Towne Bank
TowneBank provides retail and commercial banking services for individuals, commercial enterprises, and professionals in Virginia and North Carolina. The company operates through three segments: Banking, Realty, and Insurance. It accepts various deposits, including demand deposits, savings accounts, money rate savings, certificates of deposit, and individual retirement accounts. The company also o… Read more
Towne Bank (TOWN) - Total Assets
Latest total assets as of December 2025: $19.69 Billion USD
Based on the latest financial reports, Towne Bank (TOWN) holds total assets worth $19.69 Billion USD as of December 2025.
Total assets represent everything the company owns and controls, combining both current assets—like cash and cash equivalents, accounts receivable, and inventories—and non-current assets such as property, plant, equipment (PP&E), intangible assets, and long-term investments.
Towne Bank - Total Assets Trend (2000–2025)
This chart illustrates how Towne Bank’s total assets have evolved over time, based on quarterly financial data. Explore and compare other companies by total assets.
Towne Bank - Asset Composition Analysis
Current Asset Composition (December 2025)
Towne Bank's total assets of $19.69 Billion consist of 6.9% current assets and 93.1% non-current assets.
| Asset Category | Amount (USD) | % of Total Assets |
|---|---|---|
| Cash & Equivalents | $0.00 | 1.3% |
| Accounts Receivable | $0.00 | 0.0% |
| Inventory | $0.00 | 0.0% |
| Property, Plant & Equipment | $0.00 | 0.0% |
| Intangible Assets | $96.53 Million | 0.5% |
| Goodwill | $594.08 Million | 3.0% |
Asset Composition Trend (2000–2025)
This chart illustrates how Towne Bank's asset composition has evolved over time. Understanding changes in asset allocation can provide insights into the company's strategic shifts, capital allocation priorities, and business focus evolution.
Key Asset Composition Facts
- Current vs. Non-Current Assets: Towne Bank's current assets represent 6.9% of total assets in 2025, an increase from 0.0% in 2000.
- Cash Position: Cash and equivalents constituted 1.3% of total assets in 2025, up from 0.0% in 2000.
- Tangible vs. Intangible: Intangible assets (including goodwill) make up 3.0% of total assets, an increase from 0.0% in 2000.
- Asset Diversification: The largest asset category is goodwill at 3.0% of total assets.
Towne Bank Competitors by Total Assets
Key competitors of Towne Bank based on total assets are shown below.
| Company | Country | Total Assets |
|---|---|---|
|
Ping An Bank Co Ltd
SHE:000001
|
China | CN¥5.77 Trillion |
|
Bank of Ningbo Co Ltd
SHE:002142
|
China | CN¥3.58 Trillion |
|
Bank of Zhengzhou Co Ltd Class A
SHE:002936
|
China | CN¥743.55 Billion |
|
Qingdao Rural Commercial Bank Corp Class A
SHE:002958
|
China | CN¥509.92 Billion |
|
Bank of Suzhou
SHE:002966
|
China | CN¥776.04 Billion |
|
Jeju Bank
KO:006220
|
Korea | ₩7.72 Trillion |
|
Industrial Bank Of Korea
KO:024110
|
Korea | ₩490.11 Trillion |
|
Hana Financial
KO:086790
|
Korea | ₩659.08 Trillion |
Towne Bank - Asset Efficiency Metrics
Asset efficiency metrics measure how effectively a company uses its assets to generate revenue and profits. These indicators help investors evaluate management's ability to deploy capital efficiently.
Asset Turnover Ratio
Measures how efficiently a company uses its assets to generate sales
Lower asset utilization - Towne Bank generates 0.05x its asset value in annual revenue.
Return on Assets (ROA)
Measures how efficiently a company uses its assets to generate profits
Moderate ROA - For every $100 in assets, Towne Bank generates $ 0.86 in net profit.
Towne Bank - Liquidity and Working Capital Analysis
Liquidity ratios measure a company's ability to pay off its short-term debts as they come due, using the company's current or quick assets. Working capital represents the operational liquidity available.
Key Liquidity Metrics
| Metric | Current | 1 Year Ago | 5 Years Ago |
|---|---|---|---|
| Current Ratio | 0.10 | 0.10 | 0.29 |
| Quick Ratio | 0.10 | 0.10 | 0.29 |
| Cash Ratio | 0.00 | 0.00 | 0.00 |
| Working Capital | $-12.15 Billion | $ -13.07 Billion | $ -8.68 Billion |
Towne Bank - Advanced Valuation Insights
This section examines the relationship between Towne Bank's asset base and its market valuation, helping to identify whether the company's assets are efficiently translated into market value.
Key Valuation Metrics
| Current Price-to-Book Ratio | 1.41 |
| Latest Market Cap to Assets Ratio | 0.12 |
| Asset Growth Rate (YoY) | 14.2% |
| Total Assets | $19.69 Billion |
| Market Capitalization | $2.38 Billion USD |
Valuation Analysis
Below Book Valuation: The market values Towne Bank's assets below their book value (0.12 x), which may indicate investor concerns about asset quality or future growth.
Rapid Asset Growth: Towne Bank's assets grew by 14.2% over the past year, indicating significant expansion of the company's resource base.
Annual Total Assets for Towne Bank (2000–2025)
The table below shows the annual total assets of Towne Bank from 2000 to 2025.
| Year | Total Assets | Change |
|---|---|---|
| 2025-12-31 | $19.69 Billion | +14.15% |
| 2024-12-31 | $17.25 Billion | +2.45% |
| 2023-12-31 | $16.84 Billion | +6.25% |
| 2022-12-31 | $15.85 Billion | -3.15% |
| 2021-12-31 | $16.36 Billion | +11.86% |
| 2020-12-31 | $14.63 Billion | +22.42% |
| 2019-12-31 | $11.95 Billion | +7.03% |
| 2018-12-31 | $11.16 Billion | +30.99% |
| 2017-12-31 | $8.52 Billion | +6.88% |
| 2016-12-31 | $7.97 Billion | +26.64% |
| 2015-12-31 | $6.30 Billion | +26.37% |
| 2014-12-31 | $4.98 Billion | +6.62% |
| 2013-12-31 | $4.67 Billion | +6.06% |
| 2012-12-31 | $4.41 Billion | +7.94% |
| 2011-12-31 | $4.08 Billion | +5.44% |
| 2010-12-31 | $3.87 Billion | +7.34% |
| 2009-12-31 | $3.61 Billion | +15.09% |
| 2008-12-31 | $3.13 Billion | +25.29% |
| 2007-12-31 | $2.50 Billion | +13.97% |
| 2006-12-31 | $2.19 Billion | +21.71% |
| 2005-12-31 | $1.80 Billion | +24.50% |
| 2004-12-31 | $1.45 Billion | +55.42% |
| 2003-12-31 | $931.87 Million | +21.99% |
| 2002-12-31 | $763.90 Million | +36.53% |
| 2001-12-31 | $559.51 Million | +45.40% |
| 2000-12-31 | $384.82 Million | -- |