Peoples Bancorp of North Carolina (PEBK) - Total Assets
Based on the latest financial reports, Peoples Bancorp of North Carolina (PEBK) holds total assets worth $1.73 Billion USD as of March 2026. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Check Peoples Bancorp of North Carolina cash flow reinvestment rate to assess the company's total reinvestment commitment from operating cash flow.
Peoples Bancorp of North Carolina - Total Assets Trend (1990–2025)
This chart illustrates how Peoples Bancorp of North Carolina's total assets have evolved over time, based on quarterly financial data. Explore PEBK long-term investments to assets to see how much of total assets are deployed in long-term investments.
Peoples Bancorp of North Carolina - Asset Composition Analysis
Current Asset Composition (December 2025)
Peoples Bancorp of North Carolina's total assets of $1.73 Billion consist of 16.2% current assets and 83.9% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 3.4% |
| Accounts Receivable | $0.00 | 0.0% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $0.00 | 0.0% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (1990–2025)
This chart illustrates how Peoples Bancorp of North Carolina's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see Peoples Bancorp of North Carolina (PEBK) market capitalisation.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Peoples Bancorp of North Carolina's current assets represent 16.2% of total assets in 2025, an increase from 5.4% in 1990.
- Cash Position: Cash and equivalents constituted 3.4% of total assets in 2025, down from 5.4% in 1990.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 1990.
- Asset Diversification: The largest asset category is goodwill at 0.0% of total assets.
Peoples Bancorp of North Carolina Competitors by Total Assets
Key competitors of Peoples Bancorp of North Carolina based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Postal Savings Bank of China Co Ltd
SHG:601658
|
China | CN¥18.61 Trillion |
|
Danske Bank A/S
CO:DANSKE
|
Denmark | Dkr3.79 Trillion |
|
Commerzbank AG
XETRA:CBK
|
Germany | €603.30 Billion |
|
Banco de Chile
SN:CHILE
|
Chile | CL$55.39 Trillion |
|
Bank of Beijing Co Ltd
SHG:601169
|
China | CN¥4.89 Trillion |
|
Indian Overseas Bank
NSE:IOB
|
India | Rs4.48 Trillion |
|
Turkiye Vakiflar Bankasi TAO
IS:VAKBN
|
Turkey | TL5.49 Trillion |
|
Nordea Bank Abp
HE:NDA-FI
|
Finland | €654.35 Billion |
Peoples Bancorp of North Carolina - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 57.95 | 0.31 | 26.87 |
| Quick Ratio | 57.95 | 0.31 | 62.48 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $31.32 Million | $-1.04 Billion | $399.25 Million |
Peoples Bancorp of North Carolina - Advanced Valuation Insights
This section examines the relationship between Peoples Bancorp of North Carolina's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.45 |
| Latest Market Cap to Assets Ratio | 0.14 |
| Asset Growth Rate (YoY) | 3.0% |
| Total Assets | $1.70 Billion |
| Market Capitalization | $230.39 Million USD |
Valuation Analysis
Below Book Valuation: The market values Peoples Bancorp of North Carolina's assets below their book value (0.14x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Peoples Bancorp of North Carolina's assets grew by 3.0% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Peoples Bancorp of North Carolina (1990–2025)
The table below shows the annual total assets of Peoples Bancorp of North Carolina from 1990 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $1.70 Billion | +3.04% |
| 2024-12-31 | $1.65 Billion | +0.98% |
| 2023-12-31 | $1.64 Billion | +0.92% |
| 2022-12-31 | $1.62 Billion | -0.20% |
| 2021-12-31 | $1.62 Billion | +14.80% |
| 2020-12-31 | $1.41 Billion | +22.51% |
| 2019-12-31 | $1.15 Billion | +5.64% |
| 2018-12-31 | $1.09 Billion | +0.10% |
| 2017-12-31 | $1.09 Billion | +0.38% |
| 2016-12-31 | $1.09 Billion | +4.77% |
| 2015-12-31 | $1.04 Billion | -0.19% |
| 2014-12-31 | $1.04 Billion | +0.56% |
| 2013-12-31 | $1.03 Billion | +2.09% |
| 2012-12-31 | $1.01 Billion | -5.02% |
| 2011-12-31 | $1.07 Billion | -0.06% |
| 2010-12-31 | $1.07 Billion | +1.83% |
| 2009-12-31 | $1.05 Billion | +8.23% |
| 2008-12-31 | $968.76 Million | +6.78% |
| 2007-12-31 | $907.26 Million | +10.78% |
| 2006-12-31 | $818.95 Million | +12.14% |
| 2005-12-31 | $730.28 Million | +6.40% |
| 2004-12-31 | $686.35 Million | +1.83% |
| 2003-12-31 | $674.03 Million | +4.40% |
| 2002-12-31 | $645.64 Million | +4.22% |
| 2001-12-31 | $619.50 Million | +19.36% |
| 2000-12-31 | $519.00 Million | +20.02% |
| 1999-12-31 | $432.43 Million | +7.50% |
| 1998-12-31 | $402.27 Million | +23.06% |
| 1997-12-31 | $326.90 Million | +26.75% |
| 1996-12-31 | $257.90 Million | +16.12% |
| 1995-12-31 | $222.10 Million | +23.32% |
| 1994-12-31 | $180.10 Million | +3.98% |
| 1993-12-31 | $173.20 Million | +8.66% |
| 1992-12-31 | $159.40 Million | +7.48% |
| 1991-12-31 | $148.30 Million | -2.63% |
| 1990-12-31 | $152.30 Million | -- |
About Peoples Bancorp of North Carolina
Peoples Bancorp of North Carolina, Inc. operates as the bank holding company for Peoples Bank that provides various banking products and services for individuals and small-to medium-sized businesses in the North Carolina, United States. The company offers deposit products. It also originates commercial real estate loans, commercial loans, construction and land development loans, single-family res… Read more