Navient Corp
Navient Corporation provides technology-enabled education finance for education in the United States. It operates through two segments: Federal Education Loans and Consumer Lending. The company owns and manages portfolio of private education loans; and offers education lending and digital financial services, in-school student loans, and refinancing products under Earnest brand. It also owns Fede… Read more
Navient Corp (NAVI) - Total Assets
Latest total assets as of December 2025: $48.68 Billion USD
Based on the latest financial reports, Navient Corp (NAVI) holds total assets worth $48.68 Billion USD as of December 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Navient Corp - Total Assets Trend (2000–2025)
This chart illustrates how Navient Corp’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Navient Corp - Asset Composition Analysis
Current Asset Composition (December 2025)
Navient Corp's total assets of $48.68 Billion consist of 4.3% current assets and 95.7% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 4.3% |
| Accounts Receivable | $1.67 Billion | 3.4% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $434.00 Million | 0.9% |
| Goodwill | $434.00 Million | 0.9% |
Asset Composition Trend (2000–2025)
This chart illustrates how Navient Corp's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Navient Corp's current assets represent 4.3% of total assets in 2025, an increase from 0.0% in 2000.
- Cash Position: Cash and equivalents constituted 4.3% of total assets in 2025, up from 1.5% in 2000.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2000.
- Asset Diversification: The largest asset category is accounts receivable at 3.4% of total assets.
Navient Corp Competitors by Total Assets
Key competitors of Navient Corp based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Pappajack Bhd
KLSE:0242
|
Malaysia | RM361.68 Million |
|
Evergreen Max Cash Capital Berhad
KLSE:0286
|
Malaysia | RM361.11 Million |
|
Samsung Card Co. Ltd.
KO:029780
|
Korea | ₩32.17 Trillion |
|
Yiren Digital Ltd
F:19YA
|
Germany | €14.45 Billion |
|
Yixin Group Limited
F:1YX
|
Germany | €50.34 Billion |
|
BFF Bank S.p.A
F:2BF
|
Germany | €12.13 Billion |
|
Resurs Holding AB (publ)
F:4R6
|
Germany | €50.33 Billion |
|
Aeon Credit Service Bhd
KLSE:5139
|
Malaysia | RM15.62 Billion |
Navient Corp - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Navient Corp generates 0.07x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Negative ROA - Navient Corp is currently not profitable relative to its asset base.
Navient Corp - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.41 | 0.55 | 0.26 |
| Quick Ratio | 0.41 | 0.55 | 0.26 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-2.97 Billion | $ -2.12 Billion | $ -4.19 Billion |
Navient Corp - Advanced Valuation Insights
This section examines the relationship between Navient Corp's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.33 |
| Latest Market Cap to Assets Ratio | 0.01 |
| Asset Growth Rate (YoY) | -6.0% |
| Total Assets | $48.68 Billion |
| Market Capitalization | $521.34 Million USD |
Valuation Analysis
Below Book Valuation: The market values Navient Corp's assets below their book value (0.01 x), which may indicate investor concerns about asset quality or future growth.
Significant Asset Reduction: Navient Corp's assets decreased by 6.0% over the past year, potentially indicating divestiture, restructuring, or challenging business conditions.
Annual Total Assets for Navient Corp (2000–2025)
The table below shows the annual total assets of Navient Corp from 2000 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $48.68 Billion | -6.00% |
| 2024-12-31 | $51.79 Billion | -15.62% |
| 2023-12-31 | $61.38 Billion | -13.31% |
| 2022-12-31 | $70.80 Billion | -12.17% |
| 2021-12-31 | $80.61 Billion | -7.79% |
| 2020-12-31 | $87.41 Billion | -7.89% |
| 2019-12-31 | $94.90 Billion | -8.90% |
| 2018-12-31 | $104.18 Billion | -9.41% |
| 2017-12-31 | $114.99 Billion | -5.07% |
| 2016-12-31 | $121.14 Billion | -9.63% |
| 2015-12-31 | $134.05 Billion | -8.41% |
| 2014-12-31 | $146.35 Billion | -8.27% |
| 2013-12-31 | $159.54 Billion | -11.98% |
| 2012-12-31 | $181.26 Billion | -6.25% |
| 2011-12-31 | $193.34 Billion | -5.83% |
| 2010-12-31 | $205.31 Billion | +20.78% |
| 2009-12-31 | $169.99 Billion | +0.72% |
| 2008-12-31 | $168.77 Billion | +8.49% |
| 2007-12-31 | $155.56 Billion | +33.95% |
| 2006-12-31 | $116.14 Billion | +16.91% |
| 2005-12-31 | $99.34 Billion | +18.13% |
| 2004-12-31 | $84.09 Billion | +30.15% |
| 2003-12-31 | $64.61 Billion | +21.51% |
| 2002-12-31 | $53.18 Billion | +0.57% |
| 2001-12-31 | $52.87 Billion | +8.37% |
| 2000-12-31 | $48.79 Billion | -- |