financial Corp - Asset Resilience Ratio

Latest as of March 2026: 12.69%

MVB Financial Corp (MVBF) has an Asset Resilience Ratio of 12.69% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.

Liquid Assets

$421.73 Million

Cash + Short-term Investments

Total Assets

$3.32 Billion

All company assets

Resilience Assessment

Moderate

Financial Resilience Level

Asset Resilience Ratio Trend (2004–2025)

This chart shows how MVB Financial Corp's Asset Resilience Ratio has changed over time. Check MVB Financial Corp (MVBF) strategic asset index to assess the company's strategic physical and investment asset allocation.

Liquid Assets Composition Over Time

This chart breaks down MVB Financial Corp's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see MVB Financial Corp (MVBF) market capitalisation.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$421.73 Million	12.69%
Total Liquid Assets	$421.73 Million	12.69%

Asset Resilience Insights

Moderate Liquidity: MVB Financial Corp has 12.69% of assets in liquid form.
While adequate for normal operations, this level may limit flexibility during economic stress.
The company has significant short-term investments, indicating active treasury management.

MVB Financial Corp Industry Peers by Asset Resilience Ratio

Compare MVB Financial Corp's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Deutsche Bank Aktiengesellschaft F:DBK	Banks - Regional	3.17%
Regions Financial Corporation NYSE:RF	Banks - Regional	17.06%
Bank of Hangzhou Co Ltd SHG:600926	Banks - Regional	7.20%
Banco Santander Chile SN:BSANTANDER	Banks - Regional	6.33%
Grupo Financiero Inbursa S.A.B. de C.V MX:GFINBURO	Banks - Regional	2.07%
Synovus Financial Corp NYSE:SNV	Banks - Regional	4.05%
Bank of Queensland Ltd AU:BOQ	Banks - Regional	0.21%
Regional S.A.B. de C.V MX:RA	Banks - Regional	0.00%

Annual Asset Resilience Ratio for MVB Financial Corp (2004–2025)

The table below shows the annual Asset Resilience Ratio data for MVB Financial Corp.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	0.17%	$5.74 Million	$3.31 Billion	-12.98pp
2024-12-31	13.16%	$411.64 Million	$3.13 Billion	+2.74pp
2023-12-31	10.42%	$345.27 Million	$3.31 Billion	-2.01pp
2022-12-31	12.43%	$379.81 Million	$3.06 Billion	-2.68pp
2021-12-31	15.11%	$421.47 Million	$2.79 Billion	-2.50pp
2020-12-31	17.61%	$410.62 Million	$2.33 Billion	+5.48pp
2019-12-31	12.13%	$235.82 Million	$1.94 Billion	-0.53pp
2018-12-31	12.66%	$221.61 Million	$1.75 Billion	-2.43pp
2017-12-31	15.09%	$231.51 Million	$1.53 Billion	+3.64pp
2016-12-31	11.44%	$162.37 Million	$1.42 Billion	+6.37pp
2015-12-31	5.07%	$70.26 Million	$1.38 Billion	-1.07pp
2014-12-31	6.14%	$68.21 Million	$1.11 Billion	-4.64pp
2013-12-31	10.78%	$106.41 Million	$987.06 Million	-0.16pp
2012-12-31	10.94%	$79.50 Million	$726.77 Million	-7.69pp
2011-12-31	18.63%	$99.37 Million	$533.48 Million	+3.70pp
2010-12-31	14.92%	$61.82 Million	$414.27 Million	+4.35pp
2009-12-31	10.57%	$37.29 Million	$352.76 Million	+3.69pp
2008-12-31	6.88%	$17.80 Million	$258.71 Million	-4.43pp
2007-12-31	11.31%	$26.03 Million	$230.10 Million	+11.28pp
2006-12-31	0.03%	$53.00K	$191.28 Million	-2.36pp
2005-12-31	2.39%	$3.61 Million	$151.33 Million	-15.43pp
2004-12-31	17.81%	$18.92 Million	$106.21 Million	--

pp = percentage points

About MVB Financial Corp

NASDAQ:MVBF USA Banks - Regional

Market Cap

$393.85 Million

Market Cap Rank

#14129 Global

#3374 in USA

Share Price

$30.65

Change (1 day)

+0.59%

52-Week Range

$22.92 - $30.90

All Time High

$40.88