Preferred Bank - Asset Resilience Ratio
Preferred Bank (PFBC) has an Asset Resilience Ratio of 0.00% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. Check PFBC capital-intensive asset ratio to assess the company's strategic physical and investment asset allocation.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2003–2025)
This chart shows how Preferred Bank's Asset Resilience Ratio has changed over time. See Preferred Bank (PFBC) net asset quality to measure how much of total assets are equity-financed.
Liquid Assets Composition Over Time
This chart breaks down Preferred Bank's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see Preferred Bank market cap and net worth.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $2.00K | 0.0% |
| Total Liquid Assets | $2.00K | 0.00% |
Asset Resilience Insights
- Limited Liquidity: Preferred Bank maintains only 0.00% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Preferred Bank Industry Peers by Asset Resilience Ratio
Compare Preferred Bank's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
BNP Paribas SA
PA:BNP |
Banks - Regional | 17.67% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
Hua Xia Bank Co Ltd
SHG:600015 |
Banks - Regional | 4.86% |
|
Grupo Security
SN:SECURITY |
Banks - Regional | 0.15% |
|
Bank Mestika Dharma Tbk
JK:BBMD |
Banks - Regional | -6.51% |
|
Bank Multiarta Sentosa PT
JK:MASB |
Banks - Regional | 1.29% |
|
Bank Ochrony Środowiska SA
WAR:BOS |
Banks - Regional | 8.84% |
|
Bank Capital Indonesia Tbk
JK:BACA |
Banks - Regional | -22.83% |
Annual Asset Resilience Ratio for Preferred Bank (2003–2025)
The table below shows the annual Asset Resilience Ratio data for Preferred Bank.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 0.26% | $20.00 Million | $7.60 Billion | +0.26pp |
| 2024-12-31 | 0.00% | $3.00K | $6.92 Billion | -4.71pp |
| 2023-12-31 | 4.71% | $313.84 Million | $6.66 Billion | -1.95pp |
| 2022-12-31 | 6.67% | $428.30 Million | $6.43 Billion | -0.81pp |
| 2021-12-31 | 7.47% | $451.91 Million | $6.05 Billion | +2.81pp |
| 2020-12-31 | 4.66% | $239.68 Million | $5.14 Billion | -0.54pp |
| 2019-12-31 | 5.20% | $240.64 Million | $4.63 Billion | +0.87pp |
| 2018-12-31 | 4.33% | $182.41 Million | $4.22 Billion | -0.67pp |
| 2017-12-31 | 4.99% | $188.20 Million | $3.77 Billion | -1.21pp |
| 2016-12-31 | 6.20% | $199.83 Million | $3.22 Billion | -0.32pp |
| 2015-12-31 | 6.52% | $169.50 Million | $2.60 Billion | -0.81pp |
| 2014-12-31 | 7.33% | $150.54 Million | $2.05 Billion | -0.74pp |
| 2013-12-31 | 8.07% | $142.67 Million | $1.77 Billion | -5.49pp |
| 2012-12-31 | 13.55% | $210.74 Million | $1.55 Billion | +0.87pp |
| 2011-12-31 | 12.68% | $166.08 Million | $1.31 Billion | +8.55pp |
| 2009-12-31 | 4.13% | $54.00 Million | $1.31 Billion | +0.75pp |
| 2008-12-31 | 3.38% | $50.20 Million | $1.48 Billion | -4.30pp |
| 2006-12-31 | 7.69% | $103.70 Million | $1.35 Billion | -6.24pp |
| 2005-12-31 | 13.93% | $158.30 Million | $1.14 Billion | +5.88pp |
| 2004-12-31 | 8.05% | $73.00 Million | $907.27 Million | +0.30pp |
| 2003-12-31 | 7.74% | $59.00 Million | $761.83 Million | -- |
About Preferred Bank
Preferred Bank provides various banking products and services to small and mid-sized businesses, entrepreneurs, real estate developers, professionals, and high net worth individuals. The company accepts checking, savings, and money market deposit accounts; fixed-rate and fixed maturity retail, and non-retail certificates of deposit; and individual retirement accounts. It also provides real estate… Read more