SB Financial Group Inc Asset Resilience Ratio
SB Financial Group Inc asset resilience ratio. SB Financial Group Inc (SBFG) has an Asset Resilience Ratio of 11.05% as of June 2026. The Asset Resilience Ratio measures the percentage of a company's total assets that are held in liquid form (cash and short-term investments). This metric indicates how well-positioned the company is to handle unexpected financial challenges, economic downturns, or strategic opportunities without requiring external financing. See operational self-sufficiency of SB Financial Group Inc to measure how many days the company can operate on defensive assets alone.
Liquid Assets
Total Assets
Resilience Assessment
Asset Resilience Ratio of SB Financial Group Inc (2000–2025)
Asset resilience ratio of SB Financial Group Inc from 2000 to 2025. This chart shows how SB Financial Group Inc's Asset Resilience Ratio has changed over time. Read debt load of SB Financial Group Inc for a breakdown of total debt and financial obligations.
Liquid Assets Composition Over Time
This chart breaks down SB Financial Group Inc's liquid assets into cash & equivalents and short-term investments, showing how the composition has evolved over time. For the complete balance sheet picture, see SB Financial Group Inc assets under control.
Current Liquid Assets Breakdown
| Component | Amount | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 0% |
| Short-term Investments | $179.03 Million | 11.05% |
| Total Liquid Assets | $179.03 Million | 11.05% |
Asset Resilience Insights
- Moderate Liquidity: SB Financial Group Inc has 11.05% of assets in liquid form.
- While adequate for normal operations, this level may limit flexibility during economic stress.
- The company has significant short-term investments, indicating active treasury management.
SB Financial Group Inc Industry Peers by Asset Resilience Ratio
Compare SB Financial Group Inc's asset resilience ratio with other companies in the same industry.
| Company | Industry | Asset Resilience Ratio |
|---|---|---|
|
Commerzbank AG
XETRA:CBK |
Banks - Regional | 5.22% |
|
CIMB Group Holdings Bhd
KLSE:1023 |
Banks - Regional | 1.96% |
|
BNK Banking Corporation Ltd
AU:BBC |
Banks - Regional | 8.96% |
|
Banco Bradesco DRC
BA:BBD |
Banks - Regional | 4.82% |
|
Grupo Financiero Galicia S.A.
BA:GGAL |
Banks - Regional | 8.18% |
|
Banco Macro SA B
BA:BMA |
Banks - Regional | 0.55% |
|
BBVA Banco Frances SA
BA:BBAR |
Banks - Regional | 7.45% |
|
Banco Patagonia
BA:BPAT |
Banks - Regional | 0.44% |
SB Financial Group Inc Asset Resilience Ratio by Year (2000–2025)
SB Financial Group Inc asset resilience ratio by year from 2000 to 2025. The table below shows the annual Asset Resilience Ratio data for SB Financial Group Inc.
| Year | Asset Resilience Ratio (%) | Liquid Assets | Total Assets | Change |
|---|---|---|---|---|
| 2025-12-31 | 4.76% | $73.53 Million | $1.55 Billion | -7.69pp |
| 2024-12-31 | 12.45% | $171.76 Million | $1.38 Billion | -3.91pp |
| 2023-12-31 | 16.36% | $219.71 Million | $1.34 Billion | -1.52pp |
| 2022-12-31 | 17.88% | $238.78 Million | $1.34 Billion | -1.90pp |
| 2021-12-31 | 19.78% | $263.26 Million | $1.33 Billion | +7.90pp |
| 2020-12-31 | 11.88% | $149.41 Million | $1.26 Billion | +2.16pp |
| 2019-12-31 | 9.72% | $100.95 Million | $1.04 Billion | +0.49pp |
| 2018-12-31 | 9.23% | $91.04 Million | $985.90 Million | -0.21pp |
| 2017-12-31 | 9.44% | $82.79 Million | $876.63 Million | -1.60pp |
| 2016-12-31 | 11.05% | $90.13 Million | $816.00 Million | -1.20pp |
| 2015-12-31 | 12.25% | $89.79 Million | $733.07 Million | -0.21pp |
| 2014-12-31 | 12.46% | $85.24 Million | $684.23 Million | -1.76pp |
| 2013-12-31 | 14.21% | $89.79 Million | $631.75 Million | -1.25pp |
| 2012-12-31 | 15.46% | $98.70 Million | $638.23 Million | -2.35pp |
| 2011-12-31 | 17.81% | $111.98 Million | $628.66 Million | +16.29pp |
| 2008-12-31 | 1.52% | $10.00 Million | $657.62 Million | +1.16pp |
| 2007-12-31 | 0.36% | $2.00 Million | $561.21 Million | -1.31pp |
| 2006-12-31 | 1.66% | $9.25 Million | $556.01 Million | +1.64pp |
| 2005-12-31 | 0.03% | $150.00K | $530.54 Million | -0.01pp |
| 2004-12-31 | 0.04% | $150.00K | $415.35 Million | -2.32pp |
| 2003-12-31 | 2.36% | $10.26 Million | $435.31 Million | +0.44pp |
| 2002-12-31 | 1.92% | $14.26 Million | $742.32 Million | +1.89pp |
| 2001-12-31 | 0.03% | $260.00K | $746.21 Million | +0.02pp |
| 2000-12-31 | 0.02% | $110.00K | $700.82 Million | -- |
About SB Financial Group Inc
SB Financial Group, Inc. operates as the financial holding company for the State Bank and Trust Company that provides a range of commercial banking, trust and wealth management services, and title insurance to individual and corporate customers primarily in Ohio, Indiana, and Michigan. It offers checking, savings, money market accounts, as well as time certificates of deposit; automatic teller ma… Read more