PRA Group Inc
PRA Group, Inc., a financial services company, engages in the purchase, collection, and management of portfolios of nonperforming loans worldwide. The company purchases accounts that are primarily unpaid obligations of individuals owed to credit originators. It also purchases and collects nonperforming loans, which are sold by credit originators when they choose not to pursue, or have been unsucc… Read more
PRA Group Inc (PRAA) - Total Assets
Latest total assets as of September 2025: $5.00 Billion USD
Based on the latest financial reports, PRA Group Inc (PRAA) holds total assets worth $5.00 Billion USD as of September 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
PRA Group Inc - Total Assets Trend (2000–2024)
This chart illustrates how PRA Group Inc’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
PRA Group Inc - Asset Composition Analysis
Current Asset Composition (December 2024)
PRA Group Inc's total assets of $5.00 Billion consist of 87.7% current assets and 12.4% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 2.2% |
| Accounts Receivable | $4.16 Billion | 84.4% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $0.00 | 0.0% |
| Goodwill | $396.36 Million | 8.0% |
Asset Composition Trend (2000–2024)
This chart illustrates how PRA Group Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: PRA Group Inc's current assets represent 87.7% of total assets in 2024, an increase from 6.8% in 2000.
- Cash Position: Cash and equivalents constituted 2.2% of total assets in 2024, down from 6.8% in 2000.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 8.0% of total assets, an increase from 0.0% in 2000.
- Asset Diversification: The largest asset category is accounts receivable at 84.4% of total assets.
PRA Group Inc Competitors by Total Assets
Key competitors of PRA Group Inc based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Pappajack Bhd
KLSE:0242
|
Malaysia | RM361.68 Million |
|
Evergreen Max Cash Capital Berhad
KLSE:0286
|
Malaysia | RM361.11 Million |
|
Samsung Card Co. Ltd.
KO:029780
|
Korea | ₩32.17 Trillion |
|
Yiren Digital Ltd
F:19YA
|
Germany | €14.45 Billion |
|
Yixin Group Limited
F:1YX
|
Germany | €50.34 Billion |
|
BFF Bank S.p.A
F:2BF
|
Germany | €12.13 Billion |
|
Resurs Holding AB (publ)
F:4R6
|
Germany | €50.33 Billion |
|
Aeon Credit Service Bhd
KLSE:5139
|
Malaysia | RM15.62 Billion |
PRA Group Inc - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - PRA Group Inc generates 0.23x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, PRA Group Inc generates $ 1.43 in net profit.
PRA Group Inc - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 1.34 | 15.70 | 1.98 |
| Quick Ratio | 1.34 | 15.70 | 2.00 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $27.50 Million | $ 4.02 Billion | $ 1.80 Billion |
PRA Group Inc - Advanced Valuation Insights
This section examines the relationship between PRA Group Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.45 |
| Latest Market Cap to Assets Ratio | 0.09 |
| Asset Growth Rate (YoY) | 9.0% |
| Total Assets | $4.93 Billion |
| Market Capitalization | $424.34 Million USD |
Valuation Analysis
Below Book Valuation: The market values PRA Group Inc's assets below their book value (0.09 x), which may indicate investor concerns about asset quality or future growth.
Positive Asset Growth: PRA Group Inc's assets grew by 9.0% over the past year, showing continued investment in the company's operational capacity.
Annual Total Assets for PRA Group Inc (2000–2024)
The table below shows the annual total assets of PRA Group Inc from 2000 to 2024.
| Year | Total Assets | Change |
|---|---|---|
| 2024-12-31 | $4.93 Billion | +8.97% |
| 2023-12-31 | $4.53 Billion | +8.37% |
| 2022-12-31 | $4.18 Billion | -4.36% |
| 2021-12-31 | $4.37 Billion | -1.95% |
| 2020-12-31 | $4.45 Billion | +0.66% |
| 2019-12-31 | $4.42 Billion | +13.16% |
| 2018-12-31 | $3.91 Billion | +5.64% |
| 2017-12-31 | $3.70 Billion | +16.97% |
| 2016-12-31 | $3.16 Billion | +5.80% |
| 2015-12-31 | $2.99 Billion | +7.62% |
| 2014-12-31 | $2.78 Billion | +73.54% |
| 2013-12-31 | $1.60 Billion | +24.23% |
| 2012-12-31 | $1.29 Billion | +20.34% |
| 2011-12-31 | $1.07 Billion | +7.55% |
| 2010-12-31 | $995.91 Million | +25.36% |
| 2009-12-31 | $794.43 Million | +20.76% |
| 2008-12-31 | $657.84 Million | +38.11% |
| 2007-12-31 | $476.31 Million | +62.35% |
| 2006-12-31 | $293.38 Million | +18.41% |
| 2005-12-31 | $247.77 Million | +41.44% |
| 2004-12-31 | $175.18 Million | +38.60% |
| 2003-12-31 | $126.39 Million | +43.16% |
| 2002-12-31 | $88.29 Million | +54.60% |
| 2001-12-31 | $57.11 Million | +21.02% |
| 2000-12-31 | $47.19 Million | -- |