NMI Holdings Inc
NMI Holdings, Inc., together with its subsidiaries, provides private mortgage guaranty insurance services in the United States. It provides primary mortgage insurance services; and outsourced loan review services to mortgage loan originators. The company serves national and regional mortgage banks, money center banks, credit unions, community banks, builder-owned mortgage lenders, internet-source… Read more
NMI Holdings Inc (NMIH) - Total Assets
Latest total assets as of December 2025: $3.84 Trillion USD
Based on the latest financial reports, NMI Holdings Inc (NMIH) holds total assets worth $3.84 Trillion USD as of December 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
NMI Holdings Inc - Total Assets Trend (2011–2025)
This chart illustrates how NMI Holdings Inc’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
NMI Holdings Inc - Asset Composition Analysis
Current Asset Composition (December 2025)
NMI Holdings Inc's total assets of $3.84 Trillion consist of 3.4% current assets and 96.6% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 1.1% |
| Accounts Receivable | $86.26 Million | 2.3% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $390.00K | 0.0% |
| Goodwill | $3.24 Million | 0.1% |
Asset Composition Trend (2011–2025)
This chart illustrates how NMI Holdings Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: NMI Holdings Inc's current assets represent 3.4% of total assets in 2025, an increase from 0.0% in 2011.
- Cash Position: Cash and equivalents constituted 1.1% of total assets in 2025, up from 0.0% in 2011.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2011.
- Asset Diversification: The largest asset category is accounts receivable at 2.3% of total assets.
NMI Holdings Inc Competitors by Total Assets
Key competitors of NMI Holdings Inc based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Syarikat Takaful Malaysia Bhd
KLSE:6139
|
Malaysia | RM17.81 Billion |
|
ACMAT Corporation
PINK:ACMT
|
USA | $50.58 Million |
|
Enact Holdings Inc
NASDAQ:ACT
|
USA | $6.89 Billion |
|
Assured Guaranty Ltd
NYSE:AGO
|
USA | $12.10 Billion |
|
Ambac Financial Group Inc
NYSE:AMBC
|
USA | $2.15 Billion |
|
AMERISAFE Inc
NASDAQ:AMSF
|
USA | $222.87 Million |
|
AXIS Capital Holdings Ltd
NYSE:AXS
|
USA | $32.32 Billion |
|
Beazley plc
PINK:BZLYF
|
USA | $16.22 Billion |
NMI Holdings Inc - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - NMI Holdings Inc generates 0.18x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Excellent ROA - For every $100 in assets, NMI Holdings Inc generates $ 10.13 in net profit.
NMI Holdings Inc - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.33 | 3.48 | 1.27 |
| Quick Ratio | 0.33 | 3.48 | 1.33 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-270.06 Billion | $ 38.62 Million | $ 23.43 Million |
NMI Holdings Inc - Advanced Valuation Insights
This section examines the relationship between NMI Holdings Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.12 |
| Latest Market Cap to Assets Ratio | 0.73 |
| Asset Growth Rate (YoY) | 14.7% |
| Total Assets | $3.84 Billion |
| Market Capitalization | $2.82 Billion USD |
Valuation Analysis
Below Book Valuation: The market values NMI Holdings Inc's assets below their book value (0.73 x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: NMI Holdings Inc's assets grew by 14.7% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for NMI Holdings Inc (2011–2025)
The table below shows the annual total assets of NMI Holdings Inc from 2011 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $3.84 Billion | +14.66% |
| 2024-12-31 | $3.35 Billion | +13.12% |
| 2023-12-31 | $2.96 Billion | +17.70% |
| 2022-12-31 | $2.52 Billion | +2.67% |
| 2021-12-31 | $2.45 Billion | +13.10% |
| 2020-12-31 | $2.17 Billion | +58.75% |
| 2019-12-31 | $1.36 Billion | +24.98% |
| 2018-12-31 | $1.09 Billion | +22.04% |
| 2017-12-31 | $894.85 Million | +6.31% |
| 2016-12-31 | $841.74 Million | +27.06% |
| 2015-12-31 | $662.45 Million | +43.00% |
| 2014-12-31 | $463.26 Million | -3.73% |
| 2013-12-31 | $481.22 Million | -11.34% |
| 2012-12-31 | $542.77 Million | +258659.14% |
| 2011-12-31 | $209.76K | -- |