Preferred Bank Asset Resilience Ratio
Preferred Bank asset resilience ratio. Preferred Bank (PFBC) has an Asset Resilience Ratio of 0.00% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See Preferred Bank (PFBC) liquidity interval to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of Preferred Bank (2003–2025)
Asset resilience ratio of Preferred Bank from 2003 to 2025. This chart shows how Preferred Bank's Asset Resilience Ratio has changed over time. Read Preferred Bank balance sheet liabilities for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down Preferred Bank's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see PFBC total asset value.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $2.00K | 0.0% |
| Total Liquid Assets | $2.00K | 0.00% |
Asset Resilience Insights
- Limited Liquidity: Preferred Bank maintains only 0.00% of assets in liquid form.
- This low level may indicate efficient asset utilization but could pose risks during economic downturns.
- The company has significant short-term investments, indicating active treasury management.
Preferred Bank Industry Peers by Asset Resilience Ratio
Compare Preferred Bank's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Societe Generale S.A.
PA:GLE |
Banks - Regional | 11.25% |
|
Itau Unibanco Banco Holding SA
NYSE:ITUB |
Banks - Regional | 3.55% |
|
Spar Nord Bank
CO:SPNO |
Banks - Regional | -3.96% |
|
Bank of Guiyang Co Ltd
SHG:601997 |
Banks - Regional | -0.78% |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958 |
Banks - Regional | -13.48% |
|
Bank Ina Perdana PT
JK:BINA |
Banks - Regional | -30.89% |
|
Bank Rakyat Indonesia Agroniaga
JK:AGRO |
Banks - Regional | 8.38% |
|
Bank Agris Tbk
JK:AGRS |
Banks - Regional | 1.98% |
Preferred Bank Asset Resilience Ratio by Year (2003–2025)
Preferred Bank asset resilience ratio by year from 2003 to 2025. The table below shows the annual Asset Resilience Ratio data for Preferred Bank.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 0.26% | $20.00 Million | $7.60 Billion | +0.26pp |
| 2024-12-31 | 0.00% | $3.00K | $6.92 Billion | -4.71pp |
| 2023-12-31 | 4.71% | $313.84 Million | $6.66 Billion | -1.95pp |
| 2022-12-31 | 6.67% | $428.30 Million | $6.43 Billion | -0.81pp |
| 2021-12-31 | 7.47% | $451.91 Million | $6.05 Billion | +2.81pp |
| 2020-12-31 | 4.66% | $239.68 Million | $5.14 Billion | -0.54pp |
| 2019-12-31 | 5.20% | $240.64 Million | $4.63 Billion | +0.87pp |
| 2018-12-31 | 4.33% | $182.41 Million | $4.22 Billion | -0.67pp |
| 2017-12-31 | 4.99% | $188.20 Million | $3.77 Billion | -1.21pp |
| 2016-12-31 | 6.20% | $199.83 Million | $3.22 Billion | -0.32pp |
| 2015-12-31 | 6.52% | $169.50 Million | $2.60 Billion | -0.81pp |
| 2014-12-31 | 7.33% | $150.54 Million | $2.05 Billion | -0.74pp |
| 2013-12-31 | 8.07% | $142.67 Million | $1.77 Billion | -5.49pp |
| 2012-12-31 | 13.55% | $210.74 Million | $1.55 Billion | +0.87pp |
| 2011-12-31 | 12.68% | $166.08 Million | $1.31 Billion | +8.55pp |
| 2009-12-31 | 4.13% | $54.00 Million | $1.31 Billion | +0.75pp |
| 2008-12-31 | 3.38% | $50.20 Million | $1.48 Billion | -4.30pp |
| 2006-12-31 | 7.69% | $103.70 Million | $1.35 Billion | -6.24pp |
| 2005-12-31 | 13.93% | $158.30 Million | $1.14 Billion | +5.88pp |
| 2004-12-31 | 8.05% | $73.00 Million | $907.27 Million | +0.30pp |
| 2003-12-31 | 7.74% | $59.00 Million | $761.83 Million | -- |
About Preferred Bank
Preferred Bank provides various banking products and services to small and mid-sized businesses, entrepreneurs, real estate developers, professionals, and high net worth individuals. The company accepts checking, savings, and money market deposit accounts; fixed-rate and fixed maturity retail, and non-retail certificates of deposit; and individual retirement accounts. It also provides real estate… Read more