Rhinebeck Bancorp Inc

NASDAQ:RBKB USA Banks - Regional
Market Cap
$171.13 Million
Market Cap Rank
#21882 Global
#7797 in USA
Share Price
$15.36
Change (1 day)
+0.33%
52-Week Range
$9.62 - $16.44
All Time High
$16.44
About

Rhinebeck Bancorp, Inc. operates as the bank holding company for Rhinebeck Bank that provides banking and financial products and services to consumer and commercial customers in the Hudson Valley region of New York. The company offers deposits, including non-interest-bearing demand, interest bearing demand, money market, commercial and personal checking, individual retirement, and saving accounts… Read more

Rhinebeck Bancorp Inc (RBKB) - Total Assets

Latest total assets as of December 2025: $1.30 Billion USD

Based on the latest financial reports, Rhinebeck Bancorp Inc (RBKB) holds total assets worth $1.30 Billion USD as of December 2025.

Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.

Rhinebeck Bancorp Inc - Total Assets Trend (2013–2025)

This chart illustrates how Rhinebeck Bancorp Inc’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.

Rhinebeck Bancorp Inc - Asset Composition Analysis

Current Asset Composition (December 2025)

Rhinebeck Bancorp Inc's total assets of $1.30 Billion consist of 87.4% current assets and 12.6% non-current assets.

Asset Category Amount (USD) % of Total Assets
Cash & Equivalents $0.00 1.3%
Accounts Receivable $958.27 Million 73.6%
Inventory $0.00 0.0%
Property, Plant & Equipment $0.00 0.0%
Intangible Assets $106.00K 0.0%
Goodwill $2.23 Million 0.2%

Asset Composition Trend (2013–2025)

This chart illustrates how Rhinebeck Bancorp Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.

Key Asset Composition Facts

  • Current vs. Non-Current Assets: Rhinebeck Bancorp Inc's current assets represent 87.4% of total assets in 2025, an increase from 2.8% in 2013.
  • Cash Position: Cash and equivalents constituted 1.3% of total assets in 2025, down from 2.8% in 2013.
  • Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, unchanged from 0.0% in 2013.
  • Asset Diversification: The largest asset category is accounts receivable at 73.6% of total assets.

Rhinebeck Bancorp Inc Competitors by Total Assets

Key competitors of Rhinebeck Bancorp Inc based on total assets are shown below.

Company Country Total Assets
Ping An Bank Co Ltd
SHE:000001
China CN¥5.77 Trillion
Bank of Ningbo Co Ltd
SHE:002142
China CN¥3.58 Trillion
Bank of Zhengzhou Co Ltd Class A
SHE:002936
China CN¥743.55 Billion
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
China CN¥509.92 Billion
Bank of Suzhou
SHE:002966
China CN¥776.04 Billion
Jeju Bank
KO:006220
Korea ₩7.72 Trillion
Industrial Bank Of Korea
KO:024110
Korea ₩490.11 Trillion
Hana Financial
KO:086790
Korea ₩659.08 Trillion

Rhinebeck Bancorp Inc - Asset Efficiency Metrics

Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.

Asset Turnover Ratio

Measures how efficiently a company uses its assets to generate sales

Historical Range: 0.04 - 0.06

Lower asset utilization - Rhinebeck Bancorp Inc generates 0.06x its asset value in annual revenue.

Return on Assets (ROA)

Measures how efficiently a company uses its assets to generate profits

Historical Range: -0.69% - 0.90%

Moderate ROA - For every $100 in assets, Rhinebeck Bancorp Inc generates $ 0.77 in net profit.

Rhinebeck Bancorp Inc - Liquidity and Working Capital Analysis

Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.

Key Liquidity Metrics

Metric Current 1 Year Ago 5 Years Ago
Current Ratio 5.00 0.15 0.26
Quick Ratio 5.00 0.15 0.26
Cash Ratio 0.00 0.00 0.00
Working Capital $910.12 Million $ -889.11 Million $ -760.15 Million

Rhinebeck Bancorp Inc - Advanced Valuation Insights

This section examines the relationship between Rhinebeck Bancorp Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.

Key Valuation Metrics

Current Price-to-Book Ratio 1.05
Latest Market Cap to Assets Ratio 0.03
Asset Growth Rate (YoY) 3.7%
Total Assets $1.30 Billion
Market Capitalization $43.52 Million USD

Valuation Analysis

Below Book Valuation: The market values Rhinebeck Bancorp Inc's assets below their book value (0.03 x), which may indicate investor concerns about asset quality or future growth.

Positive Asset Growth: Rhinebeck Bancorp Inc's assets grew by 3.7% over the past year, showing continued investment in the company's operational capacity.

Annual Total Assets for Rhinebeck Bancorp Inc (2013–2025)

The table below shows the annual total assets of Rhinebeck Bancorp Inc from 2013 to 2025.

Year Total Assets Change
2025-12-31 $1.30 Billion +3.66%
2024-12-31 $1.26 Billion -4.37%
2023-12-31 $1.31 Billion -1.70%
2022-12-31 $1.34 Billion +4.28%
2021-12-31 $1.28 Billion +13.50%
2020-12-31 $1.13 Billion +15.90%
2019-12-31 $973.95 Million +10.37%
2018-12-31 $882.42 Million +18.91%
2017-12-31 $742.10 Million +2.71%
2016-12-31 $722.56 Million +8.14%
2015-12-31 $668.15 Million +2.71%
2014-12-31 $650.50 Million +6.15%
2013-12-31 $612.83 Million --