SB Financial Group Inc
SB Financial Group, Inc. operates as the financial holding company for the State Bank and Trust Company that provides a range of commercial banking and wealth management services to individual and corporate customers primarily in Ohio, Indiana, and Michigan. It offers checking, savings, money market accounts, as well as time certificates of deposit; and commercial, consumer, agricultural, and res… Read more
SB Financial Group Inc (SBFG) - Total Assets
Latest total assets as of December 2025: $1.55 Billion USD
Based on the latest financial reports, SB Financial Group Inc (SBFG) holds total assets worth $1.55 Billion USD as of December 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
SB Financial Group Inc - Total Assets Trend (1995–2025)
This chart illustrates how SB Financial Group Inc’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
SB Financial Group Inc - Asset Composition Analysis
Current Asset Composition (December 2025)
SB Financial Group Inc's total assets of $1.55 Billion consist of 5.1% current assets and 94.9% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 5.1% |
| Accounts Receivable | $0.00 | 0.0% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $0.00 | 0.0% |
| Goodwill | $27.16 Million | 1.8% |
Asset Composition Trend (1995–2025)
This chart illustrates how SB Financial Group Inc's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: SB Financial Group Inc's current assets represent 5.1% of total assets in 2025, a decrease from 7.7% in 1995.
- Cash Position: Cash and equivalents constituted 5.1% of total assets in 2025, down from 6.9% in 1995.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 1.0% of total assets, an increase from 0.0% in 1995.
- Asset Diversification: The largest asset category is goodwill at 1.8% of total assets.
SB Financial Group Inc Competitors by Total Assets
Key competitors of SB Financial Group Inc based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001
|
China | CN¥5.77 Trillion |
|
Bank of Ningbo Co Ltd
SHE:002142
|
China | CN¥3.58 Trillion |
|
Bank of Zhengzhou Co Ltd Class A
SHE:002936
|
China | CN¥743.55 Billion |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
|
China | CN¥509.92 Billion |
|
Bank of Suzhou
SHE:002966
|
China | CN¥776.04 Billion |
|
Jeju Bank
KO:006220
|
Korea | ₩7.72 Trillion |
|
Industrial Bank Of Korea
KO:024110
|
Korea | ₩490.11 Trillion |
|
Hana Financial
KO:086790
|
Korea | ₩659.08 Trillion |
SB Financial Group Inc - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - SB Financial Group Inc generates 0.06x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, SB Financial Group Inc generates $ 0.90 in net profit.
SB Financial Group Inc - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.10 | 0.18 | 44.02 |
| Quick Ratio | 0.10 | 0.18 | 44.02 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-670.87 Million | $ -961.38 Million | $ 1.07 Billion |
SB Financial Group Inc - Advanced Valuation Insights
This section examines the relationship between SB Financial Group Inc's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 0.93 |
| Latest Market Cap to Assets Ratio | 0.07 |
| Asset Growth Rate (YoY) | 12.0% |
| Total Assets | $1.55 Billion |
| Market Capitalization | $104.23 Million USD |
Valuation Analysis
Below Book Valuation: The market values SB Financial Group Inc's assets below their book value (0.07 x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: SB Financial Group Inc's assets grew by 12.0% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for SB Financial Group Inc (1995–2025)
The table below shows the annual total assets of SB Financial Group Inc from 1995 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $1.55 Billion | +12.02% |
| 2024-12-31 | $1.38 Billion | +2.70% |
| 2023-12-31 | $1.34 Billion | +0.57% |
| 2022-12-31 | $1.34 Billion | +0.36% |
| 2021-12-31 | $1.33 Billion | +5.80% |
| 2020-12-31 | $1.26 Billion | +21.11% |
| 2019-12-31 | $1.04 Billion | +5.34% |
| 2018-12-31 | $985.90 Million | +12.46% |
| 2017-12-31 | $876.63 Million | +7.43% |
| 2016-12-31 | $816.00 Million | +11.31% |
| 2015-12-31 | $733.07 Million | +7.14% |
| 2014-12-31 | $684.23 Million | +8.31% |
| 2013-12-31 | $631.75 Million | -1.02% |
| 2012-12-31 | $638.23 Million | +1.52% |
| 2011-12-31 | $628.66 Million | -4.79% |
| 2010-12-31 | $660.29 Million | -1.90% |
| 2009-12-31 | $673.05 Million | +2.35% |
| 2008-12-31 | $657.62 Million | +17.18% |
| 2007-12-31 | $561.21 Million | +0.94% |
| 2006-12-31 | $556.01 Million | +4.80% |
| 2005-12-31 | $530.54 Million | +27.73% |
| 2004-12-31 | $415.35 Million | -4.59% |
| 2003-12-31 | $435.31 Million | -41.36% |
| 2002-12-31 | $742.32 Million | -0.52% |
| 2001-12-31 | $746.21 Million | +6.48% |
| 2000-12-31 | $700.82 Million | +11.63% |
| 1999-12-31 | $627.80 Million | +16.88% |
| 1998-12-31 | $537.15 Million | +13.96% |
| 1997-12-31 | $471.37 Million | +8.79% |
| 1996-12-31 | $433.27 Million | +5.36% |
| 1995-12-31 | $411.23 Million | -- |