Pagaya Technologies Ltd. Asset Resilience Ratio

Latest as of March 2026: 57.10%

Pagaya Technologies Ltd. asset resilience ratio. Pagaya Technologies Ltd. (PGY) has an Asset Resilience Ratio of 57.10% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See operational self-sufficiency of Pagaya Technologies Ltd. to measure how many days the company can operate on defensive assets alone.

Liquid Assets

$941.37 Million
Cash + Short-term Investments

Total Assets

$1.65 Billion
All company assets

Resilience Assessment

Very High
Financial Resilience Level

Asset Resilience Ratio of Pagaya Technologies Ltd. (2019–2025)

Asset resilience ratio of Pagaya Technologies Ltd. from 2019 to 2025. This chart shows how Pagaya Technologies Ltd.'s Asset Resilience Ratio has changed over time. Read Pagaya Technologies Ltd. (PGY) financial obligations for a breakdown of total debt and financial obligations.

Liquid Assets Composition Over Time

This chart breaks down Pagaya Technologies Ltd.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see Pagaya Technologies Ltd. total assets.

Current Liquid Assets Breakdown

Component Amount % of Total Assets
Cash & Equivalents $0.00 0%
Short-term Investments $941.37 Million 57.1%
Total Liquid Assets $941.37 Million 57.10%

Asset Resilience Insights

  • Very High Liquidity: Pagaya Technologies Ltd. maintains exceptional liquid asset reserves at 57.10% of total assets.
  • This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
  • The company has significant short-term investments, indicating active treasury management.

Pagaya Technologies Ltd. Industry Peers by Asset Resilience Ratio

Compare Pagaya Technologies Ltd.'s asset resilience ratio with other companies in the same industry.

Company Industry Asset Resilience Ratio
TIZA Information Industry Corporation Inc
SHE:300209
Software - Infrastructure 0.25%
Payoneer Global Inc
NASDAQ:PAYO
Software - Infrastructure 85.26%
Lakala Payment Co Ltd
SHE:300773
Software - Infrastructure 9.88%
Qi An Xin Technology Group Inc
SHG:688561
Software - Infrastructure 1.17%
Megaport Ltd
AU:MP1
Software - Infrastructure 22.07%
Shenzhen Ysstech Info-Tech Co Ltd
SHE:300377
Software - Infrastructure 6.03%
Maxvision Technology Corp
SHE:002990
Software - Infrastructure 5.60%
E2E Networks Limited
NSE:E2E
Software - Infrastructure 2.56%

Pagaya Technologies Ltd. Asset Resilience Ratio by Year (2019–2025)

Pagaya Technologies Ltd. asset resilience ratio by year from 2019 to 2025. The table below shows the annual Asset Resilience Ratio data for Pagaya Technologies Ltd..

Year Asset Resilience Ratio (%) Liquid Assets Total Assets Change
2025-12-31 62.02% $958.79 Million $1.55 Billion +61.42pp
2024-12-31 0.60% $7.80 Million $1.29 Billion +0.40pp
2023-12-31 0.21% $2.49 Million $1.21 Billion +0.11pp
2022-12-31 0.10% $1.01 Million $1.05 Billion -1.63pp
2021-12-31 1.72% $10.16 Million $590.26 Million -26.46pp
2020-12-31 28.18% $57.57 Million $204.27 Million +10.99pp
2019-12-31 17.19% $10.08 Million $58.63 Million --
pp = percentage points

About Pagaya Technologies Ltd.

NASDAQ:PGY USA Software - Infrastructure
Market Cap
$1.30 Billion
Market Cap Rank
#7665 Global
#2316 in USA
Share Price
$18.13
Change (1 day)
-5.72%
52-Week Range
$10.64 - $27.77
All Time High
$359.40
About

Pagaya Technologies Ltd., a product-focused technology company, deploys data science and proprietary artificial intelligence-powered technology for financial services, their customers, and institutional or sophisticated investors in the United States, Israel, and the Cayman Islands. The company offers Decline Monetization, the flagship product which allows Partners to automatically send rejected … Read more