Sezzle Inc.
Sezzle Inc. operates as a technology-enabled payments company primarily in the United States and Canada. The company offers payment solution in-store and at online retail stores; and through proprietary payments solution that connects consumers with merchants for instantly extends credit at the point-of-sale. It also provides Sezzle Platform that provides a payments solution for consumers that ex… Read more
Sezzle Inc. (SEZL) - Total Assets
Latest total assets as of September 2025: $366.96 Million USD
Based on the latest financial reports, Sezzle Inc. (SEZL) holds total assets worth $366.96 Million USD as of September 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Sezzle Inc. - Total Assets Trend (2017–2024)
This chart illustrates how Sezzle Inc.’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Sezzle Inc. - Asset Composition Analysis
Current Asset Composition (December 2024)
Sezzle Inc.'s total assets of $366.96 Million consist of 86.3% current assets and 13.7% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 24.5% |
| Accounts Receivable | $164.56 Million | 55.2% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $2.44 Million | 0.8% |
| Goodwill | $2.44 Billion | 817.5% |
Asset Composition Trend (2017–2024)
This chart illustrates how Sezzle Inc.'s asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Sezzle Inc.'s current assets represent 86.3% of total assets in 2024, a decrease from 91.1% in 2017.
- Cash Position: Cash and equivalents constituted 24.5% of total assets in 2024, down from 70.5% in 2017.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 817.0% of total assets, an increase from 6.0% in 2017.
- Asset Diversification: The largest asset category is goodwill at 817.5% of total assets.
Sezzle Inc. Competitors by Total Assets
Key competitors of Sezzle Inc. based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Pappajack Bhd
KLSE:0242
|
Malaysia | RM361.68 Million |
|
Evergreen Max Cash Capital Berhad
KLSE:0286
|
Malaysia | RM361.11 Million |
|
Samsung Card Co. Ltd.
KO:029780
|
Korea | ₩32.17 Trillion |
|
Yiren Digital Ltd
F:19YA
|
Germany | €14.45 Billion |
|
Yixin Group Limited
F:1YX
|
Germany | €50.34 Billion |
|
BFF Bank S.p.A
F:2BF
|
Germany | €12.13 Billion |
|
Resurs Holding AB (publ)
F:4R6
|
Germany | €50.33 Billion |
|
Aeon Credit Service Bhd
KLSE:5139
|
Malaysia | RM15.62 Billion |
Sezzle Inc. - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Strong asset utilization - Sezzle Inc. generates 0.91x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Excellent ROA - For every $100 in assets, Sezzle Inc. generates $ 26.32 in net profit.
Sezzle Inc. - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 3.52 | 2.40 | 2.53 |
| Quick Ratio | 3.52 | 2.44 | 2.50 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $235.79 Million | $ 135.55 Million | $ 104.63 Million |
Sezzle Inc. - Advanced Valuation Insights
This section examines the relationship between Sezzle Inc.'s asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 14.09 |
| Latest Market Cap to Assets Ratio | 3.99 |
| Asset Growth Rate (YoY) | 40.3% |
| Total Assets | $298.37 Million |
| Market Capitalization | $1.19 Billion USD |
Valuation Analysis
Premium Asset Valuation: The market values Sezzle Inc.'s assets at a significant premium ( 3.99x), suggesting investors see substantial growth potential or unique competitive advantages.
Rapid Asset Growth: Sezzle Inc.'s assets grew by 40.3% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Sezzle Inc. (2017–2024)
The table below shows the annual total assets of Sezzle Inc. from 2017 to 2024.
| Year | Total Assets | Change |
|---|---|---|
| 2024-12-31 | $298.37 Million | +40.31% |
| 2023-12-31 | $212.65 Million | +23.22% |
| 2022-12-31 | $172.58 Million | -22.75% |
| 2021-12-31 | $223.40 Million | +28.31% |
| 2020-12-31 | $174.11 Million | +169.76% |
| 2019-12-31 | $64.54 Million | +414.89% |
| 2018-12-31 | $12.54 Million | +961.64% |
| 2017-12-31 | $1.18 Million | -- |