NSTS Bancorp Inc
NSTS Bancorp, Inc. operates as a savings and loan holding company for North Shore Trust and Savings that provides banking products and services in Illinois. The company offers interest-bearing and noninterest-bearing checking, money market, savings, and time deposit accounts; and one- to four-family residential mortgage, multi-family and commercial real estate mortgage, construction, and consumer… Read more
NSTS Bancorp Inc (NSTS) - Total Assets
Latest total assets as of September 2025: $269.84 Million USD
Based on the latest financial reports, NSTS Bancorp Inc (NSTS) holds total assets worth $269.84 Million USD as of September 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
NSTS Bancorp Inc - Total Assets Trend (2019–2024)
This chart illustrates how NSTS Bancorp Inc’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
NSTS Bancorp Inc - Asset Composition Analysis
Current Asset Composition (December 2024)
NSTS Bancorp Inc's total assets of $269.84 Million consist of 20.4% current assets and 79.6% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 19.7% |
| Accounts Receivable | $870.00K | 0.3% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $0.00 | 0.0% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (2019–2024)
This chart illustrates how NSTS Bancorp Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: NSTS Bancorp Inc's current assets represent 20.4% of total assets in 2024, a decrease from 51.7% in 2019.
- Cash Position: Cash and equivalents constituted 19.7% of total assets in 2024, down from 22.3% in 2019.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2019.
- Asset Diversification: The largest asset category is accounts receivable at 0.3% of total assets.
NSTS Bancorp Inc Competitors by Total Assets
Key competitors of NSTS Bancorp Inc based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001
|
China | CN¥5.77 Trillion |
|
Bank of Ningbo Co Ltd
SHE:002142
|
China | CN¥3.58 Trillion |
|
Bank of Zhengzhou Co Ltd Class A
SHE:002936
|
China | CN¥743.55 Billion |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
|
China | CN¥509.92 Billion |
|
Bank of Suzhou
SHE:002966
|
China | CN¥776.04 Billion |
|
Jeju Bank
KO:006220
|
Korea | ₩7.72 Trillion |
|
Industrial Bank Of Korea
KO:024110
|
Korea | ₩490.11 Trillion |
|
Hana Financial
KO:086790
|
Korea | ₩659.08 Trillion |
NSTS Bancorp Inc - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - NSTS Bancorp Inc generates 0.04x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Negative ROA - NSTS Bancorp Inc is currently not profitable relative to its asset base.
NSTS Bancorp Inc - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.23 | 0.72 | 0.77 |
| Quick Ratio | 0.23 | 0.72 | 0.77 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-124.71 Million | $ -42.85 Million | $ -38.80 Million |
NSTS Bancorp Inc - Advanced Valuation Insights
This section examines the relationship between NSTS Bancorp Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.76 |
| Latest Market Cap to Assets Ratio | 0.19 |
| Asset Growth Rate (YoY) | 8.5% |
| Total Assets | $278.69 Million |
| Market Capitalization | $53.77 Million USD |
Valuation Analysis
Below Book Valuation: The market values NSTS Bancorp Inc's assets below their book value (0.19 x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: NSTS Bancorp Inc's assets grew by 8.5% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for NSTS Bancorp Inc (2019–2024)
The table below shows the annual total assets of NSTS Bancorp Inc from 2019 to 2024.
| Year | Total Assets | Change |
|---|---|---|
| 2024-12-31 | $278.69 Million | +8.53% |
| 2023-12-31 | $256.78 Million | -2.81% |
| 2022-12-31 | $264.21 Million | -22.49% |
| 2021-12-31 | $340.87 Million | +40.73% |
| 2020-12-31 | $242.22 Million | +2.83% |
| 2019-12-31 | $235.55 Million | -- |