NB Bancorp, Inc. Common Stock

NASDAQ:NBBK USA Banks - Regional
Market Cap
$947.90 Million
Market Cap Rank
#8941 Global
#4410 in USA
Share Price
$20.71
Change (1 day)
-1.19%
52-Week Range
$15.76 - $22.37
All Time High
$22.37
About

NB Bancorp, Inc. focuses on operating as a bank holding company for Needham Bank that provides various banking products and services in Greater Boston metropolitan area and surrounding communities in the United States. The company offers various deposits, including certificate of deposit, individual retirement, money market, savings, NOW, demand deposit, and interest-bearing and noninterest-beari… Read more

NB Bancorp, Inc. Common Stock (NBBK) - Total Assets

Latest total assets as of December 2025: $7.01 Billion USD

Based on the latest financial reports, NB Bancorp, Inc. Common Stock (NBBK) holds total assets worth $7.01 Billion USD as of December 2025.

Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.

NB Bancorp, Inc. Common Stock - Total Assets Trend (2021–2025)

This chart illustrates how NB Bancorp, Inc. Common Stock’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.

NB Bancorp, Inc. Common Stock - Asset Composition Analysis

Current Asset Composition (September 2025)

NB Bancorp, Inc. Common Stock's total assets of $7.01 Billion consist of 94.3% current assets and 5.7% non-current assets.

Asset Category Amount (USD) % of Total Assets
Cash & Equivalents $0.00 4.7%
Accounts Receivable $6.01 Billion 85.8%
Inventory $0.00 0.0%
Property, Plant & Equipment $0.00 0.0%
Intangible Assets $19.30 Million 0.3%
Goodwill $16.79 Million 0.2%

Asset Composition Trend (2021–2025)

This chart illustrates how NB Bancorp, Inc. Common Stock's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.

Key Asset Composition Facts

  • Current vs. Non-Current Assets: NB Bancorp, Inc. Common Stock's current assets represent 94.3% of total assets in 2025, an increase from 25.7% in 2021.
  • Cash Position: Cash and equivalents constituted 4.7% of total assets in 2025, down from 15.6% in 2021.
  • Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2021.
  • Asset Diversification: The largest asset category is accounts receivable at 85.8% of total assets.

NB Bancorp, Inc. Common Stock Competitors by Total Assets

Key competitors of NB Bancorp, Inc. Common Stock based on total assets are shown below.

Company Country Total Assets
Ping An Bank Co Ltd
SHE:000001
China CN¥5.77 Trillion
Bank of Ningbo Co Ltd
SHE:002142
China CN¥3.58 Trillion
Bank of Zhengzhou Co Ltd Class A
SHE:002936
China CN¥743.55 Billion
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
China CN¥509.92 Billion
Bank of Suzhou
SHE:002966
China CN¥776.04 Billion
Jeju Bank
KO:006220
Korea ₩7.72 Trillion
Industrial Bank Of Korea
KO:024110
Korea ₩490.11 Trillion
Hana Financial
KO:086790
Korea ₩659.08 Trillion

NB Bancorp, Inc. Common Stock - Asset Efficiency Metrics

Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.

Asset Turnover Ratio

Measures how efficiently a company uses its assets to generate sales

Historical Range: 0.03 - 0.06

Lower asset utilization - NB Bancorp, Inc. Common Stock generates 0.05x its asset value in annual revenue.

Return on Assets (ROA)

Measures how efficiently a company uses its assets to generate profits

Historical Range: 0.22% - 0.84%

Moderate ROA - For every $100 in assets, NB Bancorp, Inc. Common Stock generates $ 0.72 in net profit.

NB Bancorp, Inc. Common Stock - Liquidity and Working Capital Analysis

Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.

Key Liquidity Metrics

Metric Current 1 Year Ago 5 Years Ago
Current Ratio 306.98 0.08 0.13
Quick Ratio 306.98 0.08 0.13
Cash Ratio 0.00 0.00 0.00
Working Capital $6.58 Billion $ -3.96 Billion $ -2.55 Billion

NB Bancorp, Inc. Common Stock - Advanced Valuation Insights

This section examines the relationship between NB Bancorp, Inc. Common Stock's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.

Key Valuation Metrics

Current Price-to-Book Ratio 0.95
Latest Market Cap to Assets Ratio 0.10
Asset Growth Rate (YoY) 35.8%
Total Assets $7.01 Billion
Market Capitalization $667.93 Million USD

Valuation Analysis

Below Book Valuation: The market values NB Bancorp, Inc. Common Stock's assets below their book value (0.10 x), which may indicate investor concerns about asset quality or future growth.

Rapid Asset Growth: NB Bancorp, Inc. Common Stock's assets grew by 35.8% over the past year, indicating significant expansion of the company's resource base.

Annual Total Assets for NB Bancorp, Inc. Common Stock (2021–2025)

The table below shows the annual total assets of NB Bancorp, Inc. Common Stock from 2021 to 2025.

Year Total Assets Change
2025-09-30 $7.01 Billion +35.84%
2024-09-30 $5.16 Billion +13.77%
2023-09-30 $4.53 Billion +26.20%
2022-09-30 $3.59 Billion +22.91%
2021-09-30 $2.92 Billion --