Preferred Bank
Preferred Bank provides various banking products and services to small and mid-sized businesses, entrepreneurs, real estate developers, professionals, and high net worth individuals. The company accepts checking, savings, and money market deposit accounts; fixed-rate and fixed maturity retail, and non-retail certificates of deposit; and individual retirement accounts. It also provides real estate… Read more
Preferred Bank (PFBC) - Total Assets
Latest total assets as of September 2025: $7.47 Billion USD
Based on the latest financial reports, Preferred Bank (PFBC) holds total assets worth $7.47 Billion USD as of September 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Preferred Bank - Total Assets Trend (2002–2025)
This chart illustrates how Preferred Bank’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Preferred Bank - Asset Composition Analysis
Current Asset Composition (December 2025)
Preferred Bank's total assets of $7.47 Billion consist of 11.4% current assets and 88.6% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0.0% |
| Accounts Receivable | $0.00 | 0.0% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $0.00 | 0.0% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (2002–2025)
This chart illustrates how Preferred Bank's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Preferred Bank's current assets represent 11.4% of total assets in 2025, an increase from 3.5% in 2002.
- Cash Position: Cash and equivalents constituted 0.0% of total assets in 2025, down from 3.5% in 2002.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2002.
- Asset Diversification: The largest asset category is goodwill at 0.0% of total assets.
Preferred Bank Competitors by Total Assets
Key competitors of Preferred Bank based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001
|
China | CN¥5.77 Trillion |
|
Bank of Ningbo Co Ltd
SHE:002142
|
China | CN¥3.58 Trillion |
|
Bank of Zhengzhou Co Ltd Class A
SHE:002936
|
China | CN¥743.55 Billion |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
|
China | CN¥509.92 Billion |
|
Bank of Suzhou
SHE:002966
|
China | CN¥776.04 Billion |
|
Jeju Bank
KO:006220
|
Korea | ₩7.72 Trillion |
|
Industrial Bank Of Korea
KO:024110
|
Korea | ₩490.11 Trillion |
|
Hana Financial
KO:086790
|
Korea | ₩659.08 Trillion |
Preferred Bank - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Preferred Bank generates 0.07x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, Preferred Bank generates $ 1.76 in net profit.
Preferred Bank - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.13 | 0.20 | 0.23 |
| Quick Ratio | 0.13 | 0.20 | 0.23 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-5.41 Billion | $ -4.73 Billion | $ -3.44 Billion |
Preferred Bank - Advanced Valuation Insights
This section examines the relationship between Preferred Bank's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.41 |
| Latest Market Cap to Assets Ratio | 0.13 |
| Asset Growth Rate (YoY) | 9.8% |
| Total Assets | $7.60 Billion |
| Market Capitalization | $1.00 Billion USD |
Valuation Analysis
Below Book Valuation: The market values Preferred Bank's assets below their book value (0.13 x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Preferred Bank's assets grew by 9.8% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Preferred Bank (2002–2025)
The table below shows the annual total assets of Preferred Bank from 2002 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $7.60 Billion | +9.79% |
| 2024-12-31 | $6.92 Billion | +3.97% |
| 2023-12-31 | $6.66 Billion | +3.64% |
| 2022-12-31 | $6.43 Billion | +6.27% |
| 2021-12-31 | $6.05 Billion | +17.55% |
| 2020-12-31 | $5.14 Billion | +11.13% |
| 2019-12-31 | $4.63 Billion | +9.77% |
| 2018-12-31 | $4.22 Billion | +11.85% |
| 2017-12-31 | $3.77 Billion | +17.02% |
| 2016-12-31 | $3.22 Billion | +23.96% |
| 2015-12-31 | $2.60 Billion | +26.52% |
| 2014-12-31 | $2.05 Billion | +16.12% |
| 2013-12-31 | $1.77 Billion | +13.77% |
| 2012-12-31 | $1.55 Billion | +18.71% |
| 2011-12-31 | $1.31 Billion | +4.29% |
| 2010-12-31 | $1.26 Billion | -3.90% |
| 2009-12-31 | $1.31 Billion | -11.90% |
| 2008-12-31 | $1.48 Billion | -3.85% |
| 2007-12-31 | $1.54 Billion | +14.37% |
| 2006-12-31 | $1.35 Billion | +18.66% |
| 2005-12-31 | $1.14 Billion | +25.29% |
| 2004-12-31 | $907.27 Million | +19.09% |
| 2003-12-31 | $761.83 Million | +7.90% |
| 2002-12-31 | $706.05 Million | -- |