Preferred Bank - Asset Resilience Ratio

Latest as of March 2026: 0.00%

Preferred Bank (PFBC) has an Asset Resilience Ratio of 0.00% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See how liquid is Preferred Bank's working capital to evaluate short-term liquidity relative to the company's equity base.

Liquid Assets

$2.00K

Cash + Short-term Investments

Total Assets

$7.65 Billion

All company assets

Resilience Assessment

Low

Financial Resilience Level

Asset Resilience Ratio Trend (2003–2025)

This chart shows how Preferred Bank's Asset Resilience Ratio has changed over time. For the complete balance sheet picture, see PFBC total assets.

Liquid Assets Composition Over Time

This chart breaks down Preferred Bank's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. Explore PFBC long-term investment intensity to see how much of total assets are deployed in long-term investments.

Current Liquid Assets Breakdown

Component	Amount	% of Total Assets
Cash & Equivalents	$0.00	0%
Short-term Investments	$2.00K	0.0%
Total Liquid Assets	$2.00K	0.00%

Asset Resilience Insights

Limited Liquidity: Preferred Bank maintains only 0.00% of assets in liquid form.
This low level may indicate efficient asset utilization but could pose risks during economic downturns.
The company has significant short-term investments, indicating active treasury management.

Preferred Bank Industry Peers by Asset Resilience Ratio

Compare Preferred Bank's asset resilience ratio with other companies in the same industry.

Company	Industry	Asset Resilience Ratio
Santander Bank Polska S.A. WAR:SPL	Banks - Regional	4.41%
Banco Santander Chile NYSE:BSAC	Banks - Regional	7.94%
Bank of Baroda NSE:BANKBARODA	Banks - Regional	-12.63%
Turkiye Is Bankasi AS Class C IS:ISCTR	Banks - Regional	-38.78%
Ringkjoebing Landbobank A/S CO:RILBA	Banks - Regional	0.03%
ABSA Bank Limited JSE:ABSP	Banks - Regional	2.72%
Mechanics Bank NASDAQ:MCHB	Banks - Regional	18.39%
Laurentian Bank Of Canada TO:LB	Banks - Regional	0.55%

Annual Asset Resilience Ratio for Preferred Bank (2003–2025)

The table below shows the annual Asset Resilience Ratio data for Preferred Bank.

Year	Asset Resilience Ratio (%)	Liquid Assets	Total Assets	Change
2025-12-31	0.26%	$20.00 Million	$7.60 Billion	+0.26pp
2024-12-31	0.00%	$3.00K	$6.92 Billion	-4.71pp
2023-12-31	4.71%	$313.84 Million	$6.66 Billion	-1.95pp
2022-12-31	6.67%	$428.30 Million	$6.43 Billion	-0.81pp
2021-12-31	7.47%	$451.91 Million	$6.05 Billion	+2.81pp
2020-12-31	4.66%	$239.68 Million	$5.14 Billion	-0.54pp
2019-12-31	5.20%	$240.64 Million	$4.63 Billion	+0.87pp
2018-12-31	4.33%	$182.41 Million	$4.22 Billion	-0.67pp
2017-12-31	4.99%	$188.20 Million	$3.77 Billion	-1.21pp
2016-12-31	6.20%	$199.83 Million	$3.22 Billion	-0.32pp
2015-12-31	6.52%	$169.50 Million	$2.60 Billion	-0.81pp
2014-12-31	7.33%	$150.54 Million	$2.05 Billion	-0.74pp
2013-12-31	8.07%	$142.67 Million	$1.77 Billion	-5.49pp
2012-12-31	13.55%	$210.74 Million	$1.55 Billion	+0.87pp
2011-12-31	12.68%	$166.08 Million	$1.31 Billion	+8.55pp
2009-12-31	4.13%	$54.00 Million	$1.31 Billion	+0.75pp
2008-12-31	3.38%	$50.20 Million	$1.48 Billion	-4.30pp
2006-12-31	7.69%	$103.70 Million	$1.35 Billion	-6.24pp
2005-12-31	13.93%	$158.30 Million	$1.14 Billion	+5.88pp
2004-12-31	8.05%	$73.00 Million	$907.27 Million	+0.30pp
2003-12-31	7.74%	$59.00 Million	$761.83 Million	--

pp = percentage points

About Preferred Bank

NASDAQ:PFBC USA Banks - Regional

Market Cap

$1.26 Billion

Market Cap Rank

#7916 Global

#2347 in USA

Share Price

$106.18

Change (1 day)

+0.35%

52-Week Range

$82.72 - $109.42

All Time High

$109.42