Ponce Financial Group Inc
Ponce Financial Group, Inc. operates as the bank holding company for Ponce Bank that provides various banking products and services. It offers various deposits, including demand, NOW/IOLA, money market, individual retirement, and savings accounts; reciprocal deposits; and certificates of deposit to individuals, business entities, and non-profit organizations. The company also provides real estate… Read more
Ponce Financial Group Inc (PDLB) - Total Assets
Latest total assets as of December 2025: $3.22 Billion USD
Based on the latest financial reports, Ponce Financial Group Inc (PDLB) holds total assets worth $3.22 Billion USD as of December 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Ponce Financial Group Inc - Total Assets Trend (2015–2025)
This chart illustrates how Ponce Financial Group Inc’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Ponce Financial Group Inc - Asset Composition Analysis
Current Asset Composition (December 2025)
Ponce Financial Group Inc's total assets of $3.22 Billion consist of 84.9% current assets and 15.1% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0.9% |
| Accounts Receivable | $2.62 Billion | 81.2% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $0.00 | 0.0% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (2015–2025)
This chart illustrates how Ponce Financial Group Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Ponce Financial Group Inc's current assets represent 84.9% of total assets in 2025, an increase from 13.9% in 2015.
- Cash Position: Cash and equivalents constituted 0.9% of total assets in 2025, down from 1.8% in 2015.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2015.
- Asset Diversification: The largest asset category is accounts receivable at 81.2% of total assets.
Ponce Financial Group Inc Competitors by Total Assets
Key competitors of Ponce Financial Group Inc based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001
|
China | CN¥5.77 Trillion |
|
Bank of Ningbo Co Ltd
SHE:002142
|
China | CN¥3.58 Trillion |
|
Bank of Zhengzhou Co Ltd Class A
SHE:002936
|
China | CN¥743.55 Billion |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
|
China | CN¥509.92 Billion |
|
Bank of Suzhou
SHE:002966
|
China | CN¥776.04 Billion |
|
Jeju Bank
KO:006220
|
Korea | ₩7.72 Trillion |
|
Industrial Bank Of Korea
KO:024110
|
Korea | ₩490.11 Trillion |
|
Hana Financial
KO:086790
|
Korea | ₩659.08 Trillion |
Ponce Financial Group Inc - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Ponce Financial Group Inc generates 0.06x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, Ponce Financial Group Inc generates $ 0.89 in net profit.
Ponce Financial Group Inc - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 2.55 | 0.14 | 0.12 |
| Quick Ratio | 2.55 | 0.14 | 0.12 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $1.66 Billion | $ -1.63 Billion | $ -1.01 Billion |
Ponce Financial Group Inc - Advanced Valuation Insights
This section examines the relationship between Ponce Financial Group Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.20 |
| Latest Market Cap to Assets Ratio | 0.09 |
| Asset Growth Rate (YoY) | 6.1% |
| Total Assets | $3.22 Billion |
| Market Capitalization | $288.24 Million USD |
Valuation Analysis
Below Book Valuation: The market values Ponce Financial Group Inc's assets below their book value (0.09 x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Ponce Financial Group Inc's assets grew by 6.1% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Ponce Financial Group Inc (2015–2025)
The table below shows the annual total assets of Ponce Financial Group Inc from 2015 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $3.22 Billion | +6.05% |
| 2024-12-31 | $3.04 Billion | +10.51% |
| 2023-12-31 | $2.75 Billion | +18.98% |
| 2022-12-31 | $2.31 Billion | +39.82% |
| 2021-12-31 | $1.65 Billion | +22.01% |
| 2020-12-31 | $1.36 Billion | +28.61% |
| 2019-12-31 | $1.05 Billion | -0.58% |
| 2018-12-31 | $1.06 Billion | +14.52% |
| 2017-12-31 | $925.52 Million | +24.23% |
| 2016-12-31 | $744.98 Million | +5.95% |
| 2015-12-31 | $703.16 Million | -- |