Pagaya Technologies Ltd. - Asset Resilience Ratio
Pagaya Technologies Ltd. (PGY) has an Asset Resilience Ratio of 57.10% as of March 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio Trend (2019–2025)
This chart shows how Pagaya Technologies Ltd.'s Asset Resilience Ratio has changed over time. Check PGY PP&E to net assets ratio to assess the company's strategic physical and investment asset allocation.
Liquid Assets Composition Over Time
This chart breaks down Pagaya Technologies Ltd.'s liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For market capitalisation and broader financial context, see market value of Pagaya Technologies Ltd..
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $941.37 Million | 57.1% |
| Total Liquid Assets | $941.37 Million | 57.10% |
Asset Resilience Insights
- Very High Liquidity: Pagaya Technologies Ltd. maintains exceptional liquid asset reserves at 57.10% of total assets.
- This level provides strong protection against economic uncertainties but may indicate potential for more aggressive growth investments.
- The company has significant short-term investments, indicating active treasury management.
Pagaya Technologies Ltd. Industry Peers by Asset Resilience Ratio
Compare Pagaya Technologies Ltd.'s asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Microsoft Corporation
NASDAQ:MSFT |
Software - Infrastructure | 6.65% |
|
Topsec Technologies Group Inc
SHE:002212 |
Software - Infrastructure | 0.15% |
|
Beijing VRV Software Corp Ltd
SHE:300352 |
Software - Infrastructure | 0.72% |
|
Locaweb Serviços de Internet S.A.
SA:LWSA3 |
Software - Infrastructure | 11.83% |
|
Automatic Bank Services Ltd
TA:SHVA |
Software - Infrastructure | 47.41% |
|
Danal Co. Ltd
KQ:064260 |
Software - Infrastructure | 7.83% |
|
Cyan AG
XETRA:CYR |
Software - Infrastructure | 5.96% |
|
Megaport Ltd
AU:MP1 |
Software - Infrastructure | 22.07% |
Annual Asset Resilience Ratio for Pagaya Technologies Ltd. (2019–2025)
The table below shows the annual Asset Resilience Ratio data for Pagaya Technologies Ltd..
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 62.02% | $958.79 Million | $1.55 Billion | +61.42pp |
| 2024-12-31 | 0.60% | $7.80 Million | $1.29 Billion | +0.40pp |
| 2023-12-31 | 0.21% | $2.49 Million | $1.21 Billion | +0.11pp |
| 2022-12-31 | 0.10% | $1.01 Million | $1.05 Billion | -1.63pp |
| 2021-12-31 | 1.72% | $10.16 Million | $590.26 Million | -26.46pp |
| 2020-12-31 | 28.18% | $57.57 Million | $204.27 Million | +10.99pp |
| 2019-12-31 | 17.19% | $10.08 Million | $58.63 Million | -- |
About Pagaya Technologies Ltd.
Pagaya Technologies Ltd., a product-focused technology company, deploys data science and proprietary artificial intelligence-powered technology for financial services, their customers, and institutional or sophisticated investors in the United States, Israel, and the Cayman Islands. The company offers Decline Monetization, the flagship product which allows Partners to automatically send rejected … Read more