Pagaya Technologies Ltd.
Pagaya Technologies Ltd., a product-focused technology company, deploys data science and proprietary artificial intelligence-powered technology for financial services, their customers, and institutional or sophisticated investors in the United States, Israel, and the Cayman Islands. The company offers Decline Monetization, the flagship product which allows Partners to automatically send rejected … Read more
Pagaya Technologies Ltd. (PGY) - Total Assets
Latest total assets as of December 2025: $1.55 Billion USD
Based on the latest financial reports, Pagaya Technologies Ltd. (PGY) holds total assets worth $1.55 Billion USD as of December 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Pagaya Technologies Ltd. - Total Assets Trend (2019–2025)
This chart illustrates how Pagaya Technologies Ltd.’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Pagaya Technologies Ltd. - Asset Composition Analysis
Current Asset Composition (December 2025)
Pagaya Technologies Ltd.'s total assets of $1.55 Billion consist of 28.6% current assets and 71.4% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 18.7% |
| Accounts Receivable | $153.25 Million | 9.9% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $7.66 Million | 0.5% |
| Goodwill | $22.90 Million | 1.5% |
Asset Composition Trend (2019–2025)
This chart illustrates how Pagaya Technologies Ltd.'s asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Pagaya Technologies Ltd.'s current assets represent 28.6% of total assets in 2025, a decrease from 35.6% in 2019.
- Cash Position: Cash and equivalents constituted 18.7% of total assets in 2025, up from 8.2% in 2019.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 1.0% of total assets, an increase from 0.0% in 2019.
- Asset Diversification: The largest asset category is accounts receivable at 9.9% of total assets.
Pagaya Technologies Ltd. Competitors by Total Assets
Key competitors of Pagaya Technologies Ltd. based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Eastcompeace Technology Co Ltd
SHE:002017
|
China | CN¥2.97 Billion |
|
Wiscom System Co Ltd
SHE:002090
|
China | CN¥3.17 Billion |
|
Topsec Technologies Group Inc
SHE:002212
|
China | CN¥10.79 Billion |
|
Focus Technology Co Ltd
SHE:002315
|
China | CN¥4.27 Billion |
|
Beijing Venustech Inc
SHE:002439
|
China | CN¥13.16 Billion |
|
Maxvision Technology Corp
SHE:002990
|
China | CN¥3.74 Billion |
|
OpenSys M Bhd
KLSE:0040
|
Malaysia | RM129.25 Million |
|
Managepay Systems Bhd
KLSE:0156
|
Malaysia | RM86.24 Million |
Pagaya Technologies Ltd. - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Strong asset utilization - Pagaya Technologies Ltd. generates 0.82x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Solid ROA - For every $100 in assets, Pagaya Technologies Ltd. generates $5.26 in net profit.
Pagaya Technologies Ltd. - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 5.62 | 1.80 | 8.70 |
| Quick Ratio | 5.62 | 1.80 | 59.87 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $363.03 Million | $ 155.99 Million | $ 1.27 Million |
Pagaya Technologies Ltd. - Advanced Valuation Insights
This section examines the relationship between Pagaya Technologies Ltd.'s asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.93 |
| Latest Market Cap to Assets Ratio | 0.45 |
| Asset Growth Rate (YoY) | 19.7% |
| Total Assets | $1.55 Billion |
| Market Capitalization | $689.56 Million USD |
Valuation Analysis
Below Book Valuation: The market values Pagaya Technologies Ltd.'s assets below their book value (0.45 x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: Pagaya Technologies Ltd.'s assets grew by 19.7% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Pagaya Technologies Ltd. (2019–2025)
The table below shows the annual total assets of Pagaya Technologies Ltd. from 2019 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $1.55 Billion | +19.74% |
| 2024-12-31 | $1.29 Billion | +6.84% |
| 2023-12-31 | $1.21 Billion | +15.63% |
| 2022-12-31 | $1.05 Billion | +77.05% |
| 2021-12-31 | $590.26 Million | +188.96% |
| 2020-12-31 | $204.27 Million | +248.43% |
| 2019-12-31 | $58.63 Million | -- |