Peoples Fin
Peoples Financial Services Corp. provides commercial and retail banking services. The company accepts money market, negotiable order of withdrawal, savings, individual retirement, demand deposit, and certificates of deposit accounts. It also provides residential real estate, automobile, manufactured housing, personal, and home equity loans; and commercial real estate, working capital, constructio… Read more
Peoples Fin (PFIS) - Total Assets
Latest total assets as of December 2025: $5.27 Billion USD
Based on the latest financial reports, Peoples Fin (PFIS) holds total assets worth $5.27 Billion USD as of December 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Peoples Fin - Total Assets Trend (1997–2025)
This chart illustrates how Peoples Fin’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Peoples Fin - Asset Composition Analysis
Current Asset Composition (December 2025)
Peoples Fin's total assets of $5.27 Billion consist of 5.4% current assets and 94.6% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0.0% |
| Accounts Receivable | $0.00 | 0.0% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $27.70 Million | 0.5% |
| Goodwill | $75.99 Million | 1.4% |
Asset Composition Trend (1997–2025)
This chart illustrates how Peoples Fin's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Peoples Fin's current assets represent 5.4% of total assets in 2025, an increase from 3.2% in 1997.
- Cash Position: Cash and equivalents constituted 0.0% of total assets in 2025, down from 2.4% in 1997.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 1.0% of total assets, an increase from 0.0% in 1997.
- Asset Diversification: The largest asset category is goodwill at 1.4% of total assets.
Peoples Fin Competitors by Total Assets
Key competitors of Peoples Fin based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001
|
China | CN¥5.77 Trillion |
|
Bank of Ningbo Co Ltd
SHE:002142
|
China | CN¥3.58 Trillion |
|
Bank of Zhengzhou Co Ltd Class A
SHE:002936
|
China | CN¥743.55 Billion |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
|
China | CN¥509.92 Billion |
|
Bank of Suzhou
SHE:002966
|
China | CN¥776.04 Billion |
|
Jeju Bank
KO:006220
|
Korea | ₩7.72 Trillion |
|
Industrial Bank Of Korea
KO:024110
|
Korea | ₩490.11 Trillion |
|
Hana Financial
KO:086790
|
Korea | ₩659.08 Trillion |
Peoples Fin - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Peoples Fin generates 0.05x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, Peoples Fin generates $ 1.12 in net profit.
Peoples Fin - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 2.32 | 0.08 | 0.15 |
| Quick Ratio | 2.32 | 0.08 | 0.15 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $43.33 Million | $ -4.08 Billion | $ -2.22 Billion |
Peoples Fin - Advanced Valuation Insights
This section examines the relationship between Peoples Fin's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.09 |
| Latest Market Cap to Assets Ratio | 0.09 |
| Asset Growth Rate (YoY) | 3.5% |
| Total Assets | $5.27 Billion |
| Market Capitalization | $472.90 Million USD |
Valuation Analysis
Below Book Valuation: The market values Peoples Fin's assets below their book value (0.09 x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: Peoples Fin's assets grew by 3.5% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for Peoples Fin (1997–2025)
The table below shows the annual total assets of Peoples Fin from 1997 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $5.27 Billion | +3.51% |
| 2024-12-31 | $5.09 Billion | +36.06% |
| 2023-12-31 | $3.74 Billion | +5.31% |
| 2022-12-31 | $3.55 Billion | +5.45% |
| 2021-12-31 | $3.37 Billion | +16.86% |
| 2020-12-31 | $2.88 Billion | +16.50% |
| 2019-12-31 | $2.48 Billion | +8.18% |
| 2018-12-31 | $2.29 Billion | +5.43% |
| 2017-12-31 | $2.17 Billion | +8.53% |
| 2016-12-31 | $2.00 Billion | +9.93% |
| 2015-12-31 | $1.82 Billion | +4.44% |
| 2014-12-31 | $1.74 Billion | +3.16% |
| 2013-12-31 | $1.69 Billion | +83.91% |
| 2012-12-31 | $918.04 Million | +47.74% |
| 2011-12-31 | $621.40 Million | +11.25% |
| 2010-12-31 | $558.59 Million | +8.15% |
| 2009-12-31 | $516.48 Million | +9.34% |
| 2008-12-31 | $472.38 Million | +8.73% |
| 2007-12-31 | $434.43 Million | +4.36% |
| 2006-12-31 | $416.27 Million | +6.41% |
| 2005-12-31 | $391.20 Million | +3.12% |
| 2004-12-31 | $379.38 Million | +2.18% |
| 2003-12-31 | $371.29 Million | +7.05% |
| 2002-12-31 | $346.84 Million | +9.99% |
| 2001-12-31 | $315.35 Million | +9.64% |
| 2000-12-31 | $287.63 Million | +10.07% |
| 1999-12-31 | $261.32 Million | +5.71% |
| 1998-12-31 | $247.20 Million | +8.08% |
| 1997-12-31 | $228.72 Million | -- |