Oak Valley Bancorp (OVLY) - Total Assets
Based on the latest financial reports, Oak Valley Bancorp (OVLY) holds total assets worth $2.03 Billion USD as of December 2025. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Explore Oak Valley Bancorp cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
Oak Valley Bancorp - Total Assets Trend (2001–2025)
This chart illustrates how Oak Valley Bancorp's total assets have evolved over time, based on quarterly financial data. See OVLY net assets for net asset value and shareholders' equity analysis.
Oak Valley Bancorp - Asset Composition Analysis
Current Asset Composition (December 2025)
Oak Valley Bancorp's total assets of $2.03 Billion consist of 11.9% current assets and 88.1% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 10.0% |
| Accounts Receivable | $3.51 Million | 0.2% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $0.00 | 0.0% |
| Goodwill | $3.31 Million | 0.2% |
Asset Composition Trend (2001–2025)
This chart illustrates how Oak Valley Bancorp's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see Oak Valley Bancorp stock valuation.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Oak Valley Bancorp's current assets represent 11.9% of total assets in 2025, an increase from 11.8% in 2001.
- Cash Position: Cash and equivalents constituted 10.0% of total assets in 2025, up from 8.4% in 2001.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2001.
- Asset Diversification: The largest asset category is accounts receivable at 0.2% of total assets.
Oak Valley Bancorp Competitors by Total Assets
Key competitors of Oak Valley Bancorp based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Deutsche Bank Aktiengesellschaft
F:DBK
|
Germany | €1.48 Trillion |
|
Regions Financial Corporation
NYSE:RF
|
USA | $160.74 Billion |
|
Bank of Hangzhou Co Ltd
SHG:600926
|
China | CN¥2.44 Trillion |
|
Banco Santander Chile
SN:BSANTANDER
|
Chile | CL$69.90 Trillion |
|
Grupo Financiero Inbursa S.A.B. de C.V
MX:GFINBURO
|
Mexico | MX$860.26 Billion |
|
SpareBank 1 Sør-Norge ASA
OL:SB1NO
|
Norway | Nkr519.43 Billion |
|
Synovus Financial Corp
NYSE:SNV
|
USA | $60.49 Billion |
|
Bank of Queensland Ltd
AU:BOQ
|
Australia | AU$98.30 Billion |
Oak Valley Bancorp - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 148.25 | 0.13 | 0.30 |
| Quick Ratio | 148.25 | 0.13 | 0.30 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $239.43 Million | $-1.47 Billion | $-964.29 Million |
Oak Valley Bancorp - Advanced Valuation Insights
This section examines the relationship between Oak Valley Bancorp's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.33 |
| Latest Market Cap to Assets Ratio | 0.14 |
| Asset Growth Rate (YoY) | 6.6% |
| Total Assets | $2.03 Billion |
| Market Capitalization | $284.96 Million USD |
Valuation Analysis
Below Book Valuation: The market values Oak Valley Bancorp's assets below their book value (0.14x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Oak Valley Bancorp's assets grew by 6.6% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Oak Valley Bancorp (2001–2025)
The table below shows the annual total assets of Oak Valley Bancorp from 2001 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $2.03 Billion | +6.63% |
| 2024-12-31 | $1.90 Billion | +3.16% |
| 2023-12-31 | $1.84 Billion | -6.40% |
| 2022-12-31 | $1.97 Billion | +0.20% |
| 2021-12-31 | $1.96 Billion | +29.97% |
| 2020-12-31 | $1.51 Billion | +31.69% |
| 2019-12-31 | $1.15 Billion | +4.83% |
| 2018-12-31 | $1.09 Billion | +5.81% |
| 2017-12-31 | $1.03 Billion | +3.27% |
| 2016-12-31 | $1.00 Billion | +11.71% |
| 2015-12-31 | $897.04 Million | +19.66% |
| 2014-12-31 | $749.66 Million | +11.58% |
| 2013-12-31 | $671.85 Million | +1.72% |
| 2012-12-31 | $660.48 Million | +7.89% |
| 2011-12-31 | $612.17 Million | +10.82% |
| 2010-12-31 | $552.40 Million | +5.27% |
| 2009-12-31 | $524.72 Million | +3.25% |
| 2008-12-31 | $508.20 Million | +11.88% |
| 2007-12-31 | $454.26 Million | -0.21% |
| 2006-12-31 | $455.21 Million | +19.13% |
| 2005-12-31 | $382.12 Million | +22.06% |
| 2004-12-31 | $313.06 Million | +30.17% |
| 2003-12-31 | $240.50 Million | +24.38% |
| 2002-12-31 | $193.35 Million | +22.40% |
| 2001-12-31 | $157.96 Million | -- |
About Oak Valley Bancorp
Oak Valley Bancorp operates as the bank holding company for Oak Valley Community Bank that provides a range of commercial banking services to individuals and small to medium-sized businesses in the Central Valley and the Eastern Sierras. The company accepts deposits through checking and savings, money market, health savings, and individual retirement accounts, as well as certificates of deposit. … Read more