Old Point Financial Corporation (OPOF) - Total Assets
Based on the latest financial reports, Old Point Financial Corporation (OPOF) holds total assets worth $1.40 Billion USD as of June 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Explore OPOF net working capital ratio to assess how much short-term liquidity the company maintains relative to its equity base.
Old Point Financial Corporation - Total Assets Trend (1992–2024)
This chart illustrates how Old Point Financial Corporation's total assets have evolved over time, based on quarterly financial data.
Old Point Financial Corporation - Asset Composition Analysis
Current Asset Composition (December 2024)
Old Point Financial Corporation's total assets of $1.40 Billion consist of 24.6% current assets and 75.4% non-current assets. Also see OPOF stock market capitalisation for the company's overall valuation and market capitalisation.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 9.6% |
| Accounts Receivable | $0.00 | 0.0% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $143.00K | 0.0% |
| Goodwill | $1.65 Million | 0.1% |
Asset Composition Trend (1992–2024)
This chart illustrates how Old Point Financial Corporation's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. See OPOF share price today for real-time trading data and today's change.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Old Point Financial Corporation's current assets represent 24.6% of total assets in 2024, an increase from 6.5% in 1992.
- Cash Position: Cash and equivalents constituted 9.6% of total assets in 2024, up from 6.5% in 1992.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 1992.
- Asset Diversification: The largest asset category is goodwill at 0.1% of total assets.
Old Point Financial Corporation Competitors by Total Assets
Key competitors of Old Point Financial Corporation based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
INTESA SANPAOLO ADR/6
F:IESJ
|
Germany | €959.89 Billion |
|
Itaú Unibanco Holding S.A.
SA:ITUB3
|
Brazil | R$3.18 Trillion |
|
Itaú Unibanco Holding S.A
F:BVXB
|
Germany | €3.07 Trillion |
|
Commerzbank AG
XETRA:CBK
|
Germany | €603.30 Billion |
|
Banco de Chile
SN:CHILE
|
Chile | CL$55.39 Trillion |
|
SUMITOMO MITSU.TR.H.ADR10
F:MIU0
|
Germany | €81.84 Trillion |
|
TURKIYE GARANTI BANKASI AS
F:GBKB
|
Germany | €4.78 Trillion |
|
Spar Nord Bank
CO:SPNO
|
Denmark | Dkr143.85 Billion |
Old Point Financial Corporation - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 69.85 | 0.23 | 0.28 |
| Quick Ratio | 69.85 | 0.23 | 0.28 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $228.67 Million | $-953.08 Million | $-761.46 Million |
Old Point Financial Corporation - Advanced Valuation Insights
This section examines the relationship between Old Point Financial Corporation's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.82 |
| Latest Market Cap to Assets Ratio | 0.15 |
| Asset Growth Rate (YoY) | 0.3% |
| Total Assets | $1.45 Billion |
| Market Capitalization | $214.80 Million USD |
Valuation Analysis
Below Book Valuation: The market values Old Point Financial Corporation's assets below their book value (0.15x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Old Point Financial Corporation's assets grew by 0.3% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Old Point Financial Corporation (1992–2024)
The table below shows the annual total assets of Old Point Financial Corporation from 1992 to 2024.
| Year | Total Assets | Change |
|---|---|---|
| 2024-12-31 | $1.45 Billion | +0.29% |
| 2023-12-31 | $1.45 Billion | +6.72% |
| 2022-12-31 | $1.36 Billion | +1.30% |
| 2021-12-31 | $1.34 Billion | +9.11% |
| 2020-12-31 | $1.23 Billion | +16.28% |
| 2019-12-31 | $1.05 Billion | +1.57% |
| 2018-12-31 | $1.04 Billion | +5.68% |
| 2017-12-31 | $982.34 Million | +8.81% |
| 2016-12-31 | $902.84 Million | +0.67% |
| 2015-12-31 | $896.79 Million | +2.34% |
| 2014-12-31 | $876.28 Million | +1.39% |
| 2013-12-31 | $864.29 Million | -4.76% |
| 2012-12-31 | $907.50 Million | +6.83% |
| 2011-12-31 | $849.50 Million | -4.21% |
| 2010-12-31 | $886.84 Million | -3.75% |
| 2009-12-31 | $921.42 Million | +10.35% |
| 2008-12-31 | $834.97 Million | +1.51% |
| 2007-12-31 | $822.56 Million | -2.95% |
| 2006-12-31 | $847.52 Million | +14.53% |
| 2005-12-31 | $739.99 Million | +7.83% |
| 2004-12-31 | $686.27 Million | +6.25% |
| 2003-12-31 | $645.91 Million | +12.02% |
| 2002-12-31 | $576.62 Million | +11.15% |
| 2001-12-31 | $518.76 Million | +8.73% |
| 2000-12-31 | $477.10 Million | +9.35% |
| 1999-12-31 | $436.29 Million | +7.96% |
| 1998-12-31 | $404.12 Million | +15.90% |
| 1997-12-31 | $348.67 Million | +10.22% |
| 1996-12-31 | $316.35 Million | +3.97% |
| 1995-12-31 | $304.27 Million | +9.57% |
| 1994-12-31 | $277.68 Million | +1.39% |
| 1993-12-31 | $273.88 Million | +1.92% |
| 1992-12-31 | $268.72 Million | -- |
About Old Point Financial Corporation
Old Point Financial Corporation operates as the bank holding company for The Old Point National Bank of Phoebus that provides consumer, mortgage, and business banking services in Virginia, the United States. It operates through Bank, Wealth, and Parent segments. The company offers deposit products, including interest-bearing transaction accounts, money market deposit accounts, savings accounts, t… Read more