Sezzle Inc. (SEZL) - Total Assets
Based on the latest financial reports, Sezzle Inc. (SEZL) holds total assets worth $454.31 Million USD as of March 2026. Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments. Explore Sezzle Inc. cash flow to debt ratio to assess how comfortably operating cash covers total debt obligations.
Sezzle Inc. - Total Assets Trend (2017–2025)
This chart illustrates how Sezzle Inc.'s total assets have evolved over time, based on quarterly financial data. See SEZL net assets for net asset value and shareholders' equity analysis.
Sezzle Inc. - Asset Composition Analysis
Current Asset Composition (December 2025)
Sezzle Inc.'s total assets of $454.31 Million consist of 87.9% current assets and 12.1% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 16.0% |
| Accounts Receivable | $261.08 Million | 65.2% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $3.33 Million | 0.8% |
| Goodwill | $0.00 | 0.0% |
Asset Composition Trend (2017–2025)
This chart illustrates how Sezzle Inc.'s asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution. For live market cap, price, and company overview, see SEZL company net worth.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Sezzle Inc.'s current assets represent 87.9% of total assets in 2025, a decrease from 91.1% in 2017.
- Cash Position: Cash and equivalents constituted 16.0% of total assets in 2025, down from 70.5% in 2017.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 0.0% of total assets, a decrease from 6.0% in 2017.
- Asset Diversification: The largest asset category is accounts receivable at 65.2% of total assets.
Sezzle Inc. Competitors by Total Assets
Key competitors of Sezzle Inc. based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
SLM Corp
NASDAQ:SLM
|
USA | $29.41 Billion |
|
Capri Global Capital Limited
NSE:CGCL
|
India | Rs326.76 Billion |
|
ZIP Co Ltd
AU:ZIP
|
Australia | AU$3.50 Billion |
|
Beijing Cuiwei Tower Co Ltd
SHG:603123
|
China | CN¥6.14 Billion |
|
Direct Finance TA
TA:DIFI
|
Israel | ILA10.37 Billion |
|
Fusion Micro Finance Limited
NSE:FUSION
|
India | Rs82.95 Billion |
|
Michlol Finance Ltd
TA:MCLL
|
Israel | ILA2.13 Billion |
|
EN Shoham Business Ltd
TA:SHOM
|
Israel | ILA1.08 Billion |
Sezzle Inc. - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 3.65 | 2.62 | 1.62 |
| Quick Ratio | 3.65 | 2.62 | 1.62 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $298.59 Million | $164.35 Million | $63.20 Million |
Sezzle Inc. - Advanced Valuation Insights
This section examines the relationship between Sezzle Inc.'s asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 16.86 |
| Latest Market Cap to Assets Ratio | 13.00 |
| Asset Growth Rate (YoY) | 34.1% |
| Total Assets | $400.23 Million |
| Market Capitalization | $5.20 Billion USD |
Valuation Analysis
Premium Asset Valuation: The market values Sezzle Inc.'s assets at a significant premium (13.00x), suggesting investors see substantial growth potential or unique competitive advantages.
Rapid Asset Growth: Sezzle Inc.'s assets grew by 34.1% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Sezzle Inc. (2017–2025)
The table below shows the annual total assets of Sezzle Inc. from 2017 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $400.23 Million | +34.14% |
| 2024-12-31 | $298.37 Million | +40.31% |
| 2023-12-31 | $212.65 Million | +23.22% |
| 2022-12-31 | $172.58 Million | -22.75% |
| 2021-12-31 | $223.40 Million | +28.31% |
| 2020-12-31 | $174.11 Million | +169.76% |
| 2019-12-31 | $64.54 Million | +414.89% |
| 2018-12-31 | $12.54 Million | +961.64% |
| 2017-12-31 | $1.18 Million | -- |
About Sezzle Inc.
Sezzle Inc. operates as a technology-enabled payments company in the United States and Canada. The company offers Sezzle Platform that provides a payments solution for consumers that extends credit at the point-of-sale allowing consumers to purchase and receive the ordered merchandise at the time of sale while paying in installments over time; Pay-in-Four, which allows consumers to pay a fourth o… Read more